2. A sick wallet
is a deadly condition
that affects the world
and can lead to
many serious complications
3. problems
• Inability to budget
• No track of money gained and spent
• Scores of bills and receipts
• Lack of means to manage multiple
accounts
• No synchronisation among devices of
single user.
4. pXm (personal Xpense manager)
“The one stop solutionto all
expense and budget management .”
5. treating your ailing
wallet with pXm
• Set budgeting mode with flexible time
periods
• Log and retrieve all expenses and income
• Switch and manage multiple account in
multiple currencies .
• Synchronize with Dropbox: access pXm on
all of your personal devices.
6. pXm
A smarter option.
• Uses 128 bit SSL and AES encryption as
used in banks to secure the transaction
offering multi layer security.
• Customize notifications for updates on
balances, credits, debts and more.
• Categorize total expenditure and budget
highlights..
7.
8. pXm Log expense/ income: Record all income gained and expenses incurred on a
daily/weekly/monthly basis.
Save and notify reminders: Automatically notify users of pending alerts
such as date of payment of taxes, fees, bills etc.
Budget mode: Instructs the customers of how much money can be spent
during a day and how much must be saved.
app functions…
Display summary: View all personal expenditures and prioritize
expenses into categories such as food, healthcare ,fuel etc .
9. why now?
Over 1914 million smartphone users worldwide and about
381 million users in India: increased digitalization and all
on-the-go approach of people.
About 50% of Indian population are victims of severe debt
trap. One of the major reason for this being lack of proper
budgeting and finance management
Install the app : rest is assured. All financial and budgeting
aspects are dealt with utmost accuracy at a single click
without any additional hardware requirements.
10. potential competitors
Key Competitor : Mint
Key Competitor : Spending
Tracker
• Poor Customer service
• Security is an area of concern
for new users on the lookout for
scams upon having multiple
accounts synced .
• It isn’t always accurate when
categorizing transactions.
• No provision for a categorized
budget instead of a total
budget
• Account details such as credit
limit ,account balance ,interest
or fee cannot be visualised.
Key Competitor : Walnut
Expense and bill tracker
• Account details such as credit
limit ,account balance ,interest
or fee cannot be visualised.
• Not possible to add multiple
accounts.
13. team Renaissance…
Nakendra Kumar Sandra Susan Teddy Zachariah Midhun R Kurup Ananthu B
Designer Sales & Marketing Engineering Product Law & Governance
