4TH PUBLICATION - IOSR- JDMS- Dr. RAHUL VC TIWARI, SIBAR INSTITUTE OF DENTAL ...
Helping Hands in the Dominican Republic
1. Massage
Therapy
Today
Sept 2011 • www.rmtao.com
Putting Knowledge into Practice
Creating a
Résumé to
Showcase Volunteer
and Service
Experience 12
RMTAO Interviews:
Krystin Bokalo 22
Charitable
Donations
Tax Credit 26
FOCUS ON VOLUNTEERING:
Adventure in
San Jose de Ocoa,
Dominican
Republic 4
CanadianPublicationsMailProductSalesAgreement40036705
2. Dr. Morris Piluso,
D.C., D.Ac.
The Future Health Institute
www.mtseminars.com
presents the Fall 2011 workshop in:
Therapeutic Ultrasound & Interferential
Current / Transcutaneous Electrical
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YOU SHOULD ATTEND THIS SEMINAR:
Register online at
www.mtseminars.com
and save $10.00
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4. 4
Each student— Katherine Madaleno,
Christina Rodrigues, Jessica Clark,
Mila Jimenez, and Shay Phillips—came
to this adventure in a different way. For
one, it was something she wished to do
ever since hearing of the trip; for another,
it was a last-minute choice. Fortunately
for us, our leader, RMT Cristina Edwards
also wanted to join the team. “I wanted
the massage students to get the full benefit
from providing their services and to support
them along the way,” Edwards says. “I’ve
always wanted to participate in something
like this, to give back and help others less
fortunate. I looked forward to working
with the students, as well as the other
health professionals in the group. This
trip was not offered to massage therapy
students when I was at Georgian, so I
was very excited to join the experience
as a professional.”
A desire to help
Whatever our reasons for signing up, the
collective thought was that we wanted
to volunteer our time and skills to enhance
the existing team of nurses who travel to
San Jose de Ocoa in the Dominican Republic
each year. We also wanted to help others
who are less fortunate than ourselves. Many
of our fellow students wondered why we
would spend so much money on this trip,
to which our response was—“Because it’s
not about the money, it’s about humanity.”
Through fundraising and donations from
friends and family we each paid for our
individual trips. We also received items from
various local companies for the clinics we
would run while there, including massage
therapy materials. We gathered medical
equipment, first-aid supplies, medications,
school supplies, clothing, and basic oral
supplies. We also had numerous donations
of wheelchairs, crutches, and other rehab
items from families who wanted to help. Our
efforts paid off, and we took an enormous
amount of baggage (many had two 50-lb
hockey bags) to the Dominican.
Leading up to our departure, we also had
to prepare through meetings, medical
check-ups, vaccinations, and Spanish
lessons. Groups of health care professionals
met up over several months to smooth
the divisions between the disciplines and
decide how we would come together for
the care of our patients once we arrived.
As we gathered at the airport, we were
all eager to be a part of something bigger
than ourselves and ready to reach out to
people in need. Whether it was the impact
Focus on Volunteering
Adventure in
San Jose de Ocoa,
Dominican Republic
By Katherine
Madaleno, with
contributions from
Cristina Edwards,
RMT, Christina
Rodrigues,
Jessica Clark, and
Mila Jimenez
Massage Therapy Today September 2011
We are a group of five massage therapy students and one practicing RMT who recently went
on a trip to the Dominican Republic, along with nursing and paramedic students, as part of an
inter-professional trip through Rayjon Share and Georgian College. This is our story…
Photo: Katherine
M
adaleno
5. of seeing the impoverished communities
and the desperation of some, or simply a
realization that we all came to the Dominican
to be part of something worthwhile, it took
very little time for us to mesh into one inter-
professional group.
The experience
On our first day in Ocoa, we were intro-
duced to Sister Teofila (our host in the
Dominican) and learned about the endless
work Canadians have done to enhance
the community. We felt humbled to realize
we were a part of something that has
shaped the community for many years.
