1. Our ref : SIVSB/01/160915
Date : 16th
September2015
YAB. DATO’ SRI MOHD. NAJIB BIN TUN HAJI ABDUL RAZAK
Prime MinistercumMinisterof Finance
Prime Minister’sOffice
BangunanPerdanaPutra
PusatPentadbiranKerajaanPersekutuan
62502 PUTRAJAYA
1Malaysia Greetings,
YAB. Dato’Sri,
APPLICATION FOR APPROVAL OF PROPOSAL TO FORM A NETWORK OF COMPANIES, BANKS,
BANKINGSYSTEMANDASEAN INTERNATIONALCITY(TRUST and DIPLOMATIC) IN MALAYSIA,
INCLUDING THEEXECUTION OF GOVERNMENTANDPRIVATE SECTOR PROJECTS RECOGNIZED
BY THE GOVERNMENT
We hope YAB. Dato’ Sri and familyare all in good healthand blessedbyALLAH S.W.T.in order to lead
Malaysia towards becoming an advanced visionary country.
1. With great respect,we wouldlike toreferto the abovementionedmatterandseekthe approval
of YAB. Dato’ Sri for the proposal of forming a network of companies, banks and projects under
the company Asean International Trust Holding Sendirian Berhad. It is hoped that with the
formation of these networks it will benefit the nation’s economy, specifically in the following
aspects:
a) Assistandstabilize the economiesof Malaysiaandalsothe SouthEast Asianregion
b) AssistMalaysiaandSouthEast Asianregion’sbankingsystems
c) Assistwiththe executionof governmentprojects.
d) Assistprivate sectorprojects.
SO V EREIGN IN TERN A TIO N A L V EN TURES SDN BHD ( 1 1 4 9 9 5 2 -D )
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2 0 3 , J a l an T u n S a mbant han, KL S e nt ra l
5 0 4 7 0 Ku a l a L um pur
T e l : + 6 0 3 -2 7 25 1 7 3 3 F a x: + 6 0 3 -27 2 5 1 7 6 6

2. 2. In orderto procure funding,the approachestobe takenwill be asfollows:
a) To obtaindirectinvestmentfromoverseas.
b) To obtainlocal and overseasloans.
c) To conduct jointventureswithlocal andoverseascompaniesandbanks.
d) Issuance of bond(SukukBond).
e) Issuance of shares by publiclistedcompanieswhoare workingtogetherwithus
3. We herebyseektogainapproval andthe required licensing:
a) Approval of registrationandformationof companiesandbanks
b) Approval of bankinglicenses.
4. Attachedherewiththe Proposal Paper,Executive Summaryandthe relevantFinancial Papersfor
YAB. Dato’ Sri’s easy reference.
5. Should there be any particular reasons why YAB. Dato’ Sri would request or suggest that:
a) Thisplanningbe placedunderthe PrimeMinister’sDepartmentoranyotherdepartment,
we are ever ready to work together with the government.
b) We will alsobe honouredshouldYAB.Dato’Sri place ourcompanyalongside the nation’s
GLCs (Government Linked Companies).
This Proposal Paper is hereby attached for the kind consideration and approval of YAB. Dato’ Sri. It is
our sincerest hope that YAB. Dato’ Seri will grant us the necessary approval in order to realize this
project.Your kindattentionandactiononthismatteris greatlyappreciated.Thankingyouinadvance.
Yours Truly,
SOVEREIGNINTERNATIONAL VENTURES SDN BHD
………………………………………………… …………………………………………
Dato’ TeohSeng Foo Haji Azmee Abd. Aziz
Director Director

3. c.c:
1. TAN SRI DR. ALI HAMSA
Chief Secretaryof Malaysia
Prime Minister’sDepartment
Aras 4, BlokTimur,
BangunanPutra Perdana
PusatPentadbiranKerajaanPersekutuan
62502 Putrajaya
2. TAN SRI DATO’ SRI DR. ZETI AKHTAR AZIZ
Governorof Central Bank of Malaysia
Bank NegaraMalaysia
JalanDato’ Onn
50929 KualaLumpur
3. DATO’ SERI AHMAD HUSNI HANADZLAH
Finance MinisterII
Ministryof Finance Malaysia
KompleksKementerianKewangan
No.5, PersiaranPerdana,Presint2
PusatPentadbiranKerajaanPersekutuan
62592 Putrajaya
4. DATO’ SRI ANIFAH HJ. AMAN
Ministerof ForeignAffairs
Ministryof ForeignAffairs
1, Jalan WismaPutra,Presint2
PusatPentadbiranKerajaanPersekutuan
62602 Putrajaya
5. THE COMPANYREGISTRAR
Registrarof CompaniesMalaysia
Menara SSM@ Sentral
No.7, JalanStesen Sentral 5
KL Sentral,50470 KualaLumpur

