Online Security and Payment System - PayPal

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For Study - CU MBA Y-Ex 15/2

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Online Security and Payment System - PayPal

  1. 1. Case Study PayPal Has Company<br />
  2. 2. Background<br />PayPal Inc. is the biggest online company in the world that providing a transferand online payment services via email between Consumer to Consumer and Peer to Peer.<br /><ul><li>Established since 1998
  3. 3. Debut in 1999
  4. 4. Subsidiary of in 2002
  5. 5. Head office in San Jose, California, USA</li></li></ul><li>Ways to use PayPal<br />Pay Online<br />Send Money<br />Get Paid<br />Shop for what you want quickly and securely<br />Send money to just about anyone with an e-mail address<br />Accept online payment for items you sell<br />
  6. 6. How PayPal Works<br />1<br />2<br />3<br />CHOOSE WHO TO PAY<br />DECIDE HOW TO PAY<br />PAYMENT SENT<br /><ul><li>Select PayPal when checking out at online stores worldwide.
  7. 7. Or use PayPal to send money to friends across town or on another continent.
  8. 8. Pay directly from your PayPal balance or linked bank account.
  9. 9. Or charge it to your credit card.
  10. 10. Stay safer - recipient gets the money without seeing sensitive financial details like your credit card or bank account numbers.
  11. 11. Keep track of all your transactions on PayPal.</li></li></ul><li>PayPal Helps Bring You New Customers<br />Drivers of Consumer<br />Demand for PayPal<br />PayPal Growth<br />PayPal is:Secure<br /> SimpleFast<br /><ul><li>Over 201M accounts
  12. 12. 190 countries
  13. 13. 24 currencies
  14. 14. 1000s of merchants add PayPal every year</li></ul>5<br />
  15. 15. The PayPal Value Proposition<br />PayPal user accounts<br />2005<br />2009<br />2001<br />1999<br />
  16. 16. Leading Global Brands Accept PayPal<br />
  17. 17. PayPal Provides an All-in-One Solution for Online Merchants<br />Payment Processing Service<br />Customer’s issuing bank<br />Merchant’s acquiring bank<br />Processor<br />Merchant<br />Customer<br />Protecting the security of a merchant’s information is the top priority at PayPal.<br />8<br />
  18. 18. PayPal’s Benefit to Buyers<br />Secure transactions<br />Pay with flexibility<br />Save time<br />International shopping<br />Q&A No. 1<br />
  19. 19. PayPal’s Benefit to Sellers<br />Sell with more savvy<br />Sell with ease<br />Sell with confidence<br />Accept debit and credit cards<br />Get fast access to your money<br />
  20. 20. Revenue<br />Online purchases<br /><ul><li> Pay Free of charge
  21. 21. Get paid 2.4% to 3.4% + $0.30</li></ul>Personal payments<br /><ul><li> Use PayPal balance Free of charge
  22. 22. Use credit card 3.4% + $0.30</li></li></ul><li>Fraud – Risk for On-line Payment<br />
  23. 23. Fraud in Thailand<br />
  24. 24. Common Fraud-Related Risks<br />Chargebacks <br />Product theft<br />A cardholder disputes a credit card purchase<br />Using a stolen credit card to purchase goods and services<br />Accessing payment networks <br />Identity theft <br />Accessing a payment network to complete fraud<br />Using stolen information to open new credit cards<br />
  25. 25. Phishing<br />Mass Email<br />Phishing Email<br />Fraudulent Website (Spoof)<br />
  26. 26. Spoofed Website<br />Q&A No. 2<br />
  27. 27. Buyer & Seller Safely<br />Data Encryption<br />Prevention Fraud<br />Protection for purchase<br />
  28. 28. PayPal’s Security Tool for Phishing<br />Iconix® Truemark Email Identification (เบต้า)<br />
  29. 29. Security Key<br />PayPal’s Security Tool for Identity Theft<br />Price: $5<br />
  30. 30. PayPal’s Security Tool for Identity Theft<br />IE Color<br />FireFox Color<br />Safer Web Browsers<br />
  31. 31. Fraud prevention <br />5 Ways to Thwart Identity Thieves<br />1. Guard your information, online and offline<br /><ul><li>Trash doesn't always end up in the dump
  32. 32. Stolen wallets can become stolen identities
  33. 33. Offline precautions</li></ul>2. Don’t respond to email or phone calls asking for your account information<br /><ul><li>Phishing emails
  34. 34. Spoof websites
  35. 35. Genuine PayPal email
  36. 36. Phone Calls</li></ul>3. Pay safely<br /><ul><li>Checks
  37. 37. Online payment systems</li></ul>4. Protect your computer<br /><ul><li>Software protection
  38. 38. Password protection</li></ul>5. Stay alert<br /><ul><li>Act Quickly
  39. 39. Monitor your accounts frequently </li></li></ul><li>PayPal’s competitors <br />Go mobile with your money.<br />Obopay is the first truly comprehensive mobile payment service in the United States. <br />Find it with Google. Buy it with Google Checkout.<br />
  40. 40. e-Money in Thailand<br />
  41. 41. e-Money in Thailand<br />PAYSBUY (บริษัท เพย์สบาย จำกัด)<br /><ul><li>Founded in 2004
  42. 42. Service that allows members to send/receive money, make payments via electronics.
  43. 43. Received Electronic Money License and Electronic Payment Service Provider License
  44. 44. Acquired by DTAC in 2007</li></li></ul><li>Mobile Phone Network<br />
  45. 45. Near Field Communication<br />
  46. 46. Mobile Informing Booking Payment<br />
  47. 47. Mobile Networks in Thailand<br />Q&A No. 4<br />
  48. 48. PayPal’s other products<br />PayPal Plus MasterCard®Credit Card<br /><ul><li>Use in stores and online
  49. 49. No annual fee
  50. 50. 30-second credit decision-shop online without waiting for the card to arrive
  51. 51. Zero liability for unauthorized purchases
  52. 52. Reward points for purchases
  53. 53. Personalize it with customer’s own design</li></ul>PayPal Debit MasterCard®<br /><ul><li>Get instant access to the money you receive
  54. 54. Use at ATMs worldwide or anywhere MasterCard is accpeted
  55. 55. Earn 1% cash back whenever you sign for a purchase (1)
  56. 56. 100% protection against unauthrized charges to your card (2)</li></ul>(1) Requires enrollment in the PayPal Preferred Rewards Program(2) Applies to fraud and theft when you notify us within 2 business days.<br />
  57. 57. PayPal’s other products<br />PayPal Money Market<br />Give teens experience managing money in a safer and more secure way:<br /><ul><li>Immediate access
  58. 58. No minimum investment
  59. 59. Managed by experts
  60. 60. Competitive Return</li></ul>Average Annual Total Returns<br />PayPal Fund Total Return 2000 - 2008<br />
  61. 61. PayPal’s other products<br />PayPal Student Account<br />Give teens experience managing money in a safer and more secure way:<br /><ul><li>Teen get the chance to learn by doing
  62. 62. Visibility and safeguards are built in
  63. 63. Sign up is fast, free and easy</li></ul>PayPal Mobile Payment<br />Take PayPal with you – wherever you go<br /><ul><li>Check your balance
  64. 64. Send money
  65. 65. View past transactions</li></li></ul><li>PayPal and the Future of Money<br />Q&A No. 3<br />
  66. 66. Something will never change in future<br />Presented by<br />MBA Young Ex 15/2<br />Group 6<br />

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