We spent an entire day in tours of local
organizations, the rehab facility, a nursing
home, and the local hospital in Ocoa.
“The hospitals are not like Canadian
hospitals,” we were told. “If you do not
have the money to pay for your medical
assistance you are sent home.”
Rodrigues reports talking to a student who
was working in San Jose de Ocoa. “He
said people come in with machete cuts and
are sent home because they cannot afford
to pay the medical bill,” she said. “These
people have to work to make money for
their medical care and most of the time
they will get bad infections.”
The differences between the local health
care and our Canadian system were
astounding. The poverty, lack of clean
running water (most of the water is
infested with parasites), medical equipment,
sterilization…the list was endless. Many
Dominican residents cannot afford basic
5September 2011 Massage Therapy Today
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continued on page 8
“Many
Dominican
residents
cannot
afford basic
health care,
and many
never see
a doctor
or hospital
in their
lifetime.
”
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8. 8
health care, and many never see a doctor or
hospital in their lifetime.
For our community clinic days, we were
separated into smaller teams, with massage,
nursing, and paramedic students in each.
We were transported to mountainside
communities in the backs of pick-up trucks
along winding, very rocky, very bumpy
roads. Jimenez describes a typical day:
“We had our first outreach clinic in a small
community called Los Martinez. We saw
a variety of conditions ranging from low
back pain to constipation. Most residents
suffered from overuse injuries due to heavy
field work, including large amounts of
heavy lifting. We organized the clinic so
that we received clients after they
had been assessed by the nursing students.
That way we were able to look at their
registration forms and get a quick idea of
their chief complaint. Clients received on
average a 10–15 minute treatment and
were sent to the next station of the clinic
with self-care, which mostly involved
stretching and strengthening exercises, as
well as self-massage. The residents of this
small community showed extreme apprecia-
tion of our presence and care, and were very
eager to show it.”
We worked seamlessly with the nursing and
paramedic students, and quickly learned that
our focus should be on education and teach-
ing the patient or family members about
self-massage for a greater benefit once we
were gone. It was incredible to know that we
could offer the residents of this community
such basic health care when it was so very
badly needed. At first we were taken back
by what we saw as greediness on the part
of some patients, who would try to steal
medications and clothing. After speaking
with residents and more experienced team
members, however, we realized they were
not driven by greed, but by pure desperation.
Reaching out
One day we visited a rehabilitation clinic
in the morning and a seniors’ home in the
afternoon. For us as a massage team, the
rehabilitation facility was of most interest.
We had gathered enough donations (e.g.,
wheelchairs, crutches, walkers, splints, cloth-
ing, Thera-Bands) to fill the back of a truck,
and it was incredible to see the expressions
Massage Therapy Today September 2011
“We saw
interesting
cases, some
of which we
may never be
exposed to
again, allowing
us to learn from
experience
rather than
a textbook.
”
9. Three-Year Osteopathic Training Program
(Osteopathic Manipulative Practice) for Naturopathic Doctors
begins September 30th, 2011
• This intensive and comprehensive program consists of three-day thematic
modules conveniently held seven times per year allowing students to maintain
their current work schedule while taking the program.
• This program has formatted modules into specific topics, which maximally
cover osteopathic theory and practice, with an additional focus on
“hands-on” technique training. These modules also include case presentations
and patient demonstrations.
• Students participate in 320 hours of clinical training in Osteopathy without
any additional costs.
• A Diploma in Osteopathic Manipulative Practice will be presented to qualified
graduates. However students can also attend individual modules of their choice,
which they can directly integrate into their practice.
• All classes are taught by Dr. Norets, DOMP, MD (Europe), PhD, a physician with
extensive knowledge and over a 30-year diverse practical experience in clinical
medicine, teaching and research. He uses unique diagnostic and treatment
approaches, based on the deep understanding of clinical osteopathy and
sophisticated manual skills.
• Graduates will become members of the Ontario Federation of Osteopathic
Professionals and the Ontario Council of Drugless Osteopathy.
