Banks operating in Denmark

1. Banking system in Denmark
Nordea, Copenhagen

3. Banks in Denmark
Group 1 – working capital DKK 65 million or more – 5 banks
Group 2 – working capital DKK 12 billion – 13 banks
Group 3 – capital DKK 500 million or more – 44banks
Group 4 – DKK 500 million or less – 18 banks
Group 5 branches of foreign banks in Denmark – 26 banks
Group 6 – banks based on Faroe islands – 4 banks.
Biggest commercial banks: DanskeBank, Nordea and
branches of foreign banks: Svenska Handelsbanken,
Skandinaviska Enskilda Banken – SEB (Wseden); GE
Money Вank, Citibank (USA).

4. • 3.5 million customers
• 2.2 million eBanking customers
• 300 branches in 8 countries
• 19,000 full-time employees
Danske Bank
The Danish Farmers' Bank, Mortgage and Exchange Bank of Copenhagen

5. Nykredit Bank
Group profit before tax: DKK 3,205m (2012)
Market share of mortgage banking: 43% (2012)
Market share of commercial banking: 5.7% (2012)
Mortgage, retail and investment banking to insurance, leasing and fixed income
trading and asset management.
Private bank

6. Nordea Bank

7. Revenue €9.847 billion (2014)[1]
Net income €3.371 billion (2014)[1]
AUM €262.2 billion (2014)[1]
Nordea Bank
1. The bank is the result of
the successive relationship
between Finnish, Danish, No
rwegian and Swedish banks.
2. The Baltic countries and Poland
are today also considered part of
the home market.
3.The largest share holder of
Nordea is Sampo, a Finnish
insurance company with
around 20% of the shares.
4. Headquartered
from Stockholm and has more
than 1,400 branches. Bank is
present in 19 countries around
the world.
5. Revenue - €9.847 billion (2014)
Net income - €3.371 billion (2014)
AUM - €262.2 billion (2014)
6.There are approximately
2,200 employees including
Financial Risk Control and
Capital Markets Services.

8. Jyske Bank
Branches in Denmark, France, Germany,
Gibraltar, the Netherlands,
and Switzerland.
The bank employs some 4000 individuals
Jyske Bank A/S is the
third largest Danish
bank in terms of
market share.
Type – Publicity traded

9. Revenue DKK 4.594 billion (2010)
[1]
Profit DKK 411 million (2010)
[1]
Total assets DKK 150.84 billion (end 2010)
[1]
Total equity DKK 9.554 billion (end 2010)
[1]
Sydbank
2,600 employees and
115 branches - including
three in Germany.
Grew greatly since
1970s, when
Sydbank had only
50 branches
Products -
Retail, commercial an
d private banking.
Type – publicity
traded

13. Household accounts presents data on disposable income, spending, savings, debt and financial
assets of households. A household may be a person who makes provision for his or her own
food and other essentials for living, or may be small group of people who share the same living
accommodation, pool some, or all, of their income and wealth, and consume certain types of
goods and services collectively, mainly housing and food. The household group may be made
up of related or unrelated people, or a combination of both.
Household accounts?