4. Executive Summary (List of Requirements andPlanning)
Strategies and synergy towards investment, savings and success
We have made a few analysis and research on the current developments in Malaysia as well as the
Asean region. The contamination of currency, weakness of the banking system and economic
recessionsintheAseanregionhadmoreorlessthreatened theeconomicdevelopment of ourcountry.
Inour opinion,if we couldlaunchanintegratedactiononthese issuesandalsooncertainsectors,not
only will it returned investors’ confidence but also of Malaysians in general. Therefore we suggest
launchingaprogramme called WorkTogetherWith ThePeople- 1Malaysia whichwillinjectsomespirit
into the people, traders and entrepreneurs in Malaysia.
1. Banking and Financing
We believeandare convincedthatif Malaysiaundertakesaninitiativetoestablishafinancesystem
and 1ASEAN bank (Asean Nations Bank) in the Asean region it will be able to:
a) Create an Aseanmoneycurrency
b) Setup a goldbullion bank forSoutheastAseanregion
c) Act as a savings and prepare funding for Southeast Asean countries especially Malaysia
d) Stabilize the currencyandalso the nation’seconomy
e) Avoiddisturbancesandthreatsfromcurrencyspeculators
f) Encourage investorsandforeignfinance institutionstoinvestand save theirmoneyin 1ASEAN
Bank (Asean Nations Bank, Asean Bullion Bank dan Asean International Trust Bank)
1ASEAN
ASEAN PARLIAMENT
ASEAN NATIONS BANK
ASEAN INTERNATIONAL
BULLION BANK
ASEAN INTERNATIONAL
TRUST BANK
1. GOLD FINANCINGSYSTEM
2. GOLD BANKINGSYSTEM
3. GOLD ATM
ASEAN
CURRENCY

5. 2. Education
Nowadays we see all sorts of problems arising from the cost of local and overseas education.
Malaysians had hoped the government will implement an integrated action capable of resolving
these problems permanently. It will benefit both the government and the people, especially
studentswhoare the nation’syoungergeneration.Therefore areshufflingof the highereducation
system and loan system are essential:
a) Beginning 2016, the government will only send students overseas for Masters and PHD
educationincertainselected fieldsonly. Insteadof sendingstudentsoverseasfordegree studies,
we shouldentice overseasstudentstostudyhere locally.Thereforebyyear 2020, Malaysiawill no
longerhave degree studentsinoverseasexceptforprivate studentsand studystreams whichare
not offered locally.
b) Amend and improve the Degree education system in all Malaysian universities. Beginning
from 2016 intake, all 4 year studies must be completed within 2 years. The 3rd
year is for doing
internshiporpractical trainingandduringthe 4th
yearall studentsare requiredtostudy the latest
technologyandpracticesintheirrespective fields.Thiswaycompaniesnolongerneedtotrainthe
students should they hire them to work.
c) IPTA andIPTN loanproblems:we are interestedto worktogetherwithEPFand Marainsetting
up a bank (Amanah Bank Berhad or Family Bank Berhad).
 Thisbank will onlyprovide loanssolelyfor education (SPUPS) to all Malaysians.
1. Bank will be openednearbyoratall EPF offices.
2. Accountnumberbegins withICnumberfollowedbyEPFmembershipnumber.
3. To buy back all education loans and place them in one integrated management and
administration.
4. Studentsneedtobring onlythe IPTA or IPTN offerletters.The bank will deal directly
withIPTA and IPTN. Poor studentscan go to specificbodiestorequestforassistance
for departure and registration costs only.
5. A lax repaymenttime period will be giveni.e one yearfromthe date of completionof
studies (during this time graduates will be job hunting). Students are required to
informthe bankif theyare still unable tosecure ajobafterone yearfromcompletion
of their studies. Students will then be charged a 4 percent interest rate on the loan
instead of the rates currently used by banks.
6. All loansneedtobe repaidwithin5years.Altogetherthe total loanperiodis6years.
7. For those whofailedtorepaywithinthe specifiedtime frame,adirectdeductionwill
be made from theirEPFcontribution.

6. 8. For those who are serving the government, once they have entered the pension
scheme, the governmentshouldrepay the loan balance and deductionwill be made
from their salary.
9. All governmentandprivate sectorsalarypaymentsmustbe made toBankAmanahor
Family Bank Berhad during the first 6 years.
10. Neither employer nor the government need to pay employees’ salary through
Amanah Bank or Family Bank Berhad if they have fully repaid the loan. We suggest
that all employersandthe government solely use thisbank whenpayingemployees’
salary.
 Shouldthe governmentrequiresbank ToProvide Loans for Education and to PettyTraders
(SPUP-SPPPK)
1. Educationloansystemwill be basedonitemslistedabove C) 1till C)10
2. All governmentloanschemesforpettytradersmustbe made onlythroughthisbank
3. To buyback all small loans
4. When these petty traders received approved loans from MARA, TEKUN or any other
government institution, they should then discuss with the bank and KKPKP
representative inthe bankonwaysto disburse the loan and repayment of the loan.
5. All loans are 100% controlled by the bank and KKPKP.
6. Profits will be given to traders upon the completion of projects.
7. Traders are not allowed to open other bank accounts other than with this bank.
8. Receipts and payments to be made only through this bank.
9. The interest rate will be 4% on the loan amount
10. Should any incidence of misappropriation,fraudandwrongdoing occur,a reportand
legal action will be taken against:
I. Trader
II. Loan approval officer(MARA,TEKUN andwhicheveragency
approvingthe loan)
III. Bank officermanagingthe account
IV. KKPKP officer