Major educational modules for Osteopathic Training
for 2011 and beginning of 2012
• Understanding the principles of Osteopathy and Manual Therapy. Integration of
the osteopathic approach to assessment and treatment into current practice.
September 30-October 2, 2011
• Muscle Energy Technique, Myofascial Release, Techniques of Still and
Chapman Reflexes. November 4-6, 2011
• Counterstrain, Facilitated Positional Release, Oscillatory Techniques and
Ligamentous Articular Strain. December 2-4, 2011
• Cranial Osteopathy and Craniosacral Therapy.
Part 1. January 20-22, 2012; Part 2. March 2-4, 2012
• Cervical Region. Clinical assessment and manual treatment using Muscle Energy,
Myofascial Release, Facilitated Positional Release and other manual techniques.
Part 1. March 30-April 1, 2012; Part 2. May 4-6, 2012
This program and each individual module is approved for Continuing Education
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For a full list of the courses or additional information please visit:
www.clinicalosteopathy.com. For registration or any inquiries please
contact 905-855-0988 or info@clinicalosteopathy.com
Southern Ontario College of Osteopathy
10. 10
of gratitude and appreciation when
we told the staff it was all for them
and their patients. A young man with
a broken leg received the first set of
crutches, and let Edwards draw a maple
leaf on his fresh plaster.
The facility had one physiotherapist and four
occupational therapists. They were extensively
trained and their set-up was very similar to
that of a clinic in Canada, although lacking in
certain advances due to funding. We were able
to work hands on and also observe treatment
of the day’s patients (peripheral neuropathies,
stroke, motorcycle accident, gun-shot wound
through the femur and sciatic nerve, and
Parkinson’s disease). The staff were welcom-
ing and eager to teach us. They were also
very thankful, as we ended our morning there
with a massage for each member of staff.
The seniors’ home was an amazing place.
It takes in elderly people who are homeless,
abused, or whose families simply cannot
afford to care for them. If it was not for this
facility, many seniors in the community would
be on the streets. It is run by the Sisters of
Ocoa and the residents stay there for free.
Another highlight was the pediatric clinic.
An estimated 100 children came through the
clinic, and our massage therapy group treated
about half. We saw many children with respi-
ratory infections, low back pain, constipation,
and headaches. Our most interesting cases
were a boy with cerebral palsy and a young
girl with suspected juvenile arthritis (her
family is too poor to see a specialist to have
the diagnosis confirmed). Jimenez worked
not only as a massage therapist but also as
an interpreter. “As I’m fluent in Spanish,
I was able to help our group out with clients
by keeping the flow going and breaking the
language barrier. Today we were able to
educate our clients, teaching them infant
and constipation self-massage.”
An amazing journey
On the last evening, we gathered in a
large circle and reflected as a group on our
adventure. We listened, cried, laughed, and
remembered the incredible week gone by,
filled with love and appreciation for our
fellow humans.
From a massage therapy perspective, the ex-
perience gave us all an insight into the world
beyond our borders and how our profession
has come so far and yet still has so much
further to go. We saw interesting cases, some
of which we may never be exposed to again,
allowing us to learn from experience rather
than a textbook. The cultural differences that
came to light also allowed our education to
grow. We sometimes forget that therapeutic
massage is still relatively unheard of in many
parts of the world, and even in many parts of
our own country. The lessons here are that
education about the profession needs to and
Massage Therapy Today September 2011
11. must continue; that perhaps, in this particular
setting, we can spend a day in the commu-
nity, giving a lecture to the residents or health
care workers about the benefits of massage
therapy, and thus nurture a new understand-
ing of what massage therapists do as part
of the health care system.
Exposing health care students to experiences
such as this, with new cultures and ways of
life, is a huge stepping stone in creating
better health care practitioners. It solidifies
our need and desire to help, and encourages
us to keep working with those who cannot
help themselves. It gives us insight into the
human race and how we cope no matter
what the situation, and how even with very
little, one can achieve great contentment.
