Radiius wearableinvestordeckfeb2017

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Rajeshwar Mitra

Introduction to Radiius & its products - Feb 2017

Devices & Hardware

RADIIUS Conﬁden.al (Radiius (c) 2016)
SECURE WALLET
PLATFORM
WALLET IN THINGS

RADIIUS Conﬁden.al (Radiius (c) 2016)
CLUTTER OF PAYMENTS – 24 X 7 AT LEAST 3-4 TIMES A DAY
Both Hands Full! Left At Home! The Costanza Wallet!

RADIIUS Conﬁden.al (Radiius (c) 2016)
A VARIETY OF SOLUTIONS THAT DON’T WORK
Tech
Transitioned
Bank Integration
Issues
Adoption &
Fashion Preferences
All Others Have A Difﬁcult User Experience

RADIIUS Conﬁden.al (Radiius (c) 2016)
PAYWEAR WALLET– ANYTIME, ANYWHERE
THRU ANYTHING

RADIIUS Conﬁden.al (Radiius (c) 2016)
MILLENIAL BANDS ENABLED WITH A SINGLE CARD FOR PAYMENTS

RADIIUS Conﬁden.al (Radiius (c) 2016)
PAYFOB PAY WITHOUT YOUR CARDS
HANDS FREE PAYMENT!

RADIIUS Conﬁden.al (Radiius (c) 2016)
EXECUTIVE SUMMARY
Market
§  1.1 B cumulative sales of
wearables by 2020
§  45% payments enabled
§  153 M Payment Enabled
Wearbles by 2020
Product
§  Universal Smartcard
§  PAYWEAR
§  Extensible Secure Platform
Financing
§  Total Seed ~ $1.7 MN
§  Current Raise ~ 800k
§  Post Revenue ~ 5 to 6MN
GTM & Distribution
§  Pilot in Q1 2017
§  B2C launch in FY 2017
§  B2B2C with Wearables
Only Payment Product Across Multiple Form Factors – Cards & Wearables!

RADIIUS Conﬁden.al (Radiius (c) 2016)
LEADERSHIP TEAM – SEASONED PROFESSIONALS FROM PWC, IBM & ORACLE
RAJESHWAR MITRA (RD)
President
25+ years in IT products, software and
consulting across diverse industry segments
SUDHIR JHA
Chief Technology Officer
25+ years of IT consulting, process
improvement , product development &
business applications
PETER RELAN
Founder CEO,
YouWeb, 9plus.
STEVE HARKIN
EMV & SE Expert
BOB DUFFY
UX Expert
VISHWA PRASAD
Independent Director

RADIIUS Conﬁden.al (Radiius (c) 2016)
MARKETS

RADIIUS Conﬁden.al (Radiius (c) 2016)
EMV CHIP is already the international standard and USA is transitioning fast
4%
14%
35%
57%
70%
87%
0%
23%
45%
68%
90%
113%
2012 2013 2014E 2015E 2016E 2017E
%penetration
United States
EMV Chip Compatible
Terminal Penetration Forecast
(United States)
Percentage of cards with EMV
Capabilities (United States)
CHIP CARD WITH EMV IS THE CURRENT WINNING TECHNOLOGY

RADIIUS Conﬁden.al (Radiius (c) 2016)
AND THE FUTURE IS SMART WEARABLE ENABLED PAYMENTS!
30%
62%
8%
CY 2016
Smartwatches
Fitness &
wristbands band
other (smart
glasses, smart
clothing, jewellery)
44%
47%
9%
CY 2020
Smartwatches
Fitness &
wirstbands band
others (smart
glasses, smart
clothing, jewellery)
199 m 340 m
Cumulative sales of 1.1bn pcs of wearable until 2020
CAGR CY14-20 of 30.1%
Then number of Payment wearable devices are projected to increase from 11m units
in 2015 to 153m 2020 (45% in 2020)
Source: IHS Technology, Smart Wearable Payment devices, Jan 2016

RADIIUS Conﬁden.al (Radiius (c) 2016)
PRODUCTS
FOR BOTH THE CURRENT & FUTURE NEEDS

RADIIUS Conﬁden.al (Radiius (c) 2016)
RADIUS PAYWEAR – WALLET IN THINGS
RADIIUS PAYWEAR

