1. Internal Medicine-
Dr. Lewis Gamarra: 800-738-9249 Ext: 102
Dr. Lewis Gamarra has a private internal medicine practice in Los Osos.
Dr. Lew has a masters in “Preventive-Occupational medicine. He offers
modern-day sophistication with electronic medical records and
old-fashioned personalized medical care. His office is equipped with a
Dexa bone density machine, neurometrix nerve conduction capability, 24
hour blood pressure monitor and sigmoidoscopy.
Mortuary and Crematory-
Leland And Sandra Smith: 800-738-9249 Ext: 110
Wheeler-Smith Mortuary and Crematory of San Luis Obispo is a full
service, family owned and operated funeral home. We offer traditional
and memorial services and have an on-site cremation unit. Monthly
payment plans on pre-arrangements that lock in today’s prices. Our
professional staff including a Spanish speaking associate is committed to
serve your needs and carry out your wishes with care. Located next to San Luis Cemetery
at 2890 S. Higuera, San Luis Obispo. FD374 and CR221.
www.wheelersmithmortuary.com
Attorney At Law-
Wm. Peter Terhune, Esq. 800-738-9249 Ext: 101
Peter Terhune received a Juris Doctorate degree in 1986 from Santa
Barbara College of Law, and became a member of the California Bar in
June of 1987. His practice is in the area of elder law, i.e., estate
planning, probate, conservatorships, trust administration, and public
benefits planning. 320 James Way, Ste. 280, Pismo Beach.
www.terhunelaw.com
Care Services-
Terri Mansker: 800-738-9249 Ext: 106
A Coastal Touch provides clients in San Luis Obispo County with a unique
personalized approach to home care. Using a staff of dedicated
professionals, A Coastal Touch offers a complete range of quality home
services, with a special approach to assist seniors with homecare needs.
Our staff is available 24/7 to complement the family care-giving team.
Coast Senior Placement Services-
Mike Suddarth: 800-738-9249 Ext: 107
Central Coast Senior Placement Services specializes in helping seniors and
their families locate the best independent, assisted or Alzheimer’s care
facilities for their individual situation. Mike works in close concert with
area providers and offers objective and knowledgeable assistance for his
clients, seeking a needed or desired senior lifestyle. OUR SERVICE IS FREE.
www.ccplacement.com
Insurance and Financial Services-
David Ion: 800-738-9249 Ext: 100
The mission of Ion Financial Services is to listen to our clients, understand
their needs and create a plan that meets these needs. David realizes that
everyone wants to maintain their quality of life and independence as long
as possible. David has a team in place that effectively works with you and
your family to that end. Elder Care is our specialty. Visit me online at:
www.insuranceonramp.com
California License 0E26264
Our team specializes in meeting your needs and the needs of your family. Honesty, compassion and
empathy encompass everything we do. Our network has the team in place to assist with all Elder
Care needs. We work to improve senior’s lives and help them live with dignity.
No one person has all the answers. Our team working together will help you achieve your goals.
For more information, please give us a call.
A Team Of Trusted Advisors
David Ion
Insurance & Financial Services
Wm. Peter Terhune, Esq.
Attorney At Law
Paul Teixeira, CPT,
Certified Personal Trainer
Terri Mansker
Care Services
Leland & Sandra Smith
Mortuary & Crematory
Mike Suddarth
Central Coast Senior
Placement ServicesRon Burkhart
Senior Real Estate Specialist
Eric Luthi
Certified Public Accountant
Dr. Lewis Gamarra
Internal Medicine
800-738-9249
SAN LUIS OBISPO COUNTY
Physical Therapy
Paul Teixeira PT, CPT: 800-738-9249 Ext: 108
Paul works with clients to develop individualized safe and appropriate
physical therapy and exercise programs as well as provide resources for all
patients to educate themselves about their health and recovery from
injuries or surgeries. He specializes in senior care, developing programs
for arthritis, osteoporosis, fall prevention, neck pain, back pain and joint surgeries or
replacements. Paul has a friendly staff, spacious clean rooms filled with natural light and
soothing colors, and the latest in exercise and rehabilitation equipment.
www.bodyandbalancecenter.com
Senior Real Estate Specialist
Ron Burkhart: 800-738-9249 Ext: 111
San Luis Obispo Realty
For over thirty years Ron Burkhart has worked in real estate sales. In 1988
he obtained a Broker’s license. Ron’s passion is helping buyers and sellers
achieve their dreams.
He is a SRES – Senior Real Estate Specialist and a Green Certified Real Estate Professional
– Green Leadership. Ron also holds a GRI – Graduate Real Estate Institute designation.