Edwards summarizes what the trip has meant
to her: “This trip amazed me in so many
ways. I was nervous and excited to be going
on such an adventure and knew that emo-
tionally it would be a rollercoaster. It was that,
and more! I was blown away at how quickly
a large group of split disciplines could come
together and teach each other about why we
were all there. We met amazing people along
the way and helped so many. As much as
the people of San Jose de Ocoa benefitted
from us being there, we also benefitted
from them. I arrived home feeling different,
wishing I could have stayed longer and given
more. I realized that the things in life that
matter most are family, friends, and loved
ones, and life is what you make of it. I hope
this is something I remember in the future.”
Clark echoes Edwards’ thoughts: “This trip
is something I will never forget. I learned so
much from the people there, my peers, and
our leaders. Back home, I still carry the appre-
ciation we received and knowledge I gained.
I would recommend this trip to anyone
entering the health field.”
Rodrigues agrees. “Throughout the trip, every-
one got to know one another very well and
some of us left best friends,” she says. “This
trip was the best thing I could have done
and I am glad I took the opportunity. It was a
true eye-opener and life-changing experience.
I may never be the same person again.”
*Katherine Madaleno, Christina Rodrigues, Jessica
Clark, and Mila Jimenez will be graduating in August
2011. Shay Phillips will graduate in December 2011.
MT
11September 2011 Massage Therapy Today
“This trip
was the
best thing
I could
have done
and I am
glad I took the
opportunity.
”
12. Massage Therapy Today September 2011
By Merrill Associates
Focus on Volunteering
Creating a Résumé to
Showcase Volunteer
and Service Experience
Capitalizing on volunteer and service
experiences can be very helpful if you are
looking for your first job after school, plan-
ning a career move, or returning to work after
a hiatus. An important part of the job search
process is communicating qualifications to
potential employers. For most people, the
résumé becomes the major communication
challenge! Ronald and Caryl Rae Krannich of
Dynamic Résumés say: “At the very least a
résumé represents the unique you to others
who may or may not know much about your
particular mix of goals and capabilities.”
An effective résumé successfully showcases
your accomplishment and abilities, some
of which may have been gained through
volunteer and service experiences. These
are just as pertinent and valuable as skills
gained in paid employment.
Focusing on a skill set
The first task is to identify the skills that
have been learned and utilized and create
skill clusters that are relevant to the position
you are applying for. To assess your skills,
think first of broad categories:
• Interpersonal skills—listening, counselling,
collaborating, teamwork, negotiating.
• Educational skills—teaching, advising,
coaching, facilitating.
• Communication skills—interviewing, editing,
writing, public speaking, summarizing.
• Creative skills—expressing, designing,
drafting, innovating.
• Analytical skills—observing, reasoning,
assessing, analyzing, evaluating.
• Problem-solving skills—researching, organiz-
ing, clarifying, reviewing.
• Leadership skills—initiating, managing,
planning, motivating, recruiting, leading,
promoting.
• Management skills—delegating, supervising,
hiring, implementing, scheduling, directing.
• Technical skills—programming, computing,
record-keeping, systematizing, accounting.
Be as specific as possible in identifying your
skills. “Good communication skills” is too
broad; “excellent writing and editing skills”
is not. Concentrate on essential skills.
Employers are often looking for a general
set of aptitudes and personality traits in
addition to specific skills, such as the ability
to acquire new technical skills quickly;
teamwork skills; ability to sell ideas; a strong
work ethic; ability to follow instructions;
leadership ability; initiative; and reliability.
These are the skills and qualities that can
be documented for a résumé.
Documentation of service
When performing volunteer service, you can/
should request a “documentation of service”
statement from your volunteer manager,
program director, executive director, commit-
tee chair or even a board chair. This written
summary of your volunteer accomplishments
may contain a position description, including
title, duties, and responsibilities; skills utilized;
dates of service; number of hours contributed;
and training received. The letter may also
contain a brief evaluation of your performance
and overall contribution to the organization.
12
continued on page 18
13. The RMTAO
can help you make the
impossible...
