Ruchika Khandelwal

business colour design interior design building material wood harmony unity rhythm proportion emphasis balance light pattern formation texture line the principles the elements basics of design composition decorative material furniture laminate melamine polyurethane matt semiglossy glossy water turpentine spirit oilvarnish building business intelligence wood polish varnish volatility speculating hedge risk financial derivatives risk bonds stock market swaps option forward future financial investment derivative lifestyle illustration fashion case study bailment law business management values morality business ethics