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GV‫ﺍﻻﺳﺑﺎﻧ‬‫ﻳﺔ‬
‫ﺍﻻﺳ‬ ‫ﺍﻻﻗﺎﻣﺔ‬‫ﺑﺎﻧﻳﺔ‬‫ﻟﻼ‬‫ﺷﺧﺎﺹ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻁﺭﻳﻕ‬ ‫ﻋﻥ‬ ‫ﺍﻻﻭﺭﻭﺭﺑﻰ‬ ‫ﺍﻻﺗﺣﺎﺩ‬ ‫ﺧﺎﺭﺝ‬
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‫ﺍﻟﻣﻘﺩﻣﺔ‬
‫ﻓﻰ‬27‫ﺳﺑﺗﻣﺑﺭ‬2013‫ﺍﻟﺣﻛﻭ‬ ‫ﻭﺍﻓﻕ‬‫ﻣ‬‫ﻗﺭﺍﺭﻣﺳﺎﻋﺩﺓ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺔ‬‫ﻟﻠﻣﺳﺗﺛﻣﺭﻳﻥ‬ ‫ﺍﻟﺑﺎﺏ‬ ‫ﻓﺗﺢ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺳﺗﺛﻣﺭﻳﻥ‬‫ﺍﻟﻌﺎﻟﻡ‬ ‫ﻓﻰ‬
‫ﺍﻟﺗﺳﻬﻳﻼﺕ‬ ‫ﻭ‬ ‫ﻟﻠﺩﺧﻭﻝ‬‫ﻟﻼ‬‫ﺷﺧﺎﺹ‬‫ﺍﻻﻭﺭﻭﺑﻰ‬ ‫ﺍﻻﺗﺣﺎﺩ‬ ‫ﺧﺎﺭﺝ‬
‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻳﺎﻣﻥ‬ ‫ﺍﻟﻘﺎﻧﻭﻥ‬‫ﺍﻻﻭﺭﻭﺑﻳﻳﻥ‬ ‫ﻟﻐﻳﺭ‬‫ﺍﻟ‬ ‫ﻳﻧﻔﻘﻭﻥ‬ ‫ﺍﻟﺫﻳﻥ‬‫ﺣ‬‫ﻣﻠﻳﻭﻥ‬ ‫ﻧﺻﻑ‬ ‫ﻣﻥ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﺩ‬‫ﻳﻭﺭﻭ‬‫ﻓﻣﺎ‬‫ﻓﻭﻕ‬,
‫ﺍﻟ‬ ‫ﻭ‬ ‫ﺍﺧﺭﻳﻳﻥ‬ ‫ﺳﻧﺗﻳﻥ‬ ‫ﺫﻟﻙ‬ ‫ﺑﻌﺩ‬ ‫ﻭ‬ ‫ﻭﺍﺣﺩﺓ‬ ‫ﻟﺳﻧﺔ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺍﻋﻁﺎﺋﻬﻡ‬‫ﺗﻣ‬‫ﺍﻟﺗﻭﺍﻟﻰ‬ ‫ﻋﻠﻰ‬ ‫ﺳﻧﺗﻳﻥ‬ ‫ﻛﻝ‬ ‫ﺩﻳﺩ‬‫ﺍﻟﺗﺎﺻﻳﻝ‬ ‫ﻟﻐﺭﺽ‬‫ﺍﻥ‬ ‫ﻳﺟﺏ‬ ‫ﻭ‬
‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻳﻛﻭﻥ‬‫ﻣﺳﺗﻣﺭﺍ‬‫ﻭ‬‫ﺍﻟﻣﺳﺗﺛﻣﺭ‬ ‫ﻋﻠﻰ‬‫ﺍﻟﺳﻔﺭ‬‫ﺍﻟﻰ‬‫ﺍﺳﺑﺎﻧﻳﺎ‬‫ﻋ‬‫ﺗﺟﺩﻳ‬ ‫ﻋﻧﺩ‬ ‫ﻭﺍﺣﺩﺓ‬ ‫ﻣﺭﺓ‬ ‫ﺍﻻﻗﻝ‬ ‫ﻠﻰ‬‫ﺩ‬.
‫ﻭﺍ‬ ‫,ﻳﻭﻡ‬ ‫ﻣﺣﺩﺩﺓ‬ ‫ﻏﻳﺭ‬ ‫ﺍﻟﻣﺩﺓ‬ ‫ﺍﻥ‬ ‫ﻭ‬ ‫ﺍﻻﻗﺎﻣﺔ‬‫ﺣ‬, ‫ﺍﻟﻭﺟﻭﺩ‬ ‫ﻻﺛﺑﺎﺕ‬ ‫ﻳﻛﻔﻰ‬ ‫ﺩ‬
‫ﻳﺳﺗﻁﻳﻌﻭ‬ ‫ﺍﻟﻣﺳﺗﺛﻣﺭﻳﻥ‬‫ﻥ‬‫.ﺍ‬ ‫ﻟﻌﻭﺍﺋﻠﻬﻡ‬ ‫ﻭ‬ ‫ﻟﻬﻡ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻁﻠﺏ‬‫ﻟﺯﻭﺝ‬‫ﺍﻝ‬ ‫ﺳﻥ‬ ‫ﺩﻭﻥ‬ ‫ﻣﺎ‬ ‫ﺍﻻﺣﻔﺎﺩ‬ ‫ﻭ‬18‫ﻭ‬‫ﻓﻭﻕ‬ ‫ﻓﻣﺎ‬18‫ﻋﺩﻡ‬ ‫ﻋﻧﺩ‬
‫ﺻﺣﻳﺔ‬ ‫ﻻﺳﺑﺎﺏ‬ ‫ﺍﻟﻌﻣﻝ‬ ‫ﺍﺳﺗﻁﺎﻋﺔ‬.
