A highlight of some financial goals and advice that you should set for yourself when you're in your 30s - tips about investing and paying off debt.

1. F I N A N C I A L
G O A L S F O R
P E O P L E I N
T H E I R 3 0 S

2. Reevaluate Your
Career
Unless you’re at your dream job,
shop around a bit and look for a
better job. Raise your career
aspirations to achieve a higher
level or pay and feel more
fulfilled.

3. P L A N F O R
K I D S
This planning includes your personal finances; how you’ll be
able to afford all the supplies you’ll need for a child, and also
for their futures. Your child may not decide to go to college, but
it’s smart to start a 529 plan for them, which has tax-free
interest and can be transferred to another child or cashed out.

4. Find Good
Insurance
Now is a good time to evaluate whether or not you
should be on your spouse’s insurance or see if you can
find another option that’s more affordable or provides
better coverage. It’s also important to evaluate your car,
home, and life insurance to see if you can get a better
deal than you already have and save more money.

5. P A Y O F F
S C H O O L
L O A N S
You can make higher payments and shorten the amount of time
it’ll take to pay off these debts. At the same time, you can work
on paying off other debts, especially if you’re planning on
purchasing a home and taking out a mortgage. Get your school
loans out of the way, and then focus on tackling other debt.

6. Increase your emergency fund to a level
that would sustain not working for a while,
in case you’d lose your job, decide to switch
careers, or take time off to spend with your
child.
Increase Emergency Fund

7. Look Into Investing
It’s important to approach this
carefully and make sure that you
know what you’re doing. You
might want to hire a financial
adviser or do extensive research
on your own to see what the best
options are. By investing, you
have an opportunity to increase
your assets in a fairly
straightforward way.

8. F O L L O W
K E W H O M I N
www.kewhomin.org
@kewho_min
F I N A N C I A L
G O A L S F O R
P E O P L E I N
T H E I R 3 0 S