1. 5 Things To Do NOW If You Want
to Buy A Home Next Year
2. At a point in December, it can start to feel like
the New Year, It’s very helpful to get a head
start, ramping-up to new habits, behaviors and
target goals achievements starting in December.
3. 1. Check your credit. Take my word for it: there
is no bad surprise worse than a bad credit
surprise. Okay, maybe there is one thing worse
a credit surprise you receive while you’re in the
midst of trying to buy a home!
4. 2.Do your research. The more
rapidly the real estate market
changes, the more it behooves
smart buyers to study up before
they jump in
5. 3. Fluff up your cash cushion. So, you’ve saved up
your 5 percent down payment. Perhaps you saved a
little extra for closing costs. Or maybe you’re even
one of those uber-aggressive 20-percent-down-
ers. No matter how much you’ve saved, you’ll find
that you could use more once you activate your
home buying action plan. Mark my words – after
closing, you’ll crave extra cash to do some
repairs, upgrade a couple of things, buy appliances
or even just to hold onto in order to minimize your
anxiety about depleting your savings!
6. 4.Shed some stuff. Sell it. Donate it. Give it to
relatives who’ve always coveted it. Just get rid of it.
If you do it before year’s end, you can kill three
birds with one stone: (a) getting some cold hard
cash to go toward your savings, (b) getting some tax
receipts so you can deduct
the value of your donations
in January, (c) minimizing
money spent on holiday
gifts for loved ones and
these two bonus birds
clearing the mental clutter that physical clutter
creates and prepping for your move in advance.
7. 5. Sit very, very still. Sometimes, the best way
to further our goals is to stop tripping ourselves
up. In that vein, commit right now to refrain
from making any major financial moves until you
buy your home. Don’t quit your job to start that
personal chef business (yet), don’t pull a bunch
of cash out of your savings account (without
getting clearance form your mortgage pro
first), and don’t start buying cars and boats on
credit – even if you do love the idea of putting
the red bow on the car you give your wife, like in
the commercials.
8. What do you recommend as a goal to help a
buyer prepare to buy a home?
9. Randy Bett
Investment Realtor/Author/Investor
Real Estate Professionals Inc.
Better Group Real Estate
202-5403 Crowchild Trail NW
Calgary, AB T3B 4Z1
Phone:403-774-7464 Ext:1
Fax:403-208-0082
Toll Free fax:888-711-6801