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‫ﺍﻟﻣﻘﺩﻣﺔ‬-2
GV‫ﻳﺳﺎﻋﺩ‬‫ﺍﻟﻣﺳﺗﺛﻣﺭ‬‫ﺷﻳﻧﻛﻥ‬ ‫ﺑﻠﺩﺍﻥ‬ ‫ﻛﺎﻓﺔ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺳﻔﺭ‬ ‫ﻋﻠﻰ‬‫ﺣﻳﺙ‬‫ﺗ‬ ‫ﻭ‬ ‫ﻣﻧﻪ‬ ‫ﺟﺯء‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬‫ﺿﻡ‬‫ﻋﻠ‬‫ﻰ‬26‫ﻣﺛﻝ‬ ‫ﺩﻭﻟﺔ‬
‫ﻧ‬‫ﻣ‬, ‫,ﺑﻠﺟﻳﻛﺎ‬ ‫ﺳﺎ‬‫ﺟ‬, ‫,ﻓﻧﻠﻧﺩﺍ,ﻓﺭﻧﺳﺎ‬ ‫,ﺋﻳﺳﺗﻭﻧﻳﺎ‬ ‫,ﺩﺍﻧﻣﺎﺭﻙ‬ ‫ﻳﻙ‬‫ﺍ‬, ‫,ﻫﻧﻛﺎﺭﻳﺎ‬ ‫,ﻳﻭﻧﺎﻥ‬ ‫ﻟﻣﺎﻧﻳﺎ‬,‫ﺍﻳﺳﻼﻧﺩ‬‫ﺍﻳ‬‫,ﻻﺗﻳﻔﻳﺎ‬ ‫ﻁﺎﻟﻳﺎ‬
‫,ﻣﺎﻟﻁﺎ‬ ‫,ﻟﻳﺗﻭﺍﻧﻳﺎ,ﻟﻭﻛﺳﻣﺑﻭﺭﻙ‬ ‫,ﻟﻳﺧﺗﻧﺷﺗﺎﻳﻥ‬, ‫,ﺳﻠﻭﻓﺎﻛﻳﺎ‬ ‫,ﺳﻠﻭﻓﻳﻧﻳﺎ‬ ‫,ﺑﻭﻟﻧﺩﺍ,ﺑﻭﺭﺗﻭﻛﺎﻝ‬ ‫,ﻧﺭﻭﻳﺞ‬ ‫,ﻫﻭﻟﻧﺩﺍ‬‫ﺍ‬‫ﺳﺑﺎﻧﻳﺎ‬
. ‫,ﺳﻭﻳﺳﺭﺍ‬ ‫,ﺳﻭﻳﺩ‬‫ﺍﻥ‬ ‫ﻋﻠﻣﺎ‬‫ﺍﻣﻛﺎﻧﻳﺔ‬‫ﻭ‬ ‫ﺍﻻﻭﺭﻭﺑﻳﻳﻥ‬ ‫ﻟﻐﻳﺭ‬ ‫ﺧﺎﺻﺔ‬ ‫ﺍﻫﻣﻳﺔ‬ ‫ﻟﻪ‬ ‫ﺍﻻﻭﺭﻭﺑﻰ‬ ‫ﺍﻻﺗﺣﺎﺩ‬ ‫ﺩﻭﻝ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺳﻔﺭ‬
‫ﺍﻻﺳﺗﻔ‬ ‫ﻛﺫﻟﻙ‬‫ﺎ‬‫ﻓﻘﻁ‬ ‫ﺿﺭﺍﺋﺏ‬ ‫ﻟﺩﻓﻊ‬ ‫ﺍﻻﻡ‬ ‫ﺑﻠﺩ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺑﻘﺎء‬ ‫ﻭ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻣﻥ‬ ‫ﺩﺓ‬.
‫ﻁﻠﺏ‬ ‫ﺍﻥ‬GV‫ﻳﺅﻣﻥ‬‫ﻣﺩﻳﺭ‬ ‫ﻗﺑﻝ‬ ‫ﻣﻥ‬‫ﺓ‬‫ﺍﻟﻬﺟﺭﺓ‬‫ﺧﻼﻝ‬ ‫ﺍﻻﺟﺗﻣﺎﻋﻰ‬ ‫ﺍﻟﺿﻣﺎﻥ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻣﻝ‬ ‫ﻭﺯﺍﺭﺓ‬ ‫ﻓﻰ‬20‫ﺍﻥ‬ ‫ﻭ‬ ‫ﻳﻭﻡ‬
‫ﻣﻘﺑﻭﻻ‬ ‫ﻳﻌﺗﺑﺭ‬ ‫ﻭ‬ ‫ﺿﻣﻧﻳﺔ‬ ‫ﻣﻭﺍﻓﻘﺔ‬ ‫ﺍﻟﻰ‬ ‫ﺍﺷﺎﺭﺓ‬ ‫ﺍﻟﺭﺩ‬ ‫ﻋﺩﻡ‬.
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‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﺍﻧﻭﺍﻉ‬)1(
‫ﻟﻼﺳﺗﺛﻣﺎﺭﺍﺕ‬ ‫ﺍﻟﻼﺯﻣﺔ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﻟﻠﺣﺩ‬ ‫ﻭ‬ ‫ﺍﻟﺧﻳﺎﺭﺍﺕ‬
1-‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺍﺳﺗﺛﻣﺎﺭ‬
‫ﺗﻣﻠﻙ‬‫ﺍﻟ‬‫ﻌﻘﺎﺭ‬–‫ﺿﻭﺍﺣﻳﻬﺎ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺩﻥ‬ ‫ﺩﺍﺧﻝ‬–‫ﻣﻥ‬ ‫ﺍﻗﻝ‬ ‫ﻳﻛﻭﻥ‬ ‫ﻻ‬ ‫ﺑﺳﻌﺭ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬
‫ﺍﻟﻣﺷﺭﻭﻉ‬ ‫ﻳﻛﻭﻥ‬ ‫ﺍﻥ‬ ‫ﻳﻣﻛﻥ‬ ‫ﻭ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭﻯ‬‫ﻋﻠﻰ‬ ‫ﻳﺣﺗﻭﻯ‬
‫ﻋﻘﺎﺭ‬‫ﻭﺍﺣﺩ‬‫ﺑﻘﻳﻣﺔ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬.
