2. Rabobank N.A California
❖ Food Industry
❖ Wine Industry
❖ Other Related Industries
Portfolio
Location
Expertise
❖ Wineries
❖ Vineyards
❖ Food Producers
❖ Vineyard Management Companies
❖ Santa Rosa
❖ Napa & Sonoma
4. Real Estate Loans
Customizable Solutions With:
❖ Multiple Prepayment Options
❖ Variable or Fixed Interest Rates
❖ Flexible Amortization Schedules
❖ Refining Debt
❖ Purchasing Property
❖ Capital Improvements
5. Real Estate Revolving Lines of Credit
Reduce debt
Invest in your business
Capitalize on business
opportunities when they
arise
Ready when you need it
Secured by your
agricultural real estate
Pay down your line when
cash flow allows
Draw Funds When You Need Them: Flexibility Maximum Financing:
6. Operating Credit
Flexibility: Customized:
Flexible maturity dates
Revolving lines available
Competitive interest rates
Local relationship managers help find
a customized financing solution to
help you achieve your vision
7. Vineyard Development
Crop Loan Financing
Raw Land Acquisitions
New Vineyard and Redevelopment Financing
8. ❖ Flexible amortization schedules
❖ Fixed or variable interest rate loans
❖ Fair market value lease payment options
❖ Protect your asset with physical damage insurance
Equipment Financing & Leasing
❖ Loans up to 84 months
❖ Equipment lines to term
❖ Leasing (including barrels)
9. Clean Energy Finance
Solar Photovoltaic (PV) Energy
System Financing:
Clean
Technologies:
Term loans
Non-revolving lines of credit
Tax-exempt municipal leases
LED lights
Wind turbines
Methane digesters
10. Development Loans
Off-site Storage
Construction Loans
Winery Construction
Wine Cave Development
Tasting Room &
Hospitality
11. Advisory Services
Standby Letters of Credit
Trade Services
Documentary Collections
Commercial Letters of Credit
