1. 67%cite digital self-employment
as beneficial to their financial
well-being
75%cite “feeling empowered” as a
benefit of the Digital Economy
97%cite digital self-employment
as beneficial to their financial
well-being
63%cite an improved physical and
emotional well-being with
reduced stress
% of women cite transaction fees
among “the biggest challenges facing
their self-employed online business”
% of women cite currency issues
related to currency and forex
90%
41%
49%
24%
Payment transaction fees and currency issues
are their biggest challenges
Women freelancers find diverse benefits
in the Digital Economy
#DigitalWomen
#DigitalWomen
#DigitalWomen
#DigitalWomen
#DigitalWomen
#DigitalWomen
How women freelancers get paid How women freelancers want to get paid
US
US India
US
India
India
US India
404 482
Transpay surveyed women freelancers in the US & India
who use digital channels to sell their products and
services internationally
4%
52%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
30%
7%
5%
2%
2%
2%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
48%
35%
13%
0%
5%
40%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
40%
9%
5%
1%
US
India
US USIndia India
These are the reasons why women freelancers have
chosen digital self-employment
I need the flexibility due
to family obligations
I can make a better profit
working online
Lack of local work opportunitiesThe corporate environment
is not to my liking
40%
33%
22%
5%
53%
20%
14%
13%
This is how women freelancers envision cross-border
payments for the next five years
37%
33%
17%
13%
A seamless, real-time process
Widely accepted with
significant room to improve
Established in select new countries
44%
37%
11%
8%
Obsolete and replaced
entirely with cryptocurrency
A seamless, real-time process
Widely accepted with
significant room to improve
Established in select new countries
Obsolete and replaced
entirely with cryptocurrency
57%
42%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
0%
0%
0%
0%
2. #DigitalWomen #DigitalWomen
#DigitalWomen
US India
US India
US
India
Self-employment women’s primary
source of personal income
What do women freelancers sell online
How women freelancers describe themselves
62%
Yes
48%
42%
28% 13%
38%
No
100%
Yes
35% Digital entrepeneur
30% Freelancer
21% Digital entrepeneur
23% Small business owner
73% Small business owner
12% Gig workers 3% Gig workers
3% Freelancer
79%
2%
44%
0%
Goods
(apparel, jewelry, artisanal crafts,
vitamins, cosmetics, etc)
(graphic design, software
development, etc)
(digital classes, recipes, webinars,
virtual consultations, etc)
Professional services Content Other
3. #DigitalWomen
US India
404 482
Transpay surveyed women freelancers in the US & India
who use digital channels to sell their products and
services internationally
4. % of women cite transaction fees
among “the biggest challenges facing
their self-employed online business”
% of women cite currency issues
related to currency and forex
90%
41%
49%
24%
Payment transaction fees and currency issues
are their biggest challenges
#DigitalWomen
US USIndia India
5. #DigitalWomen
How women freelancers get paid How women freelancers want to get paid
US
India
4%
52%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
30%
7%
5%
2%
2%
2%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
48%
35%
13%
0%
5%
40%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
40%
9%
5%
1%
57%
42%
Prepaid card
e-Wallet
Direct bank deposit
Cash
Other
Physical check
0%
0%
0%
0%
6. #DigitalWomen
US
India
These are the reasons why women freelancers have
chosen digital self-employment
I need the flexibility due
to family obligations
I can make a better profit
working online
Lack of local work opportunitiesThe corporate environment
is not to my liking
40%
33%
22%
5%
53%
20%
14%
13%
7. #DigitalWomen
US India
This is how women freelancers envision cross-border
payments for the next five years
37%
33%
17%
13%
A seamless, real-time process
Widely accepted with
significant room to improve
Established in select new countries
44%
37%
11%
8%
Obsolete and replaced
entirely with cryptocurrency
A seamless, real-time process
Widely accepted with
significant room to improve
Established in select new countries
Obsolete and replaced
entirely with cryptocurrency
8. 67%cite digital self-employment
as beneficial to their financial
well-being
75%cite “feeling empowered” as a
benefit of the Digital Economy
97%cite digital self-employment
as beneficial to their financial
well-being
63%cite an improved physical and
emotional well-being with
reduced stress
Women freelancers find diverse benefits
in the Digital Economy
#DigitalWomen
US India