RADIIUS Conﬁden.al (Radiius (c) 2016)
RADIIUS PAYWEAR - CHIP @ THE CENTER OF THE ARCHITECTURE
12.30
Debit cards
Credit cards
Afﬁliate cards
1.  EMBEDDED SECURE
ELEMENT BASED
WALLET
2.  INDEPENDENT OF HOST
WEARABLE H/W
3.  VERSATILE FORM
FACTOR FOR VARIOUS
APPLICATIONS

RADIIUS Conﬁden.al (Radiius (c) 2016)
§  Wearable
§  Card
§  Mobile
FORM INDEPENDENT PLATFORM
§  Integrates with Payment Networks
§  *Works everywhere Supports NFC
§  Card supports Mag-stripe as well
GLOBALLY ACCEPTABLE
§  EMV Compliant
§  PCI DSS Level 1 Compliant
§  Tokenised solution – No card data on file
HYPER SECURITY
12.30
Debit cards
Credit cards
Afﬁliate cards
COMPETITIVE ADVANTAGES – RADIIUS SOLVES 3 HARD PROBLEMS

RADIIUS Conﬁden.al (Radiius (c) 2016)
GO TO MARKET
LEAD WITH PAYMENT FOR WEARABLES

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Abstract of the Presentation: The challenges facing cities in the 21st century are greater than ever. A new focus is required to overcome the emerging social, technological, economic, environmental, and political forces exerting pressure on cities – one that looks at how to create cities that are sustainable – for citizens, for business and for the environment. Tackling this issue head on, Arcadis has developed a Vision 2030 plan that sees new platforms, capabilities and domains operating in cities – with citizens at its core. According to the Arcadis Sustainable Cities Index 2018, “Sustainable cities can be thought of as places that are planned and managed with consideration for social, economic, environmental impact, providing a resilient habitat for existing populations, without compromising the ability of future generations to experience the same. Accordingly, measures of sustainability need to be able to measure current city performance, ability to mitigate future impacts as well as investment in future capability – ideally measured from the perspective of the citizen.” Data, and how we analyze it, is the game changer. Data provides the tools to plan, develop and construct cities in which citizens can thrive in harmony and order. Advanced analytics allows organizations to think differently, using data to uncover trends, insights and even unearth hidden problems. The results allow cities to plan for the future and budget more effectively, leading to stronger end results. Arcadis is working with organizations in cities across the globe, including New York, Manchester and San Francisco, to co-create solutions to their unique challenges and develop sustainable new models that will help them improve the quality of life for citizens today, and tomorrow. About the Author: Christoph currently serves as the Global Director Data Analytics & Insights at Arcadis, where he leads the company’s Analytics transformation. Before joining Arcadis in November 2017, Christoph had worked in Analytics, Infrastructure and Transportation for over 15 years. He started his career as an Analyst at Frankfurt Airport, before finishing his PhD in Transportation Economics at the University of Muenster in 2008. Christoph then began as a Postdoc and later became the Lab Executive Officer at MIT’s Laboratory for Aviation and the Environment in Cambridge, MA. After leaving academia in 2012, Christoph became Senior Lead data Scientist at Booz Allen Hamilton and led a team of Data Scientists in Boston, MA and Washington, DC. In 2016, Christoph joined McKinsey & Co in Berlin as an Advanced Analytics Expert. Christoph also serves as a Captain (res) in the German Air Force.

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More information on that report at http://www.i-micronews.com/reports.html 7 MEMS VALUE PROPOSITION IN MOBILE DEVICES And 3D imaging is supposed to be the next big thing… • High SNR • Noise cancellation • Voice recognition/activation • Waterproofing • Haptic feedback • Gesture recognition • Add dimensions to the interface • 3D changing interface (microfluidic) • High resolution imaging • Liveness detection • All environment detection (dry, wet, dirt) • Anti-spoofing • Mobile payment • Multiple bandwidth handling (Worldphone) • Low power consumption • Low loss • Accurate timing • Accurate indoor positioning • Accurate motion tracking • Healthier life (sport, walking orientation) • Danger and damage preventing • Weather forecast/probe pressure smart building, automotive With fingerprint With sensor fusion Activity monitoring 2020 With gyroscopes With 3D camera Enhanced communication Gaming + 3D Avatar With microphone Mobile payment Virtual Personal Assistance Always-on Virtual Personal Assistance With gas sensor Gas detec Two industries controlled by giant companies with ~$200B in revenue OIS, microphone and dead reckoning sensors could drive the demand apple, facebook, Google, samsung, autonomous vehicle

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