1. Agri and rural credit growth
in India
Presented By - Dhananjay Singh
Presented To - Dr. Mohit Sir
2. Introduction
● India is a country of villages , about 50% of the villages have very poor socio
economic conditions.
● Need for proper basic infrastructure
● Financial assistance to the poor by providing productive resources through
credit and subsidy .
● Livelihoods rely on businesses this called for rural marketing.
4. Meaning :-
It’s a small amount of money given to the poor people including farmers and employed
persons as loan to start their own work.
TYPES -
ACCORDING TO PURPOSE
PRODUCTIVE AND UNPRODUCTIVE PURPOSES
ACCORDING TO TIME PERIOD SHORT , medium LONG TERM
5. RuRAL CREDIT
Most of the population of rural area is poor
needs financial assistance in the form of credit
● Borrow money to buy fertilisers , seeds ,
● And other implements.
● Family expenses of marriage , death , religious ceremonies.
●
6. Reforms :-
● National bank for agriculture and rural development.
● Regional rural banks
● Commercial banks
● Cooperative banks
● Micro finance institutions
● Self help groups
● Green revolution
● Introduction of subsidy
7. Growth of credit in
agriculture sector
Growth in credit to the agriculture sectors
rose to a four - year high in FY 21 ,
according to the latest data from the
Reserve bank of India . This , as a strong
monsoon helped the farm sector remain
relatively immune from the covid 19
pandemic and the ecosystem around the
farm sector continued to develop .
8. Schemes for farmers
● Agriculture infrastructure fund
● Credit facility for farmers
● Crop insurance schemes
● Group accident insurance scheme for fisherman
● Interest subvention for dairy sector
● KCC for animal husbandry and fisheries
● National mission on edible oils
● PM Kishan maan dhan Yojana
● Pradhan mantri kisan samman nidhi
