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Employer Health Benefits Survey 2017
Release Slides
September 19, 2017
Figure 1
Figure 2
Figure 3
Average Annual Increases in Premiums for Family Coverage Compared to Other
Indicators, 2000-2017
* Estimate is statistically different from estimate for the previous year shown (p < .05).
SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017. Bureau of Labor Statistics, Consumer Price Index, U.S. City
Average of Annual Inflation (April to April), 1999-2017; Bureau of Labor Statistics, Seasonally Adjusted Data from the Current Employment
Statistics Survey, 1999-2017 (April to April).
3.1% 3.3%
1.6%
2.2%
2.3%
3.5%
3.5%
2.6%
3.9%
-0.7%
2.2%
3.2%
2.3%
1.1%
2.0%
-0.2% 1.1%
2.2%
3.9% 4.0%
2.7% 3.0%
2.0%
2.7%
3.9%
3.8%
3.7%
3.3%
2.4%
2.1%
1.7%
1.8% 2.4% 2.0%
2.6%
2.3%
11.0%
10.0%
13.0% 13.0%
10.0%*
9.0%
6.0%*
5.0% 5.0% 5.0%
3.0%
9.0%*
4.0%* 4.0%
3.0%
4.0%
3.0% 3.0%
-2%
0%
2%
4%
6%
8%
10%
12%
14%
16%
18%
20%
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Overall Inflation Workers' Earnings Family Premiums
Figure 4
Figure 5
Figure 6
Figure 7
Figure 8
Figure 9
Figure 10
Figure 11
55%
57% 58%
54% 53%
50% 50%
53%
50%
52%
49%
52%
48%* 47% 46%
44% 45% 44% 43%
66% 67%
69% 69% 68% 68%
66%
63%
65% 66% 65%
63% 64%
62% 61% 62% 63%
61% 62%
62% 63% 65%
63% 62% 61% 60% 59% 59% 60% 59% 59% 58%
56% 56% 55% 56% 55% 55%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS
Figure 12
Percentage of All Workers Covered by Their Employer's Health Benefits, Both In
Firms Offering and Not Offering Health Benefits, by Firm Size, 1999-2017
* Estimate is statistically different from estimate for the previous year shown (p < .05).
SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017.
Figure 13
Figure 14
Figure 15
Figure 16
Figure 17
81% 82% 83%
87% 88%
94%*
98%* 98% 98%
31%
35%
38% 38% 38%
44%*
49%
55% 57%
19% 19% 19%
15%* 15% 13% 13%
16% 18%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
2009 2010 2011 2012 2013 2014 2015 2016 2017
Covered Workers with an OOP Maximum OOP Maximum Above $3,000 OOP Maximum Above $6,000
Figure 18
Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for
Single Coverage, 2009-2017
* Estimate is statistically different from estimate for the previous year shown (p < .05).
NOTE: OOP refers to ‘out-of-pocket.’ Out-of-pocket maximums reported are for in-network services. Covered workers without an OOP
maximum are considered to be exposed to at least the specified threshold. Some of these workers may be enrolled in plans whose cost-sharing
structure has other limits that make it impossible to reach the specified threshold.
SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2009-2017.
Figure 19
Figure 20
Figure 21
Figure 22
* Estimate is statistically different between All Small Firms and All Large Firms estimates (p < .05).
NOTE: 'Specific Wellness Programs' include 'Programs to Help Employees Stop Smoking', 'Programs to Help Employees Lose Weight', or 'Other
Lifestyle or Behavioral Coaching'.
SOURCE: Kaiser Family Foundation and Health Research & Educational Trust, Employer Health Benefits Survey, 2017.
