Collecting banker, Capacity of collecting Banker, conditions under section 13...
Home loan for middle class
1.
2. We will help middle income families improve quality of and access to housing by providing housing credit in
a transparent and respectful fashion.
The main objective of India Shelter Finance is to provide credit to middle income households to acquire new
housing or to extend and improve their current housing. The Company provides home loans up to a
maximum of 20 lakhs to low and middle income urban borrowers for a period of up to 20 years. These loans
can be used by borrowers for purchase of apartments, construction of homes, home improvements and
home extensions.
OUR COMPANY
3. The main objective of India Shelter is to provide credit to middle income
households to acquire new housing or to extend and improve
their current housing.
• Customer Orientation
• Easy Documentation
• All Day Customer Support
• SMS and voice call updates about status of loan
• 3-25 Lakh Loan
• No DSA or Agent
• All Day Customer Support
WHY INDIASHELTER
4. OUR VALUES
India Shelter's core values form the essence of our company's identity and are an integral part of
our day to day business. They act as our unwavering guiding principles and dictate our
behaviour and action.
5. Honesty
We believe that honesty and transparency are fundamental to building an enduring business.
• Helping our customers make an informed buying decision
• Ensure our customers have access to redressal avenues
• Ensure a strict &a no compromise transaction culture
• Fair and transparent compensation, reward and recognition systems.
• Robust governance process
6. Respect
We believe in treating all our customers with utmost respect and dignity
• Being accessible to our customers in their language
• Non-discriminatory lending and hiring process
• Delivery on promised service standards to customers, employees and all
other stakeholders
• Contributory decision making process
• Active involvement in long-term wellbeing and safety initiatives of
employees and customers
• Fair pricing
• No third party or off roll hiring
8. HOME LOAN
IndiaShelter extends loans amounts up to 20 lacs to urban households for construction,
extension, renovation and purchase of new home. Interest rates range from 11.75% to 22% for
housing loans. Interest rates are higher for home equity loans (or Loan against Property), where
the end-use is not for housing. A file processing fee of 2%-3% (including service tax) is charged.