‫ﻋﻘﺎﺭ‬ ‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬‫ﺑﻘﻳﻣﺔ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬‫ﺍﻭ‬‫ﺍ‬‫ﻛﺛﺭ‬.
‫ﻋﻘﺎﺭ‬‫ﺍ‬‫ﻭ‬‫ﺍﻛﺛﺭ‬‫ﺷﺭﻳﻙ‬ ‫ﻣﻊ‬‫ﺑ‬‫ﺑﻘﻳﻣﺔ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬‫ﺍﻛﺛﺭ‬ ‫ﺍﻭ‬.
2-‫ﺍﺳﺗﺛﻣﺎﺭ‬‫ﺍﻟﻣﺎﻝ‬ ‫ﺭﺍﺱ‬
‫ﺍﻟﻣﺷﺭﻭﻉ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭﻯ‬‫ﺑﺑﻘﻳﻣﺔ‬2,000,000‫ﺍﻭ‬‫ﺍ‬‫ﺑﺎﻟ‬ ‫ﻭ‬ ‫ﻛﺛﺭ‬‫ﺩﻳﻥ‬‫ﺍﻻﺳﺑﺎﻧﻰ‬ ‫ﺍﻟﻭﻁﻧﻰ‬,‫ﺗﺎﻣﻳﻥ‬‫ﺣﻛﻭﻣﻰ‬‫ﺍ‬‫ﻭ‬
‫ﺍ‬‫ﺑ‬ ‫ﻻﺳﺗﺛﻣﺎﺭ‬‫ﺑﻘﻳﻣﺔ‬1,000,000‫ﻣﻠﻳﻭﻥ‬‫ﻳﻭﺭﻭ‬‫ﺍﻛﺛﺭ‬ ‫ﺍﻭ‬‫ﺷﺭﺍﻛﺔ‬ ‫ﺍﺳﻡ‬ ‫ﺗﺣﺕ‬ ‫ﻭ‬‫ﻓﻰ‬‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺍﻟﺷﺭﻛﺎﺕ‬ ‫ﺭﺍﺳﻣﺎﻝ‬‫ﺍ‬‫ﻭ‬
‫ﺍﻻﻣﻭﺍﻝ‬ ‫ﺗﺣﻭﻳﻝ‬‫ﺑﻘﻳﻣﺔ‬‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬ ‫ﺍﻭ‬1,000,000‫ﻣﻠﻳﻭ‬‫ﻳﻭﺭﻭ‬‫ﻋﻧﺩ‬ ‫ﺍﻻﻳﺩﺍﻉ‬ ‫ﻭ‬‫ﺍﻟﻣﺅﺳﺳﺎﺕ‬‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺍﻟﻣﺎﻟﻳﺔ‬
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‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﺍﻧﻭﺍﻉ‬)2(
3-‫ﻣﺷﺭﻭﻉ‬‫ﻋﺎﻣﺔ‬ ‫ﺍﻫﺗﻣﺎﻣﺎﺕ‬ ‫ﺫﺍﺕ‬ ‫ﺍﻋﻣﺎﻝ‬
‫ﺗﻘﺩﻳﻡ‬‫ﺍﻟﺗﻁﻭﺭ‬ ‫ﻟﻐﺭﺽ‬ ‫ﺍﻋﻣﺎﻝ‬‫ﺍﻥ‬ ‫ﻭ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬‫ﺑﺎﻋﺗﺑﺎﺭﻫﺎ‬ ‫ﺗﺅﺧﺫ‬ ‫ﺍﻟﺗﻰ‬‫ﻣﻔﺿﻠﺔ‬ ‫ﺍﻟﺭﺳﻣﻳﺔ‬ ‫ﺍﻟﻧﻅﺭ‬ ‫ﻭﺟﻬﺔ‬ ‫ﻣﻥ‬
‫ﺍﻟﺗﺟﺎﺭﻯ‬ ‫ﺍﻟﻣﻛﺗﺏ‬ ‫ﺣﺳﺏ‬ ‫ﻭ‬‫ﺍﻟﻣﻧﺎﻁﻘﻰ‬‫ﻣﻥ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﺍﻟﺣﺩ‬ ‫ﺗﻣﺛﻝ‬ ‫ﺗﻛﻭﻥ‬ ‫ﺍﻥ‬ ‫ﻋﻠﻰ‬‫ﺍﻟﻣ‬‫ﺗ‬‫ﻁ‬‫ﺍﻟﺗﺎﻟﻳﺔ‬ ‫ﻠﺑﺎﺕ‬
‫ﻋﻣﻝ‬ ‫ﻓﺭﺹ‬ ‫ﺧﻠﻕ‬
‫ﺍﻫ‬ ‫ﺫﺍﺕ‬ ‫ﻣﺷﺎﺭﻳﻊ‬ ‫ﺗﻘﺩﻳﻡ‬‫ﺍﺟﺗﻣﺎﻋﻳﺔ‬ ‫ﻣﻳﺔ‬-‫ﺍﻗﺗﺻﺎﺩﻳﺔ‬‫ﺍﻟﻣﻧﻁﻘ‬ ‫ﻓﻰ‬‫ﺍﻟﻣﻌﻧﻳﺔ‬ ‫ﺔ‬
‫ﻓﻰ‬ ‫ﺍﻟﻣﺷﺎﺭﻛﺔ‬‫ﺍﻟﻣﺑﺎﺩﺭﺍﺕ‬‫ﻭ‬ ‫ﺍﻟﻌﻠﻣﻳﺔ‬‫ﺍﻟﺗﻛﻧﻭﻟﻭﺟﻳﺎ‬