With membership support and membership
dollars, we can create change and
opportunities for all RMTs
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18. 18 Massage Therapy Today September 2011
“Ask for
letters of
support and
reference
from your
volunteer
or service
placement.
”
When building a résumé to make a career
change, be sure that the documentation of
service letter highlights the skills or skill
cluster you are working to develop. Organiza-
tions should provide performance evaluations
for all volunteers, and as a volunteer you have
the right to request a statement of how well
you performed your duties. Be sure to keep
a copy for your files.
Request records of all in-service training,
workshops, and conferences attended. Title,
instructor, dates, and a brief summary of the
content should be included. Also, maintain
copies of any letters of commendation, awards,
newspaper articles, and so on that you receive.
Ask for letters of support and reference
from your volunteer or service placement.
Such letters can speak to personal and
work qualities such as dependability,
punctuality, creativity, and flexibility as
much as to specific skills. These can be
especially helpful if you are new to the
job market. They help to establish your
credibility as a potential worker and support
the personal qualities you have identified
as important for a particular position.
Your background
Experience and education make up the
core of your résumé. The experience section
can include unpaid work, volunteer work,
internships, service learning experiences,
unstructured work, self-employment, and
odd jobs. Search all areas of your back-
ground for anything that relates to the
specific skills cluster and general attributes
your future employer is seeking. Relevant
work experience is not limited to paid
employment. If you are changing careers
or exploring new areas, an unpaid
experience that allowed you to develop
new skills may be a better indicator of
your ability to perform in a new area than
paid employment in an unrelated area.
Examples of unpaid, non-traditional
experiences should be written up just
like paid employment. For example:
Public Relations Chair, Northwest Center
Developed and implemented a marketing/
public relations strategy for the Northwest
Center. Responsible for creating public
and media relations efforts for the
introduction of a new senior health
program, which provided 24-hour emer-
gency care for senior residents. Arranged
numerous meetings and interviews with
local newspapers, television, and radio
stations; developed written publications
19. for distribution citywide; and produced an
in-house video.
Recreation Centre Remodeling Project,
Summer 2000
Organized 120 community volunteers to paint
the interior of XYZ Recreation Centre. Solicited
neighbourhood merchants for paint and sup-
plies, including refreshments for all workers.
Arranged for a local artist to design and paint
a mural on entryway walls. Contacted local
newspapers and television for press coverage.
Librarian, Ellis Foundation
Created a library that specialized in volunteer
management and board development for
the Ellis Foundation and its affiliate members.
Created a computerized catalogue of all mate-
rials, indexed and cross-referenced material,
and developed circulation procedures. Devel-
oped an annual project budget. Researched
materials and recommended new additions.
Wrote monthly book reviews for affiliate
newsletter. Supervised all local and out-of-
state circulation of materials.
Another option is to list volunteer service
under Special Interests or Community
Involvements. These experiences demonstrate
character traits such as motivation, commit-
ment, and initiative.
When filling out a job application, include
relevant volunteer and service experience
under Work History. If it asks for a salary,
write unsalaried. Some organizations
calculate a dollar value for the volunteer
service. If you have that information,
you might share it during the interview.
Some applications have an “activities”
section where you can list community
involvement, associations, memberships,
and so on. Remember, you are not limited
to listing your volunteer and service activities
in this section.
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20. 20
During the interview
It will be up to you to discuss your volunteer
and service history during the job interview.
Talk about relevant activities and identify
specific skills learned and used in your
volunteer position. Be prepared to present
letters and other materials from your docu-
mentation portfolio to supplement your
application and résumé. If your volunteer
and service experience was meaningful
to you, it will come across that way in
the interview. Share challenges and growth
experiences.
Volunteer and service experiences are
valuable, viable opportunities for acquiring
new skills and aptitudes. Do not hesitate
to put all your experiences to work for
you. Allow your résumé to professionally
showcase your volunteer and service
accomplishments and abilities.
