6. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
PUBLIC ADJUSTERS OBTAINED
574% MORE!
“Policyholders who used public
adjusters received an estimated
$9,379 on their claim, compared
to $1,391 for those policyholders
that did not use a public adjuster,
a difference of 574%.”
- Office of Program Policy Analysis and Government Accountability (OPPAGA)
8. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
THIS IS HOW THE INSURANCE
COMPANY CAN VIEW A CLAIM
EXTERIOR
- Minimum roof repair
for missing shingles.
BEDROOM
- Drywall repair minimum charge.
- Spot seal & paint ceiling (one coat).
- Tape & protect fan.
- Clean & deodorize carpet.
DINING ROOM
- Appearance allowance for slight
cupping of wood floor in dining
room.
- Spot seal & paint ceiling (one coat).
9. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
PAA’S FIELD ADJUSTER MAKES THEM
AWARE OF THE FULL EXTENT OF DAMAGES
EXTERIOR
- Proper roof evaluation required
replacement of 2,800 sq. ft. of shingles.
BEDROOM
- Replace wet insulation.
- Detach & reset ceiling fan.
- Replace affected drywall.
- Seal & paint walls & ceiling (two coats).
- Replace carpet duet to delimitation of backing.
- Manipulation of heavy bedroom furniture.
LIVING ROOM, FOYER, KITCHEN
- Sand, stain & finish hardwood continuous
floors.
- Replace shoe molding.
- Paint baseboard & shoe molding.
- Remove & reset drapes.
- CONTENTS: Pack & store china and move
dining room furniture.
GENERAL
- Piano reset & retuned.
- Dust protection throughout the home.
- Debris removal.
- Dumpster for roof shingles
- Additional living expenses may be involved if
up stairs is inaccessible due to
floor refinishing.
DINING ROOM
- Replace affected drywall.
- Detach, reset and repaint crown molding.
- Seal & paint walls & ceiling (two coats).
- Sand, stain & finish hardwood floors.
- Replace show molding
- Paint baseboard, shoe molding, door &
window trims.
10. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
THINGS WE DO FOR THE POLICYHOLDER
The policy is intended to bring the property to
pre-loss condition.
Our firm has the experience & expertise to:
- Evaluate coverage.
- Document the loss.
- Ensure policy conditions
are met.
- Prepare damage estimate.
- Present the claim
properly, schedule
appointments, handle
telephone calls, write
letters & obtain experts
as needed to support
the claim.
16. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
COMMON LOSSES
- Toilet, sink or tub overflow.
- Dishwasher / Ice maker leaks.
- Washing machine / Hot water
leaks.
- Back up of plumbing system
caused by blockage.
- Supply of waste pipe leak.
- Freezing of plumbing, heating
or air-conditioning.
ACCIDENTAL DISCHARGE OR
OVERFLOW OF WATER
