PayPortal is developing an electronic payment solution in India to allow people to pay all utility bills and conduct cross-border money transfers in one place using a network of street merchants. The solution aims to address challenges like having to pay bills at different locations, risks of cash collection, and expensive/risky international money transfers. PayPortal plans to use blockchain technology to offer a decentralized and secure payment platform with a loyalty program. It is conducting an ICO to raise funds to expand its network across India and ensure the security of customer wallet data. Investing in PayPortal offers a high ROI potential given the large and growing demand for its payment and remittance services across India.