Volunteer recognition
If you are a volunteer manager, program or
agency director, or board member, think about
how you can help members and volunteers
document the service they have given your or-
ganization. When you write a letter of thanks
to a volunteer, committee participant, or board
member, identify and compliment particular
skills and abilities displayed, as well as accom-
plishments. This is an important component of
overall volunteer recognition.
If you are an officer in your association
or serving on a committee or board, think
about the abilities you have learned or
acquired. Ask others who are serving with
you to write letters to document skills such
as meeting management, leadership, record
keeping, and organization.
This article is licensed under a Creative Commons
License: http://creativecommons.org/licenses/by/2.0
MT
Massage Therapy Today September 2011
“Volunteer
and service
experiences
are valuable,
viable
opportunities
for acquiring
new skills.
”
21.
22. 22
Volunteers are an essential part of any
organization. Every charity and not-
for-profit organization needs more
resources to face the many challenges
of today and the future. The RMTAO
is no exception. Our volunteers are
our backbone, allowing us to take on
projects and challenges that would
otherwise not be possible.
In this issue of Massage Therapy
Today, the RMTAO profiles one such
volunteer. Krystin Bokalo has dedi-
cated her time and energy to helping
the association achieve its goals in
moving the profession forward. We
sat down with Krystin to talk about
volunteering and what it has meant
to her professional career.
Krystin has been an RMT since
December 2009. She currently works
at HealthQuarters in Burlington,
Ontario, where she helps her clients
live up to the clinic’s motto of “live
long and live well.”
Krystin has also been a member of
the RMTAO since 2009. While this
makes her a relatively new member,
her dedication and support of the
association have been invaluable.
Krystin is a volunteer on the RMTAO’s
publication content review panel,
with which she reads, reviews, and
edits articles and submits feedback
for a number of RMTAO publications.
Krystin has also taken on the role of
Chair of the RMTAO membership
committee. This committee is cur-
rently working on the development
of a new awards program for the
association to be presented to the
Board of Directors for approval.
What is your background and
why did you became an RMT?
I graduated in 2008 from an athletic
therapy program and was immersed
in athletics, working for several
sporting teams. It was my exposure
to the athlete population that made
me realize the benefits of massage
therapy in the treatment and rehabili-
tation of individuals. It ultimately led
me to go back to school at the Ontario
College of Health and Technology in
Stoney Creek, Ontario, to complete
my massage therapy diploma.
Have you been volunteering
your whole life?
For as long as I can remember, I
have volunteered my time in one
capacity or another. I remember
going through high school and volun-
teering at my local hospital, working
with everyone from children to the
geriatric patients. I continued at the
hospital for some time, eventually
helping oversee student volunteers.
Throughout the years I have also
volunteered with soup kitchens and
handed out care packages of food
to the homeless in Toronto. It is
something I’ve enjoyed and felt the
need to do.
What type of volunteer activities
do you currently participate in?
Currently I have taken my enjoyment
in volunteering and the enjoyment I
have for my professional career and
volunteered my time at marathons
and other fitness-related events
within my community.
Do you volunteer your efforts
in the field of massage therapy
or outside of it?
I would have to say both!
How has volunteering
added to your life? To your
professional career?
I feel like I am very fortunate for
everything I have in life. With that
being said, I think volunteering has
helped me realize how lucky I am
and how I can take my strengths
to help others. Professionally, volun-
teering has allowed me to network
with a wide variety of regulated
health professionals.
Focus on Volunteering
RMTAO Interviews:
Krystin Bokalo, BAHSc, CAT(cc), RMT
Massage Therapy Today September 2011
“Never doubt that a small group of thoughtful, committed citizens can change the world.
Indeed, it is the only thing that ever has.” —Margaret Mead
continued on page 24
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24. 24 Massage Therapy Today September 2011
What is the value in
volunteering for you?
Volunteering allows me to give back
to both the community I grew up in
and to the profession I now work in.
I think that is value in itself.
What led you to volunteer
your time and energy to
the RMTAO?
