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banking4humanity ­ a white paper for a renewed ethical banking service model 
INDEX 
Establishing an interest­free credit allocation and payment system, 
which through territorial subsidiarity, restores a humanistic process of economic direct democracy, 
that leads to the globalisation of social equity and ecological sustainability. 
 
 
White Paper sections 
 
0. ​Cover page and acknowledgements 
 
1. ​Challenges to be addressed 
 
2. Stakeholders to be involved ­​ see appendices 5.2 below 
 
3. ​Strategy Proposed 
 
 
5. APPENDICES 
 
5.1 Conceptual change research 
 
5.1.1 ​Bail­in: a safety net for the TBTF banks, and a means of eliminating their ethical bank competitors 
 
5.1.2 ​Mervyn King predicts the digital revolution of the banking system 
 
5.1.3 ​The fallacy of the existing monetary paradigm 
 
5.1.4  ​Banks as Social Accountants And Socio­economic Regulators 
 
5.1.5 ​A more accurate understanding about fractional reserve banking 
 
5.1.6 ​The problem of speculation in commoditised credit 
 
5.1.7 ​The negative consequences​ of allocating credit as an interest bearing commodity 
 
5.1.8 ​The cultural domain as a transformational force​ to democratise the economy 
 
5.1.9 ​Restoring the spiritual and humanistic dimension​ of capital and money 
 
5.1.10 ​The distinction between social equity and equality 
 
5.1.11 ​Redressing illegitimate statute law through recognition of the Higher Law 
 
5.2 Stakeholders 
 
5.2.1 ​The banking4humanity Faculty​ ­ prospective members 
5.2.2 ​The eeZone Cooperative: prospective NON­GOVERNMENTAL members 
5.2.3 ​The eeZone: GOVERNMENTAL stakeholders 
5.2.4 ​Local enterprises and organisations to be contacted 
5.2.5 ​Local citizens wanting a personal account with an ethical bank 
5.2.6 ​Socio­economic equity and ecological sustainability stakeholders 
5.2.7 ​Islamic economics, finance and banking stakeholders 
 
raymond.aitken@banking4humanity.org​  |  ​www.banking4humanity.org​ | ​Version 2:​ ​8 December 2014​ | ​Page:​ 1 / 1 

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banking4humanity - a white paper for a renewed ethical banking service model - INDEX