1. Mr MJ Lotz
Membership Number: 200000341 Effective Date: 01.01.2016 Expiry Date: 31.12.2016
THIS IS TO CERTIFY THAT
GODFREY NTI
CEO
SANKIE MORATA
CHAIRPERSON
FPI200185
CERTIFIED FINANCIAL PLANNER®
having satisfied the education, examination, experience and ethics requirements for certification and having agreed to abide by the
institute's Code of Ethics and Professional Responsibility and Financial Planning Practice Standards is hereby authorised to use the CFP®
and CERTIFIED FINANCIAL PLANNER® and marks, with all the rights and privileges pertaining thereto and subject to periodic
renewal requirements as established and amended from time to time.
CFP Certification Global Excellence in financial planning®