For those struggling with their finances, the thought of filing for bankruptcy can be a scary one. LCTaylor is happy to provide some alternatives to bankruptcy for those looking for debt relief but don't want to file.

1. Alternatives to
Bankruptcy

2. LCTaylor: 1.800.463.8371 www.LCTaylor.com
When it comes to managing your finances,
for most, bankruptcy is a last resort.
That’s why it’s important to deal with debt before you
have no alternatives to bankruptcy.

3. LCTaylor: 1.800.463.8371 www.LCTaylor.com
Here are a few bankruptcy alternatives that
can help you with your finances without
destroying your credit or causing you to lose
your possessions.

4. LCTaylor: 1.800.463.8371 www.LCTaylor.com
Keeping a Budget
Review how much you spend
each month.
List your expenses.
If you spend more than you
make, it’s time to redo your
budget.

5. LCTaylor: 1.800.463.8371 www.LCTaylor.com
Debt Consolidation
A debt consolidation loan can be used
to help pay off your debt.
If approved, you’ll make one monthly
payment to the lender, saving you the
high interest rates of credit cards.

6. LCTaylor: 1.800.463.8371 www.LCTaylor.com
Consumer Proposal
A consumer proposal is a legal
agreement between you and your
creditors that allows you to settle
your debts for less.
A bankruptcy trustee will
negotiate with your creditors and
you will make a lower monthly
payment.

7. www.LCTaylor.com
It’s not always easy finding which debt solution
is right for you.
If budgeting and organizing your finances isn’t
enough, contact a licensed bankruptcy trustee.
They are trained professionals who can help
you find the best option for you.
LCTaylor: 1.800.463.8371

8. If you having difficulty managing your debt or
looking for information about alternatives to bankruptcy,
visit
LCTaylor.com
Trustees are available to answer your questions at our
Kenora and Winnipeg locations.
Call us now to schedule your free consultation.
LCTaylor: 1.800.463.8371 www.LCTaylor.com