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‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﺍﻧﻭﺍﻉ‬)3(
‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬
‫ﺍ‬‫ﻟﻌﻘﺎﺭﺍﻛﺛﺭﻣﻥ‬
000,500‫ﻳﻭﺭﻭ‬
‫ﺭﺍﺱ‬‫ﺍﻟﻤﺎﻝ‬  
 
‫ﺍﻟﺘﺠﺎﺭﻳﺔ‬ ‫ﺍﻟﻤﺸﺎﺭﻳﻊ‬
‫ﺣﺼﺔ‬‫ﺍﻻﺳﺒﺎﻧﻴﺔ‬ ‫ﺍﻟﺸﺮﻛﺎﺕ‬
‫ﻻ‬‫ﻣﻦ‬ ‫ﺍﻗﻞ‬ ‫ﻳﻜﻮﻥ‬1,000,000  
‫ﺍﻟﺒﻨﻮﻙ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻣﻮﺍﻝ‬ ‫ﺍﻳﺪﺍﻉ‬
‫ﺍﻻﺳﺒﺎﻧﻴﺔ‬
‫ﻻ‬‫ﻣﻦ‬ ‫ﺍﻗﻞ‬ ‫ﻳﻜﻮﻥ‬1,000,000
‫ﺍﻻﺳﺒﺎﻧﻰ‬ ‫ﺍﻻﺟﺘﻤﺎﻋﻰ‬ ‫ﺍﻟﻌﻘﺪ‬
‫ﻻ‬‫ﻣﻦ‬ ‫ﺍﻗﻞ‬ ‫ﻳﻜﻮﻥ‬2,000,000
7 
 
‫ﻣﻌ‬‫ﻠ‬‫ﺣﻭﻝ‬ ‫ﺍﺿﺎﻓﻳﺔ‬ ‫ﻭﻣﺎﺕ‬‫ﺍﻻ‬‫ﺍﻟ‬ ‫ﺳﺗﺛﻣﺎﺭ‬‫ﻌ‬‫ﻘﺎﺭ‬‫ﻯ‬
‫ﺍﺟﻧﺑﻳﺔ‬ ‫ﻟﺷﺭﻛﺔ‬ ‫ﻳﻣﻛﻥ‬‫ﺍﻣﺗﻼﻙ‬‫ﺍﻟ‬‫ﻌ‬‫ﺍﺛﺑﺎﺕ‬ ‫ﻁﺭﻳﻕ‬ ‫ﻘﺎﺭﻋﻥ‬‫ﺍﻟﺿﺭﺍﺋﺏ‬ ‫ﻧﻅﺎﻡ‬ ‫ﻓﻰ‬ ‫ﻣﺳﺟﻠﺔ‬ ‫ﻏﻳﺭ‬ ‫ﺑﺎﻧﻬﺎ‬‫ﻓﻰ‬ ‫ﺟﺎء‬ ‫ﻗﺩ‬ ‫ﻭ‬
‫ﺍﻟﻘﺎﻧﻭ‬‫ﻥ‬‫ﻭ‬ ‫ﻟﺗﻌﻳﻳﻥ‬ ‫ﺍﻟﺻﻼﺣﻳﺔ‬ ‫ﻭﺟﻭﺩ‬ ‫ﺍﻭ‬ ‫ﺍﻟﺷﺭﻛﺔ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻛﺑﺭ‬ ‫ﺍﻟﺣﺻﺔ‬ ‫ﺻﺎﺣﺏ‬ ‫ﺍﻟﻣﺳﺗﺛﻣﺭ‬ ‫ﻳﻛﻭﻥ‬ ‫ﺍﻥ‬ ‫ﺍﻻﺳﺑﺎﻧﻰ‬
‫ﺍﻟﻣﺩﺭﺍء‬ ‫ﻁﺭﺩ‬.
, ‫ﺭﻫﻥ‬ ‫ﺍﻭ‬ ‫,ﻁﺭﻕ‬ ‫ﺭﺳﻭﻡ‬ ‫ﺍﻯ‬ ‫ﻣﻥ‬ ‫,ﺧﺎﻟﻳﺔ‬ ‫ﺭﺧﺻﺔ‬ ‫ﻁﻠﺏ‬ ‫ﻁﺭﻳﻕ‬ ‫ﻋﻥ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻁﻠﺏ‬ ‫ﺑﺟﺏ‬‫ﺍﺣﺗﻣﺎﻝ‬ ‫ﺑﺎﺳﺗﺛﻧﺎء‬
(‫ﺍﻟﺭﻫﻥ‬ ‫)ﻋﻧﺩ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺍﺛﻘﺎﻝ‬‫ﺑﻁﺭﻳﻘﺔ‬‫ﺍﻥ‬‫ﻻ‬‫ﺍﻟﺑﺩﺍﺋﻰ‬ ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﻥ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﺍﻟﻣﺑﻠﻎ‬ ‫ﻳﻛﻭﻥ‬)5,00,000‫(ﻳﻭﺭﻭ‬
‫ﺑﺎﻟﺩﻳﻭﻥ‬ ‫ﻣﺛﻘﻼ‬
‫ﻳﻣﻛﻥ‬‫ﻳﺑﺎﻉ‬ ‫ﺍﻥ‬ ‫ﻟﻠﻌﻘﺎﺭ‬‫ﻟﻛﻥ‬ ‫ﻭ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺣﺎﻟﺔ‬ ‫ﻓﻰ‬‫ﺑﺷﺭﻁ‬‫ﺍﺳﺗﺑﺩﺍﻟﻪ‬‫ﺑ‬‫ﺗﺿﻣﻥ‬ ‫ﻟﻛﻰ‬ ‫ﺍﺧﺭ‬ ‫ﻭﺍﺣﺩ‬‫ﺍﺳﺗﻣﺭﺍﺭ‬‫ﺍﻻﻗﺎﻣﺔ‬
‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﻘﺩﺍﺭ‬ ‫ﺩﺍﻡ‬ ‫ﻣﺎ‬500,000‫ﻳﻭﺭﻭ‬.
