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1. Things to Consider When Seeking
A Cash Advance

2. Is the lending company reputable?
• A simple search on the internet should give
you the opportunity to look at company
information and reviews. If, after
searching, you are unable to find any
information or only bad reviews, this should
serve as a warning to avoid the company.

3. How much will it cost in the long run?
• By making yourself aware of fees and
APR’s, you can be better aware of the actual
cost of taking out a cash advance. This can be
done by asking lenders questions and
reviewing the fine print in your contract.

4. Is the loan amount enough to cover
your needs?
• It does not help you to take out an advance
and still be unable to cover your original costs
• If you don’t have enough, you will be stuck
with having to repay the loan with interest
and fees, and still be unable to pay for
whatever it is that required you to get an
advance in the first place.

5. Are the terms and conditions of the
loan clearly expressed?
• always make sure that you understand all
terms and conditions.
• If ANYTHING is unclear, make sure you ask the
lender for clarification
• You should not accept the loan unless all of
your questions have answers that you
understand

6. What is the payoff policy?
• You want to give yourself a realistic amount of
time to repay any money borrowed, as failing
to do so can affect your credit negatively and
incur additional fees as well, increasing the
cost of your advance.