1. INCREASED LIMITS OPTIONS
Separate project excess policy
2016
Coverage period
Coverage period annually renewable
Built-in “tail” coverage period
Project end Insurance
Requirement
Ends
2017 2018 2019 2020 2021 2022 2023
Client or project specific excess limit endorsement
2016
Project start
Project end Insurance
Requirement
Ends
Project start
Coverage period annually renewable
Project end Insurance
Requirement
Ends
Project start
2017 2018 2019 2020 2021 2022 2023
Increase overall policy limit; applies to all projects*
2016 2017 2018 2019 2020 2021 2022 2023
Firms are frequently asked to obtain higher professional liability limits in order to bid or work on new projects. For
example, a contract will require the consultant to carry higher limits during the duration of the project, and to keep
those limits in place five years after its substantial completion. As specialty brokers serving the A/E industry, we can
provide several alternatives to help firms meet these requirements. Below are three methods available through Hall
& Company to respond to your firm's increased limits requirements.

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HALL & COMPANY
Add a separate project excess policy
We have found this policy to be an effective solution as it is generally the most
cost effective over the life of the project and allows our customer and their client
to budget a specific amount for the additional limit.
Increase your limit on a project, client, or
contract specific basis
This option may be attractive for your client as it is a dedicated excess limit that
cannot be eroded by other projects.
Increase your overall limit
The advantage of this is that the increased limits apply to your overall practice and
would be available for all projects in which your firm is engaged.
*Increased limits may apply only to work performed on or after the date the
increase was put into effect.
Contact Hall & Company to help determine which increased limit solution would
be best for you.
Connect with Hall & Company
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