Rainstar Capital Group is a multi strategy private equity firm based in Grand Rapids, Michigan that makes investments in consumer distressed debt portfolios, small business merchant cash advances, distressed mortgages, high growth companies, residential and commercial real estate. As a capital management and advisory firm RCG focuses on the growth of its portfolio acquisitions along with serving its portfolio companies and clients.

1. TOP 25+
Capital Markets Programs
Rainstar Capital Group is a multi strategy private equity firm based in Grand Rapids, Michigan that makes investments in
consumer distressed debt portfolios, small business merchant cash advances, distressed mortgages, high growth
companies, residential and commercial real estate. As a capital management and advisory firm RCG focuses on the growth
of its portfolio acquisitions along with serving its portfolio companies and clients.
www.rainstarcapitalgroup.com

2. Rainstar Capital Group holds ownership in multiple web based platforms that connect small business
owners, companies and commercial and residential real estate investors to lending sources. RCG also
provides through its online platforms business coaching, marketing advisory, capital markets and lead
generation marketing education products.
Rainstar Capital Group provides advisory debt capital through its multiple lending platforms with over
200 registered lenders for clients with commercial real estate, corporate finance, small business and
equipment financing needs. The firm focuses on products from Fin-tech lenders that allow businesses
to access debt capital in as fast as four hours. Working capital, equipment, commercial real estate and
credit lines are the main product lines.
MCA Debt Consolidation Program
Deal Size- 100k to 2M, minimum 2 years
in business, minimum annual revenue of
500k, all industries considered.
01
4 Hour Equipment Funding Program
Deal Size from 5 to 500k, minimum 2-3
years in business, minimum of 100k in
revenue, 620+ credit score.
02
Stock/Bond Credit Line Program
80k to 50M, credit line against
investment account (not retirement
account) of stocks, bonds, mutual funds.
Rates are 1.5% to 7% rates.
03
Bad Credit Equipment Financing
Deal size 50k to 25M, No credit check,
underwritten from a cash flow and
collateral perspective.
04
Purchase Order/Invoice Financing
Program
Deal Size - 20k to 50M, advance rates as
high as 90%, minimum, majority of
industries covered.
05
Accounts Receivables Financing
Program
Deal Size - 100k to 50M, advance rates
as high as 90%, minimum, majority of
industries covered.
06

3. Commercial Vehicle Financing
Deal Size - 20k to 10M. 1-5 year terms,
all Commercial vehicles-school buses,
limos, garbage trucks, construction
trucks, transportation vans, ambulances,
transportation buses, minimum 100k in
company revenue. Startups ok as long
as 2 year industry experience with 20%
down.
07 4 Hour Business Loan Program
Deal Size - 5k to 250k, rates 15%+,
monthly payback, can be used for MCA
debt consolidation but loan request
cant exceed existing MCA balances,
500+ credit score required, 24-120
months terms, program is underwritten
from a credit perspective first then
business income.
09
48 Hour Business Loan Program
From 25k to 500k, rates start at 8%+,
minimum 620 credit score required,
minimum 100k in revenue and 2 years
in business. Monthly amortization.
10Start Up Business Credit Card
Program
20-200k in unsecured credit lines that
come in the forms of business credit
cards. 680+ credit score required. 0%
interest on the cards for 6-13 months.
Rates are 8-24% after that.
08

4. Revenue Based Credit Line Program
Deal Size 50k to 500k, 12%+ rates,
Interest only, minimum 2 years in
business, 100k in revenue.
11
Cash Out CRE Refi Program
Deal Sizes 100k to 50M, max LTV of
70%, all asset classes considered-
hospitality, multifamily, office, retail,
industrial, mobile home parks and
mixed use.
12
Rental Home Funding Program
Deal Size - 75k- 10M, 550+ credit score,
1- 30 year terms, 1-4 units.
13
Contractor Financing
Deal Size- 50k to 10M, commercial
subcontractors only (no residential),
lender underwrites qualifying jobs and
does not care if client has existing
senior bank debt, factoring or merchant
cash advances, credit line is used for
materials/supplies purchases and gives
the contractor up to 150 days to repay.
14
App Only Small Ticket and Full
Package Large Ticket Equipment
Financing
Small Ticket Deal Size from 5k to 250k,
app only and 6 months bank
statements. Large Ticket Deal Size 250k-
10M, minimum 2 years in business,
100k+ in revenue, last 2 year tax returns,
6 months bank statements and info on
equipment required.
15

5. For super strong borrowers
Full doc, requires $30m annual sales and
up, 680+- credit, one of last 2 years
profitability, FMV assets up to 75% ltc,
from $3m credit facility to $300M, rates
from 4.5% and up, real estate must be
owner user for this product.
16 Debenture program
60 days to fund. High leverage, full doc,
24 month financial analysis.
19
Under $30m sales and under $3m
credit facility limits
Requires debt service qualifying
gross/net revenues, 660 credit, No real
estate, only, inventory, equipment,
accounts receivables. Rates from 8.5%
and up, full doc, cash flow and DTI.
17 Equipment leasing and lease back
On owned free and clear equipment
and/ or approved inventory, up to
$500,000 we fund in house with 4 hour
approvals from full submissions.
20
Bridge capital
On commercial real estate, DIP, leverage
and credit on a deal by deal basis.
18 Partner buy out
Must be 100% partner buy out, bank
product, full doc, must have 1.25 DTI, up
to $5m available per transaction, 60 day
close, 6.785 rates and up/ 640 credit
and up.
21

6. Working capital - bridge capital
Fast close, credit lines, term loans, A/R,
inventory capital, Equipment leasing
and lease back, PO capital, ABL, MCA.
22 Fix n flip/ and fix n rent for SFR
Loans based on ARV and no tax return
checks
24
Junior position
On approved accounts receivables up to
$1M.
23 Merchant cash advance
Consolidations to those who qualify.
25
For more information on how Rainstar Capital Group can assist you or your client out please
reach out to your Director or visit rainstarcapitalgroup.com.