Volunteering with the RMTAO was
a very easy decision for me; I knew
when I became an RMT that volun-
teering with the association was
high on my list. I wanted to bring
my strengths and interests to the
RMTAO and help in any way I could.
Volunteering has always been an
important aspect of my life, so bring-
ing it together with my profession
was a natural decision.
Has volunteering allowed you
to network and increase your
circle of peers?
When you volunteer with the RMTAO
or through a different avenue, I feel
like you always meet someone that
is in the same profession or an allied
health care profession. Through
volunteering, my circle of peers has
grown drastically and allowed me to
further understand other regulated
health professions.
Has volunteering enhanced
your practice or changed
you as an RMT?
Volunteering has allowed me to
interface with a wide range of individ-
uals, which has helped me within
my practice in understanding my
clients and relating to them even
more. I believe volunteering has
further enhanced my compassion
when treating.
Would you recommend
volunteering and charity work
to others?
Of course! I would encourage every-
one to volunteer their time to either
the profession or a cause that is
important to them. It is as simple
as setting aside a few hours a week,
yet the personal reward is far greater
than anything I can think of. MT
25.
26. Massage Therapy Today September 2011
Aparna Prabhune,
CGA, is from The Tax
Management Centre,
Oakville, Ontario.
By Aparna
Prabhune, CGA
Focus on Volunteering
Charitable Donations
Tax Credit
Canadians contribute to the well-being
of their communities by donating money
to charitable and non-profit organizations.
This funding supports the provision of services,
delivery of programs, and purchase of equip-
ment and other materials. Charitable and
non-profit organizations, in turn, support the
community in many ways.
What is a charitable donation?
When you make a donation and receive
nothing in return, it is a gift. When you give
a gift to a registered charitable organization,
the gift qualifies for a charitable donation
tax credit. As stated by Margot Bai in her
book Spend Smarter, Save Bigger, the dona-
tion tax credit is the government’s way of
ensuring that we donate with pre-tax dollars.
In other words, the government does not
want us to pay tax on the money we donate
to registered charities.
Donations or gifts to charities include cash,
securities of listed public companies, life-
insurance policies, a residual interest in trusts,
ecologically sensitive land, and Canadian
cultural property.
What is the tax credit?
The donation tax credit gives a return equiva-
lent to the lowest marginal tax rate (in your
province) on the first $200 that you donate,
and the highest marginal tax rate tax credit
on the remainder. In dollar values, a donation
of $250 will give an individual a federal tax
credit of $44.50—($200 15%) + ($50 29%)—
with a corresponding provincial tax credit of
$15.68—$200 5.05%) + ($50 11.16%).
It is not a tax deduction but a tax credit that
is applied against federal and Ontario taxes
payable. The donation is limited to 75% of your
net income for tax purposes. And any unused
amounts may be carried forward for five years.
Registered charities and how to donate
Registered charities are charitable organiza-
tions, public foundations, or private
foundations that are established in Canada
and reside in Canada. Registered charities
operate for charitable purposes and must
devote their resources to charitable activities.
Every registered charity has a registration
number from the Canada Revenue Agency.
They are exempt from paying tax on their
revenue, and can issue official donation
receipts. You can confirm if the charity is
a registered charitable organization by
checking its registration www.cra-arc.gc.ca/
chrts-gvng/lstngs.
Tax strategies
If you are just starting out on your charitable
giving pursuit then you may be donating less
than $200 each year. Here are some strategies
to maximize your tax credit return.
• If you have a spouse, you can maximize
the tax credit by including all the charitable
donations on the tax return of one spouse.
• You can carry forward your donation tax
credit for up to 5 years and only use the $200
limit once. For example: If you donate $100
every year, instead of getting the lowest tax
credit every year, you can carry it forward up
to 5 years so that out of your $500 donated,
$300 will be given a tax credit at the highest
marginal rate.
For more information, contact a professional
tax advisor. MT
26
“In 2009,
Statistics Canada
reported that
Canadians
donated over
$7.8 billion
to charitable
organizations
providing
invaluable
services around
the world.
”