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‫ﺍﻟﻣﺗ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺳﺗﻣﺳﻛﺎﺕ‬‫ﺍﻟﺭﺳﻣﻳﺔ‬ ‫ﻁﻠﺑﺎﺕ‬
‫ﺟﺩﻳﺩ‬ ‫ﺳﻔﺭ‬ ‫ﺟﻭﺍﺯ‬‫ﻻﺛﺑﺎﺕ‬‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻗﺎﻣﺔ‬
‫ﻣﺳﺗﻣﺳﻛﺎﺕ‬ ‫ﻭ‬ ‫ﺩﻳﻭﻥ‬ ‫ﻭﺟﻭﺩ‬ ‫ﻋﺩﻡ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺗﻣﻠﻙ‬ ‫ﻻﺛﺑﺎﺕ‬ ‫ﺍﻟﺗﺳﺟﻳﻝ‬ ‫ﻭ‬ ‫ﺍﻟﺻﻼﺣﻳﺔ‬ ‫ﻧﺎﻓﺫﺓ‬ ‫ﻋﻘﺎﺭ‬ ‫ﻣﺳﺗﻣﺳﻛﺎﺕ‬
‫ﺍﻟﻣﻁﻠﻭﺑﺔ‬ ‫ﺍﻟﺿﺭﺍﺋﺏ‬ ‫ﺩﻓﻊ‬ ‫ﺍﻟﻌﻘﺎﺭﻭ‬ ‫ﻗﻳﻣﺔ‬ ‫ﺩﻓﻊ‬ ‫ﻻﺛﺑﺎﺕ‬
( ‫ﺍﻟﻌﺎﺋﻠﺔ‬ ‫ﺍﻋﺿﺎء‬ ‫ﻭ‬ ‫ﺍﻟﺩﺧﻝ)ﻟﻠﻣﺳﺗﺛﻣﺭ‬ ‫ﻣﺳﺑﺑﺎﺕ‬ ‫ﺩﻟﻳﻝ‬
‫ﻣﺭﺧﺹ‬ ‫ﺧﺎﺹ‬ ‫ﺍﻭ‬ ‫ﻋﺎﻡ‬ ‫ﺗﺎﻣﻳﻥ‬ ‫ﻣﺅﺳﺳﺔ‬ ‫ﻗﺑﻝ‬ ‫ﻣﻥ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻟﻁﻠﺏ‬ ‫ﺍﻟﺻﻼﺣﻳﺔ‬ ‫ﻣﻧﺗﻬﻳﺔ‬ ‫ﻏﻳﺭ‬ ‫ﺻﺣﻰ‬ ‫ﺗﺎﻣﻳﻥ‬‫ﻟﻬ‬‫ﺎ‬
‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﻟﻠﻌﻣﻝ‬
‫ﻋﺩﻡ‬ ‫ﺗﺯﻛﻳﺔ‬ ‫ﺳﺟﻝ‬‫ﻣﺣﻛﻭﻣﻳﺔ‬‫ﺻﺩﺭ‬ ‫ﺍﻟﺑﻠﺩﻳﻥ‬ ‫ﻛﻼ‬ ‫ﻓﻰ‬‫ﺕ‬‫ﺍﻻﺧﻳﺭﺓ‬ ‫ﺍﻟﺳﻧﻭﺍﺕ‬ ‫ﻟﺧﻣﺱ‬.
‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻣﻊ‬ ‫ﻣﻌﺎﻫﺩﺓ‬ ‫ﺫﺍﺕ‬ ‫ﺍﻟﺑﺩﺍﻥ‬ ‫ﻣﻥ‬ ‫ﺗﻧﺑﻳﻪ‬ ‫ﺍﻭ‬ ‫ﺍﻧﺫﺍﺭ‬ ‫ﻭﺟﻭﺩ‬ ‫ﻋﺩﻡ‬.
‫ﺭﺳﻭﻣﺎﺕ‬ ‫ﺍﻋﻁﺎء‬‫ﻣﻊ‬‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺭﺧﺻﺔ‬.
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‫ﺧﺩﻣﺎﺕ‬GV
GV: ‫ﻛﺎﻻﺗﻰ‬ ‫ﻣﺣﺑﻭﻙ‬ ‫ﻋﺭﺽ‬ ‫ﺗﻌﻁﻰ‬ ‫ﺍﻭﺭﻭﺑﺎ‬ ‫ﻓﻰ‬ ‫ﻟﻼﻗﺎﻣﺔ‬
1-‫ﺍﻟﻣﻌﺎﻣﻠﺔ‬‫ﺍﻟﺷﺧﺻ‬‫ﻳﺔ‬
‫ﺍﻟﻣﻁﺎﺭ‬ ‫ﻣﻥ‬ ‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﺟﻠﺏ‬.
‫ﺍﻟﻔﻧﺎﺩﻕ‬ ‫ﺗﺎﻣﻳﻥ‬.
‫ﺍﻟﻣﻭﺍﺻﻼﺕ‬ ‫ﺗﺳﻬﻳﻼﺕ‬.
‫ﺍﻟﻣﻁﺎﻋﻡ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺣﺟﺯ‬.
‫ﻣﺗﺣﻑ‬ ‫ﺍﻭ‬ ‫,ﻣﺳﺭﺣﻰ‬ ‫ﻓﻧﻰ‬ ‫ﻋﻣﻝ‬ ‫ﻻﻯ‬ ‫ﺍﻟﺑﻁﺎﻗﺎﺕ‬ ‫ﺣﺟﺯ‬.‫ﺍﻟﺦ‬
‫ﻣﺳﺎﻋﺩﺓ‬‫ﺍﻟﺯﺑﻭﻥ‬‫ﻟﻠﻌﺛﻭﺭ‬‫ﺍﻟﻌﺎﺋﻠﺔ‬ ‫ﻻﻋﺿﺎء‬ ‫ﺍﻟﻣﺎﺟﺳﺗﻳﺭ‬ ‫ﺑﺭﻧﺎﻣﺞ‬ ‫ﻭ‬ ‫ﺟﺎﻣﻌﺔ‬ ‫ﺍﻭ‬ ‫ﺩﻭﻟﻳﺔ‬ ‫ﻣﺩﺭﺳﺔ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬.
‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻟﺣﺻﻭﻝ‬ ‫ﻧﺣﺎﻭﻝ‬‫ﻭﺛﻳﻘﺔ‬‫ﺻﺣﻳﺔ‬ ‫ﺗﺎﻣﻳﻧﻳﺔ‬.
