Finding a home in Sacramento

1. EXPECT BETTERSM
FINDING YOUR
NEW HOME

2. EXPECT BETTERSM
Steps of the Home Buying
Process
1. Working with Katie
2. Getting Pre-approved
3. Finding the Home
4. Making an Offer
5. Transaction Process

3. EXPECT BETTERSM
1. Working with Katie
 I am a full time,
professional Realtor with
extensive market
knowledge.
 I’m here to listen to your
needs and work closely
with you to find a home
that is right for you.
 It’s important to me to
build relationships with
my clients and provide
exceptional service.

4. EXPECT BETTERSM
2. Getting Pre-approved with a
Lender
 I will provide you
guidance in finding a
financial institution, and
support you in finding
information on available
financing options
 Finding your realistic
range of affordability

5. EXPECT BETTERSM
Getting a Pre-Approval Letter
The process involves:
 Calculating your income
vs. debt ratios
 Running a credit review
A pre-approval letter will
strengthen your position
when making an offer on a
home!

6. EXPECT BETTERSM
3. Finding the Home

7. EXPECT BETTERSM
Finding the Home
 I have access to the
Multiple Listing Service,
and will set you up on a
search. You will have access
to listings the moment they
come on the Market.
 I will schedule the showings
and work with your
schedule as best as I can.
 I run searches daily for my
clients and send Listings
that I think you might be
interested in.

8. EXPECT BETTERSM
Assessing Your Needs - Lifestyle
How you live will help
determine where you live
 What is the driving force
behind this move? (Job,
family, more space,
schools, lifestyle, etc.)
 What type of activities
do you enjoy?

9. EXPECT BETTERSM
Assessing Your Needs –
Your Dream Home
Putting together your wish list
 Who will be living in the
house? How much space do
you think you will need?
 Other considerations
include: Age of home, lot
size, kitchen, baths, layout,
style, condition.
 What are three “must have”
features for your new
home?

10. EXPECT BETTERSM
4. Making an Offer

11. EXPECT BETTERSM
How Much to Offer
Making an offer to
purchase involves more
than picking a price
We will review
comparable properties
in the neighborhood
that have sold recently

12. EXPECT BETTERSM
Negotiable Terms in the Contract
Other negotiable items
in the contract we will
discuss include:
 Inspections,
repairs and home
improvements
 Closing costs and
home warranty
 Closing data and
possession

13. EXPECT BETTERSM
5. Transaction Process
Once the offer is submitted,
I will work with you in the
negotiations

14. EXPECT BETTERSM
Transaction Process
 After Acceptance Escrow will be
opened and we will receive the
Escrow number
 The initial deposit is sent to
Escrow/Title company
 Schedule all inspections: Pest
($125) Whole House ($450)
Roof ($150) Sewer ($125)
 Lender schedules the Appraisal
 Title Company delivers a
Preliminary Title Report
 Receiving disclosures

15. EXPECT BETTERSM
Transaction Process
 Negotiate the repairs and/or
credits
 Lender reviews Appraisal and
asks for any outstanding
documentation or “conditions”
 Buyer removes “All
Contingencies”
 Lender “draws docs” and sends
to the Escrow company
 Buyers sign all loan Documents
 Loan docs are sent back to
Lender for review and approval

16. EXPECT BETTERSM
Transaction Process
 Lender funds the loan
 You get the keys to your
new home!

17. EXPECT BETTERSM
Testimonial - SAMPLE
“Katie Dixon was a pleasure to work with! She was
thorough and took the time to meet with us on
countless occasions. She was very knowledgeable
and helped us through our home buying
experience. She always got back to us quickly and
acted fast when we came across a house we
wanted to see. She was supportive and very
patient with throughout our home-buying journey. I
highly recommend Katie for both her knowledge in
the industry and her kind and good-hearted
nature”
- LaurenS

18. EXPECT BETTERSM
Communication
What is the best way to contact you:
 Email
 Text
 Phone