The Early Invoice Payment Solution

1. THE EARLY INVOICE
PAYMENT SOLUTION
Confidential
from Celtrino

2. The Early Invoice Payment Solution
2
from Celtrino
Celtrino
Specializing in business process and supply chain document automation
solutions. With over 20 years of success, Celtrino has consistently delivered
outstanding services to our customers.
We are pleased to add PayMe™ to our existing suite of services.
We know that waiting for payment can cause cash flow concerns. With Celtrino’s
new PayMe™ program, you now have an early payment option that is easy-to-use,
affordable, and does not require a credit check or a contract.

3. 3
Is The Early Payment Solution
The PayMe™ solution facilitates the online
purchase of your electronic invoices directly from
the platform. PayMe™ is available for selected
eligible debtors determined by the PayMe™ team.
The solution advances up-to 90% of the invoice
face value upfront with the remaining balance
transferred after final invoice payment.
It is your money, paid early.
It is free to register and there is no contract.
Once registered you will be able to start receiving
low cost up-front payment on your eligible
invoices straightaway.

4. • Simple one-off registration which can be completed within 24 hours
• Receive early payment on the invoices you select
• Submit invoices for early payment - direct to your account - with just 2 clicks
• No borrowing, factoring or credit screening as the funding decision is based on the credit
quality of your debtor
• Low cost early payment solution
• No long term contracts
• Invoices are purchased on a true-sale basis removing the need for credit insurance
• Real time and online access 24/7 via PC, mobile or tablet
4
PayMe™ Key Benefits

5. THE REGISTRATION PROCESS
5

6. 6
The Registration Process
1. Invitation to Register
The registration process is quick and easy
to complete. You will be provided with a
unique user name and link from the
PayMe™ team that will allow you to start
the registration process.
All you need to do is click on the link and
create a password.

7. 7
The Registration Process
2. One-time Registration
You will be invited to confirm your company information is
correct and asked to provide some mandatory KYC documents.
Once required information is successfully uploaded, you should
receive an approval within 24 hours.

8. 8
The Registration Process
3. Automated Confirmation
You will receive an automated email confirming that your
registration has been completed and you are now part of the
PayMe™ program.

9. THE FUNDING PROCESS
9

10. 10
PayMe™ Platform
Online Access
Once your registration has been approved, you can log
on to the PayMe™ platform.
The dashboard clearly showcases what you can view:
Invoices ready for payment
Invoices in progress
Invoices funded
Credit notes
All invoices

11. 11
PayMe™ Platform
Online Access
On the PayMe™ page, you can view Invoices that
have been pre-approved for funding. Those
invoices will have the PayMe button beside them;
simply select the invoices you want paid early by
clicking the PayMe™ button.

12. 12
The Funding Process
Summary
You will be provided with a summary of the
transaction which will detail the advance amount
received (up to 90% upfront with the remaining
balance transferred after final invoice payment)
and the cost of the transaction. After review and
approval, simply click Submit and await receipt of
your funds.
Payment should be received into your designated
bank account within 3 business days.
SUMMARY
Invoices Selected
Total Value of Invoices (EUR)
Total Paid to You (EUR)
Average Invoice Days
Total Invoice Discount Rate
Paid to You by 14/08/16 (EUR)
Paid After Invoice Settlement(EUR)
SUBMIT CANCEL
50
€ 243,,350.00
€ 238,604.68
38
1.30%
€ 214,269.68
€ 24,335*
By checking this box you acknowledge that you have
read and accepted our terms and conditions for
PayMe™ invoice submission.

13. 13
The Funding Process
Assignment Notice
Once the invoice has been purchased your debtor will
be notified via an assignment notice that the invoice
has been sold to a third party funder.
The assignment notice will inform your debtor of the
new bank account details they will need to pay into
once the invoice becomes due for settlement.
The PayMe™ team can provide you with these bank
account details in advance.
Assignment Notice
Corporate

14. 14
The Funding Process
Sell All Future Invoices
You have the option to sell all future invoices against
that debtor meaning that you will only have to get
your debtor to change bank account details once to
reduce administration.
On receipt of payment by debtor the PayMe™ team
will return the remaining balance owed to you to
complete the transaction.

15. 15
How Much Does It Cost?
Fees Explained
PayMe™ has two simple charges, first a small
processing fee covering administration and transfer
cost for each transaction; second an invoice discount
rate applied to the total number of remaining days
outstanding before the invoice is due to be paid.
Because we have a no hidden fee policy, you’ll know
exactly how much you’ll be charged before you
submit your invoice.
SUMMARY
Invoices Selected
Total Value of Invoices (EUR)
Total Paid to You (EUR)
Average Invoice Days
Total Invoice Discount Rate
Paid to You by 14/08/16 (EUR)
Paid After Invoice Settlement(EUR)
SUBMIT CANCEL
50
€ 243,,350.00
€ 238,604.68
38
1.30%
€ 214,269.68
€ 24,335*
By checking this box you acknowledge that you have
read and accepted our terms and conditions for
PayMe™ invoice submission.

16. 16
How Much Does It Cost?
Competitive Advantage
The cost of funding is based on the credit quality of
your particular debtor and not on your own balance
sheet, allowing you access to competitive funding rates.
Unlike other products, you are not tied into any long
term contracts and fixed fees.
You control the invoices you wish to sell and when you
want to sell them.
More money in your pocket

17. SIGN UP TODAY
17
Connect With Us
Contact Us
Send an email to contact@celtrino.com
Call us at 01-9075290
PayMe™ for Suppliers
LEARN MORE