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‫ﺧﺩﻣﺎﺕ‬‫ﺍﻟﺫﻫﺑﻳﺔ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬-2
2-‫ﻣﻌ‬‫ﻠ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻋﻥ‬ ‫ﻭﻣﺎﺕ‬
‫ﻣﺷﺭﻭﻉ‬ ‫ﺍﺣﺳﻥ‬ ‫ﺍﺧﺗﻳﺎﺭ‬–‫ﺣﺳﺏ‬ ‫,ﻭ‬ ‫ﺍﻟﺦ‬ ‫ﺍﻟﺑﻧﻙ‬ ‫ﻓﻰ‬ ‫,ﺍﻻﻳﺩﺍﻉ‬ ‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺍﻟﺷﺭﻛﺎﺕ‬ ‫ﻓﻰ‬ ‫ﺍﻟﻣﺎﻝ‬ ‫ﺍﻟﺭﺍﺱ‬ ‫,ﺣﺻﺔ‬ ‫ﻋﻘﺎﺭ‬
, ‫,ﺍﻻﻳﺩﺍﻉ,ﺍﻟﺭﻫﻥ‬ ‫ﺍﻟﺟﺎﺭﻯ‬ ‫ﺍﻟﺣﺳﺎﺏ‬ ‫ﻓﺗﺢ‬ ‫ﻣﺛﻝ‬ ‫ﺑﻧﻛﻳﺔ‬ ‫ﺗﺣﻭﻳﻼﺕ‬ ‫ﻭ‬ ‫ﺍﻟﺯﺑﻭﻥ‬ ‫ﻁﻠﺑﺎﺕ‬
‫ﺍﻟﻛﻠﻰ‬ ‫ﺍﻻﺳﻧﺎﺩ‬ ‫ﻭ‬ ‫ﺍﻟﻧﺻﺎﺋﺢ‬
‫ﺍﻟﺿﺭﻳﺑﺔ‬ ‫ﺣﻭﻝ‬ ‫ﻧﺻﺎﺋﺢ‬
3-‫ﺍﻻﻭﺭﺍﻕ‬ ‫ﺍﻋﻣﺎﻝ‬
‫ﺍﻻﻭﻟﻳﺔ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻣﻭﺍﻓﻘﺔ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻟﺣﺻﻭﻝ‬ ‫ﻭ‬ ‫ﺍﻟﻁﻠﺏ‬
‫ﺍﻟﺗﺎﻟﻳﺔ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻣﻭﺍﻓﻘﺔ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻟﺣﺻﻭﻝ‬ ‫ﻭ‬ ‫ﺍﻟﻁﻠﺏ‬
‫ﺍﻟﻘ‬‫ﻳ‬‫ﺫﺍﺕ‬ ‫ﺍﻻﻋﻣﺎﻝ‬ ‫ﺑﻛﺎﻓﺔ‬ ‫ﺎﻡ‬‫ﺍﻟ‬‫ﺑﺎﻻﻭﺭﺍﻕ‬ ‫ﻌﻼﻗﺔ‬
‫ﺍﻟﺳ‬ ‫ﺍﻟﻰ‬ ‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﻣﺻﺎﺣﺑﺔ‬‫ﻠ‬‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﻁﺎﺕ‬
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‫ﺧﺩﻣﺎﺕ‬‫ﺍﻟﺫﻫﺑﻳﺔ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬-3
4-‫ﺍﺳﻧﺎﺩ‬ ‫ﻭ‬ ‫ﻧﺻﺎﺋﺢ‬‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻻﻣﺗﻼﻙ‬
‫ﻧﺣﻥ‬‫ﻣﺳﺗﻘﻠﻭﻥ‬‫ﻭ‬ ‫ﻋﻘﺎﺭ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻥ‬ ‫ﻧﺑﺣﺙ‬ ‫ﻭ‬‫ﺍﻟ‬‫ﺷﺭ‬‫ﻭ‬‫ﻁ‬‫ﺍﻻ‬ ‫ﻭ‬ ‫ﻟﺯﺑﻭﻧﻧﺎ‬‫ﻭ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬ ‫ﺗﻔﺎﻕ‬‫ﺍ‬‫ﻣﻣﻛﻥ‬ ‫ﺳﻌﺭ‬ ‫ﻗﻝ‬
‫ﺍﻻﻣﻼﻙ‬ ‫ﺍﺻﺣﺎﺏ‬ ‫ﻣﻊ‬ ‫ﻣﺑﺎﺷﺭﺓ‬ ‫ﻧﺗﺻﻝ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻣﺗﻁﻭﺭﻯ‬ ‫ﻭ‬ ‫ﻋﻘﺎﺭ‬ ‫ﻭﻛﺎﻟﺔ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻣﻊ‬ ‫ﻧﻌﻣﻝ‬.
‫ﻛﺎﻓﺔ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﻋﻘﺎﺭ‬ ‫ﺍﺣﺳﻥ‬ ‫ﺍﻧﺗﺧﺎﺏ‬.
‫ﺷﺭﺍءﻩ‬ ‫ﻳﺭﻳﺩ‬ ‫ﺍﻟﺫﻯ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺍﻟﻰ‬ ‫ﺍﻟﺯﺑﻭﻥ‬ ‫ﻧﺎﺧﺫ‬.
‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬ ‫ﺭﻫﻥ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬ ‫ﻧﺣﺻﻝ‬ ‫ﺍﻥ‬ ‫ﻧﺣﺎﻭﻝ‬500,000‫ﺍﻟﻑ‬ ‫ﻣﺎﺋﺔ‬ ‫ﺧﻣﺱ‬‫ﻳﻭﺭﻭ‬.
