1. VIKKIE L LUDOLPH
12345 SEFuller Rd #60;Portland,OR 97266 | Home: 503-659-2534 / Cell: 503-307-
0992 | VLudolph7857@comcast.net
SUMMARY
I aminterested in a position inbankingor finance. I haveworked in backofficesdoing
documentpreparation/loan supportto underwriting.
COMPUTER SKILLS
Software
· I knowMicro OfficeProducts,Access,LexisNexis;EquifaxCreditbureaus;variousin-
housebuild underwritingapplications;Loan Calc fordoc-pre. I diduseLaser Pro once
withoutbeingtaught. Mainframe,Hogan andCL3 which showingloan accounts;
checkingandsavings;Moody’sspreads.
EXPERIENCE
07/14/2015to
03/14/2015
Special Loan Associate, US Bank
· I started outon special projectsin reviewingloansthatUSB acquired and another
company wasservicingthemand their contractwascomingdue. I hadto go through
the portfolio andverify who theowner of the property was andif therewereany
assumptions. Then they moved me to followingfor real estatetaxes thatwerepast
due. In this position,I had to call theclientthroughany phonenumbersI couldfindon
any of their systems. If I found they could no payin a reasonabletime,then the loan
would gettransferred to Special Assets Group.. Then they moved me to Team 1 which
reviewthe downgraded accounts to madesuretherewereno red flagstandingout. A
red flagcouldbe,they forgotto filetheir namestatuswith theirstate’s Secretaryof
State; real estatetaxesnotbeing paid;deceased guarantor. You had to complete13
reviews a day fromthequeues,and I could notkeep up. I think my previous
background gotin my way.
06/12/1991to
06/28/2013
Underwriter, KeyBank,N.A.
· I started off as Loan Support,theDocumentPreparation in theirConsumer Center;
Then I moved to Small Businessand wasthereuntil theend. HereI was Loan Support;
DocumentPreparation;CreditAnalyst,then underwriter. Thelast1 yearsI worked on
the Portfolio MonitoringTeamwhereI was followingon renewalscomingto maturity
in 90 days,whereI wouldsend letters to thecustomer requestingfinancial
information. Atthe end of 30 days,theaccountswentto the 60 day person,then the
30 day person. Thisisa very crucial position. You don’twanttheaccountsto go past
maturity. When I wasin thisposition,I never had anaccountgo pastmaturity. We
worked closely with theRelationship Managersin thefield. I also had to reviewour

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Red Flagreport,which wasa quarterly reportthatassessed which accountthatwere
morelikely go into default.
EDUCATION
09/1974to
06/1975
Diploma, Cleveland HighSchool,Portland,Oregon