Charlotte NC Short Sale Guide: Questions Answered
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This document discusses short sales of homes in Charlotte, NC. A short sale occurs when a homeowner sells their home for less than the outstanding mortgage balance and the bank agrees to accept the proceeds as payment in full. The document advises that a short sale is usually better for a homeowner's credit than foreclosure. It emphasizes that homeowners considering a short sale should hire an experienced real estate agent to handle the process, which can be complex but does not have to be difficult if the right agent is chosen.
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Charlotte NC Short Sale Guide: Questions Answered
- 1. Short Sales in Charlotte NC
- 2. Are you considering a short sale for your home in Charlotte NC?
- 3. Here are some questions and answers to get you started!
- 4. What is a Short Sale? A short sale takes place when the bank lets the homeowner sell their home for less than what is owed.
- 5. This is an option for a lot of people who are behind on their mortgage payments or have a home that is underwater, or both.
- 6. If done properly, this can be a huge help to the homeowner since it prevents them from going into foreclosure.
- 7. The very first step of the process is to hire a real estate agent in Charlotte NC you can trust.
- 8. You need an expert, one who understands all the intricacies of a short sale, and one that realizes the urgency of the task at hand.
- 9. Once we get your short sale settled, you will be able to move on with your life and start anew.
- 10. Short Sale or Foreclosure? More often than not, a short sale in Charlotte NC is better than a foreclosure because of the way it reflects on your credit score.
- 11. Some lenders might automatically disqualify you from taking a future loan if they discover you have had a foreclosure in the past.
- 12. Does a Short Sale Have to be Difficult? The truth is, that’s up to you.
- 13. Like I said earlier, the very first step in this process is choosing the right real estate agent.
- 14. Pick an agent who knows their stuff. Read up, do some research, especially feedback from previous clients.
- 15. We at Showcase Realty are experts when it comes to short sales. Our dedicated team has sold thousands of homes in the Carolinas. See how we can help you!