‫ﻣﻌﻧﺎ‬ ‫ﻳﻌﻣﻠﻭﻥ‬ ‫ﺍﻟﺫﻳﻥ‬ ‫ﺍﻻﻣﻼﻙ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬ ‫ﺍﻟﻣﻬﻧﻳﻳﻥ‬ ‫ﻣﻥ‬ ‫ﻧﻁﻠﺏ‬ ‫ﻧﺣﻥ‬‫ﺍﻻﻣﻼﻙ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺎﺟﻳﺭ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺳﻭﻳﻕ‬ :
‫ﺗﺧﻁﻳ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺳﺗﺎﺟﺭﻩ‬‫ﻁ‬. ‫ﺍﻟﻣﺳﺗﺎﺟﺭ‬ ‫ﻭ‬ ‫ﺍﻟﻣﻠﻙ‬ ‫ﺻﺎﺣﺏ‬ ‫ﺑﻳﻥ‬ ‫ﺍﻟﻌﻼﻗﺔ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺎﺟﻳﺭ‬ ‫ﺧﺭﺍﺋﻁ‬
‫ﻧ‬ ‫ﻭ‬ ‫ﻧﻬﺗﻡ‬‫ﺍ‬ ‫ﺟﺩ‬‫ﻳﻁﻠ‬ ‫ﺧﺩﻣﺔ‬ ‫ﺍﻭ‬ ‫ﻁﻠﺏ‬ ‫ﻯ‬‫ﺑ‬‫ﻭ‬ ‫ﺍﻟﻛﻬﺭﺑﺎء‬ ‫ﻭ‬ ‫ﺍﻟﻣﺎء‬ ‫,ﺗﻭﻓﻳﺭ‬ ‫.ﺻﻳﺎﻧﺔ‬ ‫ﺑﻳﺗﻳﺔ‬ ‫,ﻁﻠﺑﺎﺕ‬ ‫,ﺍﻣﺣﺎء‬ ‫ﺍﻟﺯﺑﻭﻥ‬ ‫ﻪ‬
‫ﺍﺧﺭﻯ‬ ‫ﺍﺷﻳﺎء‬ ‫ﻭ‬ ‫,ﺗﺟﺩﻳﺩ‬ ‫ﺍﻟﻐﺎﺯ‬
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‫ﻧﺣﻥ‬ ‫ﻣﻥ‬)1(
GV‫ﺟﺩﻳﺩﺓ‬ ‫ﺷﺭﻛﺔ‬‫ﺗ‬‫ﺍﻟﺫﻫﺑﻳﺔ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬ ‫ﺍﻳﺟﺎﺩ‬ ‫ﺣﺎﻭﻝ‬‫ﻟﻼ‬‫ﺷﺧﺎﺹ‬‫ﺍﻟﻣﺳﺗﺛﻣﺭﻳﻥ‬ ‫ﺍﻭﺭﻭﺑﻳﻥ‬ ‫ﺍﻟﻐﻳﺭ‬.‫ﻗﺭﺍﺭ‬ ‫ﺣﺳﺏ‬14/2013‫ﻓﻰ‬
27‫ﻣﻥ‬‫ﺳﺑﺗﻣﺑﺭ‬‫ﺗﺣﺳ‬ ‫ﺍﻭﻟﻭﻳﺎﺗﻧﺎ‬ ‫ﻣﻥ‬ ‫ﻭ‬‫ﻳ‬‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﺣﻳﺎﺓ‬ ‫ﻥ‬‫ﺍﻻﻣﺛﻝ‬ ‫ﺍﻟﺣﻝ‬ ‫ﺑﺎﻋﻁﺎء‬‫ﻟ‬‫ﺍﻟﺗﺟﺎﺭﺓ‬ ‫ﺗﻁﻭﺭ‬.
‫ﺍﻟﻣﺧ‬ ‫ﺍﻥ‬‫ﺗ‬‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬ ‫ﺗﺟﺭﺑﺔ‬ ‫ﻟﺩﻳﻬﻡ‬ ‫ﻟﺩﻳﻧﺎ‬ ‫ﺍﻟﻌﺎﻣﻠﻳﻥ‬ ‫ﺻﻳﻥ‬20‫ﺍﻟﻣﺎﻟﻳﺔ‬ ‫ﻣﻧﺎﻁﻕ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻭ‬ ‫ﺍﻻﻣﻼﻙ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬ ‫ﺳﻧﺔ‬‫ﻭ‬
‫ﺍﻟﺩﻭﻟﻳﻳﻥ‬ ‫ﺍﻟﻣﺳﺗﺷﺎﺭﻳﻥ‬‫ﻳﺳﺎﻋ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬ ‫ﻣﻛﺛﻔﺔ‬ ‫ﺑﺻﻭﺭﺓ‬ ‫ﺍﻻﺳﺗﺷﺎﺭﺍﺕ‬ ‫ﻻﻋﻁﺎﺋﻛﻡ‬ ‫ﺩﻭﻧﻧﺎ‬.
‫ﻣﻬﻧ‬ ‫ﻓﺭﻳﻕ‬ ‫ﻟﺩﻳﻧﺎ‬ ‫ﻭ‬‫ﻣﺗ‬ ‫ﻰ‬‫ﻌﺩ‬‫ﺩ‬‫ﺑ‬ ‫ﺍﻟﻧﺻﺎﺋﺢ‬ ‫ﻻﻋﻁﺎء‬ ‫ﺍﻟﻠﻐﺎﺕ‬‫ﻭ‬ ‫ﺍﻟﻔﺭﻧﺳﻳﺔ‬ ‫ﻭ‬ ‫ﺍﻟﺭﻭﺳﻳﺔ‬ ‫ﻭ‬ ‫ﺍﻻﻧﻛﻠﻳﺯﻳﺔ‬ ‫ﻭ‬ ‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﻣﺛﻝ‬ ‫ﻣﺗﻌﺩﺩﺓ‬ ‫ﻠﻐﺎﺕ‬
‫ﺍﻻﺧﺭﻯ‬ ‫ﺍﻟﻠﻐﺎﺕ‬ ‫ﻟﺑﻘﻳﺔ‬ ‫ﻣﺗﺭﺟﻣﻳﻥ‬ ‫ﺍﻳﺟﺎﺩ‬.
‫ﺍﻥ‬‫ﺍﻟﺭﺋﻳﺳﻰ‬ ‫ﺍﻟﻣﻛﺗﺏ‬‫ﻟﻭﻛﺳﻣﺑﻭﺭﻙ‬ ‫ﺋﻳﺑﻳﺯﺍﻭ‬ ‫ﻭ‬ ‫ﺑﺭﺷﻠﻭﻧﺔ‬ ‫ﻓﻰ‬ ‫ﻛﺫﻟﻙ‬ ‫ﻣﻛﺎﺗﺏ‬ ‫ﻋﻧﺩﻧﺎ‬ ‫ﻟﻛﻥ‬ ‫ﻭ‬ ‫ﻣﺩﺭﻳﺩ‬ ‫ﻓﻰ‬.