His expertise includes 1031 Tax free exchanges and probate sales. Visit Ron online:
www.relobroker.com
Certified Public Accountant
Eric Luthi: 800-738-9249 Ext: 103
Mr. Luthi is A Certified Public Accountant with a Master of Science
degree in Accountancy from the University of Missouri. He has over
twenty years of experience and works with many seniors in his practice.
He offers assistance in tax compliance and planning, retirement issues and
maintaining financial records. Located at 645 Main Street in Morro Bay.
WEALTHMANAGEMENT
SOMETHING DIFFERENT YOU VS. THE IRS
Most people want their families, not
the IRS, to inherit their wealth.
Our knowledge and experience allow
us to design gifting strategies that go
beyond the annual limits without
increasing your tax liability.
The right plan can greatly reduce and,
in some cases, eliminate estate taxes.
RISK VS. REWARD
Our approach to managing your
wealth is based upon three principles:
1. Preserve what you already have
2. Grow your assets within a
comfortable risk level
3. Manage your wealth to meet your
goals and objectives
For many people, the business they own
is their largest asset. Passing it on or
selling it correctly can be their most
difficult challenge.
REVERSEBUSINESSPLANNING™
SMARTPLANNING
We specialize in planning that could:
• Reduce you business’ income tax
liability
• Create incentives for key people
• Create liquidity to grow and improve
your business on a tax-deductible basis
• Reduce or possibly eliminate the taxes
generated when you sell your business
• Finance the sale of your business
without using your own money
• Show you how to sell your business to
employees without using your own
money
• Help the right people continue your
legacy
Contact us for information about our monthly
roundtables on important financial & business issues.
info@bridegpointslo.com
ESTATEPLANNINGWEALTHMANAGEMENT
You’ve heard a lot about 401ks, IRAs,
and Trusts. However, you want
different options for meaningful
savings.
For example, did you know, in some
cases there are ways to eliminate your
capital gains liability?
And, did you know, the method you
choose to transfer your estate or your
business can have a big impact on
how much you will pay in taxes?
Our specialized planning is designed
around your individual needs to
create substantial savings above those
of traditional plans.
Neither Woodbury Financial Services, Inc., nor its registered representatives or
employees, provide tax or legal advice. As with all matters of a tax or legal
nature, you should consult with your tax or legal counsel for advice.
Helping Safeguard Your Legacy
Through Financial Solutions
ADI RINGER
Owner and Senior Strategist
Investment Adviser Representative
Certified Financial Planer®
Chartered Financial Consultant®
Life Underwriter Training
Council Fellow
CA Insurance License #OB34441
Helping clients since 1990
Insurance Strategist
Investment Adviser Representative
Life Underwriter Training
Council Fellow
CA Insurance License #0778885
Helping clients since 1989
ANNIE SHANKS
Phone: 805.574.1005
Fax: 805.574.1006
E-mail: info@bridgepointslo.com
Web: http://www.bridgepointslo.com
100 S. 4th Street
Grover Beach, CA 93433
3196 S. Higuera Street, Ste. D
San Luis Obispo, CA 93401
Securities and Investment Advisory Services offered through Woodbury Financial
Services, Inc, Member FINRA, SIPC and Registered Investment Advisor. PO Box
64284, St. Paul, MN 55164. (800)800-2638. BridgePoint Custom Strategies
and Woodbury Financial Services, Inc. are not affiliated entities.
ACHIEVE YOUR GOALS
With proper planning and follow
through you could:
• Retire comfortably
• Sell your business for cash at
fair market value
• Get tax-free retirement benefits
and income
• Support your favorite charities
• Provide for your family
• Maximize your assets and
investments
• Reduce or eliminate your taxes
• Leave a legacy for future
generations
QUALITYOFLIFE
“Our financial mosaic approach
to comprehensive financial
planning operates from a
paradigm of money as a
means to an end”
- Adi Ringer
DIGITALArchival Consulting Services
Taking audio and video archives forward into the digital age
Jim Wheeler
805-489-8737
info@digitalforward.net
www.digitalforward.net
David A.Ion, fssCA Insurance License 0E26264
RETIREMENT SOLUTIONS FOR LIFE™
2106 9th St.
Los Osos, CA 93402
www.insuranceonramp.com
Office 805-528-4358
877-774-1711
Cell 805-458-9022
david.ion@ingfp.com
Dado’s Marketing, Communications,
& Public Relations
Michael Phares
Proprietor & Communications Enthusiast
805-550-8273
www.dadosmarcompr.com
michael.phares@dadosmarcompr.com
Logo Design
DIGITALArchival Consulting ServicesI n s u r a n c e • R e t i r e m e n t • S o l u t i o n s
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