7. PETTY TRADER LOAN
SCHEME
(SPPPK)
SIVSB
AIHSB
Asean International
Trust Bank
Bank 1Malaysia
AMANAH BANK
FAMILY BANK
EPF
AIHSB
MARA
AIHSB
EDUCATION SCHEME
(SPUP)
ASEAN NATIONS
BANK
EDUCATION
MINISTRY OF
MALAYSIA
MINISTRY OF HIGHER
EDUCATION
CENTRAL BANK-KKPKP’S
ADVISORY SERVICE
REPAYMENT PERIOD:
SUBJECT TO TERMS AND CONDITIONS

8. FISHERIES
RICE PADDY
3. Agriculture
90% of agricultural produce constitute food sources. Food sources have shorter life span period
compared to other sources. Hence there a constant need for food sources. As such, focusshould
be given to all agricultural output or industrial produce. Unfortunately Malaysia’s agriculture
industryismainlyonasmall scale basiswiththe exceptionof oil palmindustry.Mostof ournation’s
foodsourcesare importedfromoverseas. Therefore we intendtotake the initiative insettingup
1 or 2 large scale companies (public listed companies) specifically in the agriculture industry
especially in rice paddy and fisheries.
1. LKIM had in the past undertakenbutfailedinitseffortto turn the fisheries industryinto
a larger scale industry. Therefore SKIP SDN.BHD is set up to work together with LKIMto
resolve this problem.
2. In the rice paddy industry, problems can be seen arising from various sectors such as
irrigation, machineries etc. We will work together with the agriculture and agro-based
departments, MARDI and UKM in order to establish large scale farms to resolve the
problems faced.
SIVSB
AIHSB
SKIP SDN.BHD
AGRICULTURE
FISHERIES RICE PADDY
AREAS:
TOK BALI, KEDAH OR PERLIS,
SANDAKAN SABAH AND
SARAWAK
AREAS:
KELANTAN, KEDAH, SABAH
OR SARAWAKSKIP SDN.BHD WILL BECOME A PUBLIC LISTED COMPANY

9. 4. Oil and Gas
The oil and gas industry makes a huge contribution to the nation’s economy. However the
GDP/KDNK rate shows it only falls within the 18% range, per the recent announcement by the
government.
Therefore itishightime Malaysiahasanotheroil andgas company as bigas Petronas.We intend
to setup an oil and gas companyin Malaysiawhichwill focuson:
a. procuring (Import) oil andgas fromothercountries
b. to supplyandmanage storage farm
c. to operate refineryprocessandotherprocesses
d. to exportproduce overseasaswell assupplyingtothe nation
Exploration
Import
Indonesia,Cambodia,
Vietnam, Laos
Indonesia, Iraq,
Angola, Cambodia,
Laos, Vietnam
Storage
in
Malaysia
Melaka
Kedah
Johor
Storage
before
distribution
Refinery
Export
For local
needs
Export

10. 5. Mineral (Gold, Diamond and Natural Resources)
We intendto set up a specialized company inthe miningindustryespecially ingoldand diamond
and aspire to turn Malaysia into the largest and best Gold and Diamond storage centre in the
SoutheastAseanregion.Miningwill bedone overseasandtheproduce willbe broughtback,stored
and processed in Malaysia especially Gold and Diamond.
Mines
Indonesia
Cambodia
Storage area Product
Malaysia
Storage and processing
BullionBank and
Mint
Other
countries
To create a gold
financial system
Kewangan Emas

11. Methods andManagement & Administrationsystemrequired
It’sbecome clearthata successorfailure willdependonanefficientmanagementandadministration
group as well asa highlyefficientexecution/operationsgroup. We hopedthe governmentwill take a
serious approach towards this and start practicing this system and concept in every planning that
needs to be executed.
Committee
Administration and
management group
Operations andexecutiongroup
Follow-up – weekly and monthly
We are most in need of those who are able to:
LEAD
It ishopedthose inthe OperationsandExecutiongroupwill consistof those previouslyfromthe
private sectorespeciallypersonnel whousedtoworkinJapanese,KoreanorAmericancompanies
or in internationalcompanies.