Background<br />PayPal Inc. is the biggest online company in the world that providing a transferand online payment services via email between Consumer to Consumer and Peer to Peer.<br /><ul><li>Established since 1998
Head office in San Jose, California, USA</li></li></ul><li>Ways to use PayPal<br />Pay Online<br />Send Money<br />Get Paid<br />Shop for what you want quickly and securely<br />Send money to just about anyone with an e-mail address<br />Accept online payment for items you sell<br />
How PayPal Works<br />1<br />2<br />3<br />CHOOSE WHO TO PAY<br />DECIDE HOW TO PAY<br />PAYMENT SENT<br /><ul><li>Select PayPal when checking out at online stores worldwide.
Or use PayPal to send money to friends across town or on another continent.
Pay directly from your PayPal balance or linked bank account.
Stay safer - recipient gets the money without seeing sensitive financial details like your credit card or bank account numbers.
Keep track of all your transactions on PayPal.</li></li></ul><li>PayPal Helps Bring You New Customers<br />Drivers of Consumer<br />Demand for PayPal<br />PayPal Growth<br />PayPal is:Secure<br /> SimpleFast<br /><ul><li>Over 201M accounts
PayPal Provides an All-in-One Solution for Online Merchants<br />Payment Processing Service<br />Customer’s issuing bank<br />Merchant’s acquiring bank<br />Processor<br />Merchant<br />Customer<br />Protecting the security of a merchant’s information is the top priority at PayPal.<br />8<br />
PayPal’s Benefit to Buyers<br />Secure transactions<br />Pay with flexibility<br />Save time<br />International shopping<br />Q&A No. 1<br />
PayPal’s Benefit to Sellers<br />Sell with more savvy<br />Sell with ease<br />Sell with confidence<br />Accept debit and credit cards<br />Get fast access to your money<br />
Revenue<br />Online purchases<br /><ul><li> Pay Free of charge
Get paid 2.4% to 3.4% + $0.30</li></ul>Personal payments<br /><ul><li> Use PayPal balance Free of charge
Use credit card 3.4% + $0.30</li></li></ul><li>Fraud – Risk for On-line Payment<br />
Common Fraud-Related Risks<br />Chargebacks <br />Product theft<br />A cardholder disputes a credit card purchase<br />Using a stolen credit card to purchase goods and services<br />Accessing payment networks <br />Identity theft <br />Accessing a payment network to complete fraud<br />Using stolen information to open new credit cards<br />
Monitor your accounts frequently </li></li></ul><li>PayPal’s competitors <br />Go mobile with your money.<br />Obopay is the first truly comprehensive mobile payment service in the United States. <br />Find it with Google. Buy it with Google Checkout.<br />
Personalize it with customer’s own design</li></ul>PayPal Debit MasterCard®<br /><ul><li>Get instant access to the money you receive
Use at ATMs worldwide or anywhere MasterCard is accpeted
Earn 1% cash back whenever you sign for a purchase (1)
100% protection against unauthrized charges to your card (2)</li></ul>(1) Requires enrollment in the PayPal Preferred Rewards Program(2) Applies to fraud and theft when you notify us within 2 business days.<br />
PayPal’s other products<br />PayPal Money Market<br />Give teens experience managing money in a safer and more secure way:<br /><ul><li>Immediate access