Exhibit 6:
Among Firms Offering Health Benefits, Percentage of Firms Offering Various Wellness and
Health Promotion Activities and Incentives, by Firm Size, 2017
27%*
85%*
7%*
28%*
52%*
32%*
62%*
7%*
58%*
2%*
5%*
21%*
5%*
38%*
0% 20% 40% 60% 80% 100%
Incentive for Participating In
or Completing Wellness Programs
Offers Specific Wellness Programs
Incentive for Meeting
Biometric Outcomes
Incentive for Completing
Biometric Screening
Offers Biometric Screening
Incentive for Completing
Health Risk Assessment
Offers Health Risk Assessment
All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)
Health Risk Assessments
Biometric Screenings
Wellness Programs
Figure 23
Figure 24
Figure 25
Figure 26
2017 Employer Health Benefits Survey Chart Pack

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2017 Employer Health Benefits Survey Chart Pack

  • 1. Employer Health Benefits Survey 2017 Release Slides September 19, 2017
  • 4. Figure 3 Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators, 2000-2017 * Estimate is statistically different from estimate for the previous year shown (p < .05). SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017. Bureau of Labor Statistics, Consumer Price Index, U.S. City Average of Annual Inflation (April to April), 1999-2017; Bureau of Labor Statistics, Seasonally Adjusted Data from the Current Employment Statistics Survey, 1999-2017 (April to April). 3.1% 3.3% 1.6% 2.2% 2.3% 3.5% 3.5% 2.6% 3.9% -0.7% 2.2% 3.2% 2.3% 1.1% 2.0% -0.2% 1.1% 2.2% 3.9% 4.0% 2.7% 3.0% 2.0% 2.7% 3.9% 3.8% 3.7% 3.3% 2.4% 2.1% 1.7% 1.8% 2.4% 2.0% 2.6% 2.3% 11.0% 10.0% 13.0% 13.0% 10.0%* 9.0% 6.0%* 5.0% 5.0% 5.0% 3.0% 9.0%* 4.0%* 4.0% 3.0% 4.0% 3.0% 3.0% -2% 0% 2% 4% 6% 8% 10% 12% 14% 16% 18% 20% 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Overall Inflation Workers' Earnings Family Premiums
  • 13. 55% 57% 58% 54% 53% 50% 50% 53% 50% 52% 49% 52% 48%* 47% 46% 44% 45% 44% 43% 66% 67% 69% 69% 68% 68% 66% 63% 65% 66% 65% 63% 64% 62% 61% 62% 63% 61% 62% 62% 63% 65% 63% 62% 61% 60% 59% 59% 60% 59% 59% 58% 56% 56% 55% 56% 55% 55% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS Figure 12 Percentage of All Workers Covered by Their Employer's Health Benefits, Both In Firms Offering and Not Offering Health Benefits, by Firm Size, 1999-2017 * Estimate is statistically different from estimate for the previous year shown (p < .05). SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017.
  • 19. 81% 82% 83% 87% 88% 94%* 98%* 98% 98% 31% 35% 38% 38% 38% 44%* 49% 55% 57% 19% 19% 19% 15%* 15% 13% 13% 16% 18% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 2009 2010 2011 2012 2013 2014 2015 2016 2017 Covered Workers with an OOP Maximum OOP Maximum Above $3,000 OOP Maximum Above $6,000 Figure 18 Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage, 2009-2017 * Estimate is statistically different from estimate for the previous year shown (p < .05). NOTE: OOP refers to ‘out-of-pocket.’ Out-of-pocket maximums reported are for in-network services. Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold. Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold. SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2009-2017.
  • 24. * Estimate is statistically different between All Small Firms and All Large Firms estimates (p < .05). NOTE: 'Specific Wellness Programs' include 'Programs to Help Employees Stop Smoking', 'Programs to Help Employees Lose Weight', or 'Other Lifestyle or Behavioral Coaching'. SOURCE: Kaiser Family Foundation and Health Research & Educational Trust, Employer Health Benefits Survey, 2017. Exhibit 6: Among Firms Offering Health Benefits, Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives, by Firm Size, 2017 27%* 85%* 7%* 28%* 52%* 32%* 62%* 7%* 58%* 2%* 5%* 21%* 5%* 38%* 0% 20% 40% 60% 80% 100% Incentive for Participating In or Completing Wellness Programs Offers Specific Wellness Programs Incentive for Meeting Biometric Outcomes Incentive for Completing Biometric Screening Offers Biometric Screening Incentive for Completing Health Risk Assessment Offers Health Risk Assessment All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) Health Risk Assessments Biometric Screenings Wellness Programs Figure 23