Travel medical insurance not only protects your finances from being unexpectedly spent on an emergency medical crisis in a foreign land but also provides you with peace of mind while traveling. Here, we have discussed the top reasons to buy Travel Medical Insurance.
2. Medical Service
Benefits
What if you suffer an injury or illness (covered by the policy) during your
international trip and need to be hospitalized or undergo any surgical or medical
assistance? Your travel medical insurance will protect you and your finances.
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3. Ambulance Service
Benefits
If it is medically needed, emergency air or ground ambulance
services will be provided by the insurance provider from the
accident or emergency spot to the nearest healthcare facility
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4. Emergency Medical
Evacuation Services
What if the policyholder (you) suffers an injury or illness during his
or her trip requiring immediate medical evacuation from the
emergency site to the nearest hospital? The visitor insurance policy
will cover the same.
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5. Evacuation Due To Any
Political Scenario or
Natural Disasters
What if you (policyholder) need to be released from the host
country due to any event that may lead to severe physical
injury or even death? Your travel medical insurance will cover
the extrication charges.
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6. Return Of The
Dependant Minor
Children
What if you are the only person traveling with minor children or meet with
an accident requiring 48-hours of hospital stay. Your travel medical
insurance plan will cover the expenses of one-way airfare tickets of the
minor or travel companion back to their home country.
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7. Repatriation Of
Mortal Remains
Unfortunately, what if you die during your international trip due to an
injury or illness? Your insurance policy will pay for preparing and
sending your deceased body back to your home country.
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8. Trip Interruption
Benefits
If your immediate family member passed away
If you or your traveling companion become sick or meet with an accident
If your home is damaged due to fire or elements of nature
If you needed emergency medical evacuation to return to your home country
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9. Disappearance
Benefits
If you are exposed to any event or element after sinking, standing, breaking
down of the vehicle you were traveling or forced landing, your travel health
insurance plan will cover you.
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10. Expenses Of
Cremation And
Burial
In case of the death of the policyholder during their international trip, the
expenses of cremation or local burial at the country of death will be covered
by the insurance provider.
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11. Baggage Loss
Coverage
For baggage loss, your insurance plan will compensate for up to $1,000 as the
cost of replacement of the necessities. It can go up to $75 for each article.
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