This is a PowerPoint presentation made by Nick Moules, Marketing Manager at rebuildingsociety, in early July 2014. It is an update on the UK peer-to-peer lending market for business finance. It covers FCA regulation, opportunities and threats in the market and examples of businesses that have benefited from innovation in financial services.

1. The Peer-to-Business Lending Market – July 2014
Nick Moules
Marketing & Communications Manager

2. Page 2
A Market Overview
• £1.5bn+ in loans. Grew 50% in first 5 months of 2014
• Up to 9,000 SMEs will be funded by AltFi in 2014
• Business solutions: loans, commercial mortgages /
development & invoice discounting
• Regulated by the FCA from April 2014
• Funded by retail investors so far
 Institutions assessing data for potential involvement

3. Page 2
P2P in the Access to Finance Debate
• Funding at levels where banks cannot make a profit on
the transaction
• Political pressure to back an SME-led recovery
• Combines other trends – individuality, social & cloud
accounting
• Alternative Business Funding

4. Page 2
Impact of Regulation & Opportunities
1. Awareness 2.Trust 3. Action
• NISA
• British Business Bank
• Institutional cash

5. Page 2
Who Should Use P2P?
• All sectors (19 of 21 Companies House categories)
• All geographic locations
• Added value – Mr Whitehead’s Cider

6. Page 2
Get in Touch
W: rebuildingsociety.com
T: 0113 8150 244
E: nick@rebuildingsociety.com
Tw: @rebuildings