‫ﺍﻟﺣﺻﺹ‬ ‫ﺍﺻﺣﺎﺏ‬‫ﺷﺭﻛﺗﻧﺎ‬ ‫ﻓﻰ‬: ‫ﻳﻠﻰ‬ ‫ﻛﻣﺎ‬ ‫ﻫﻡ‬
%60‫ﻣﻥ‬‫ﺍﻻﺩﺍﺭﺓ‬
%40‫ﻣﺎﻟﻰ‬ ‫ﺍﺳﺗﺛﻣﺎﺭ‬
13 
 
‫ﻧﺣﻥ‬ ‫ﻣﻥ‬)2(
‫ﺷﺭﻳﻛﻧﺎ‬)GABINETE CONSULTING EMPERSARIAL(‫ﻣﻊ‬ ‫ﺍﻟﺿﺭﺍﺋﺏ‬ ‫ﻛﻣﻣﺛﻝ‬ ‫ﺗﻌﻣﻝ‬
‫ﺯﺑﺎﺋﻧﻧﺎ‬‫ﺍﻟﺿﺭﻳﺑﺔ‬ ‫ﻗﻭﺍﻧﻳﻥ‬ ‫ﻣﻊ‬ ‫ﺍﻟﺗﻣﺷﻳﺔ‬ ‫ﻟﺗﺎﻣﻳﻥ‬.
‫ﻣﻊ‬ ‫ﻧﻌﻣﻝ‬ ‫ﻧﺣﻥ‬)LENER(‫ﺷﺭﻛﺔ‬ ‫ﻫﻰ‬ ‫ﻭ‬‫ﻣﺅﺳﺳﺔ‬ ‫ﻗﺎﻧﻭﻧﻳﺔ‬‫ﻭ‬ ‫ﺑﺭﺷﻠﻭﻧﺔ‬ ‫ﻓﻰ‬‫ﺳﻳ‬‫ﻔﻳﻼ,ﺋﻭﻓ‬‫ﻳﺩ‬‫ﻭ‬,‫ﻓ‬‫ﺎﻻﺩ‬‫ﻭ‬‫ﻟﻳﺩ,ﻭ‬
‫ﻓ‬‫ﻳ‬‫ﻛﻭ‬.‫ﻟﻠﺯﺑﺎﺋﻥ‬ ‫ﻧﻘﺩﻡ‬ ‫ﻭ‬‫ﺍ‬ ‫ﻭ‬ ‫ﺿﺭﻳﺑﻳﺔ‬ ‫ﻭ‬ ‫ﻗﺎﻧﻭﻧﻳﺔ‬ ‫ﻧﺻﺎﺋﺢ‬‫ﺍﺟﺎﺯ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬ ‫ﻁﻠﺏ‬ ‫ﻣﺳﺎﺋﻝ‬ ‫ﻭ‬ ‫ﻗﺗﺻﺎﺩﻳﺔ‬‫ﻭ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺓ‬
) ‫ﺍﻥ‬ ‫ﻭ‬ ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬LENER‫ﺩ‬ ‫ﻣﻧﻅﻣﺔ‬ ‫ﻓﻰ‬ ‫(ﻋﺿﻭ‬‫ﻭ‬‫ﻭ‬ ‫ﺍﻭﺭﻭﺑﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﺗﺳﺎﻋﺩ‬ ‫ﺍﻟﺗﻰ‬ ‫ﺍﻻﻣﺭﻳﻛﻰ‬ ‫ﻟﻠﻘﺎﻧﻭﻥ‬ ‫ﻟﻳﺔ‬
‫ﺍﻣﺭﻳﻛﺎ‬ ‫ﻗﺎﺭﺓ‬.‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬
14 
 
‫ﺣﻘﻭ‬‫ﺍﻟﻁﺑﻊ‬ ‫ﻕ‬:2014‫ﺍﻭﺭﻭﺑﻳﺔ‬ ‫ﺍﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬Golden eurorisedence visas ,SL
‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻗﺑﻝ‬ ‫ﻣﻥ‬ ‫ﺻﺩﺭﺕ‬ ‫ﺍﻟﻭﺛﻳﻘﺔ‬ ‫ﻫﺫﺓ‬ ‫ﺍﻥ‬eurovisa.com-info@golden
‫,ﺍﻯ‬ ‫ﺍﻟﻣﻠﻛﻳﺔ‬ ‫ﺣﻭﻝ‬ ‫ﻣﻌﻠﻭﻣﺎﺕ‬ ‫ﻫﻧﺎﻙ‬ ‫ﻭ‬ ‫ﺍﻻﻭﺭﻭﺑﻳﺔ‬(+34)917819570
‫ﺍﻟﻭﺛﻳﻘﺔ‬ ‫ﻟﻛﻝ‬ ‫ﺍﻭ‬ ‫ﻟﻘﺳﻡ‬ ‫ﺍﺳﺗﻧﺳﺎﺥ‬ ‫ﺍﻭ‬ ‫ﺟﺩﻳﺩ‬ ‫ﺍﺻﺩﺍﺭ‬C/Fray Juan Gil 5 – bajo
‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻣﻥ‬ ‫ﺧﻁﻰ‬ ‫ﺗﺎﻳﻳﺩ‬ ‫ﻳﺻﺎﺣﺑﻪ‬ ‫ﺍﻥ‬ ‫ﻳﺟﺏ‬‫ﺍﻻﻭﺭﻭﺑﻳﺔ‬http//www.golden-eurovisa
http//www.golden-eurovisa.com
(+34)917819570
C/Fray Juan Gil 5 – bajo
28002 MADRID-SPAIN
15 
 

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Presentation Golden Visa Company

  • 2. 2    . ‫ﺍﻟﻣﻘﺩﻣﺔ‬ ‫ﻓﻰ‬27‫ﺳﺑﺗﻣﺑﺭ‬2013‫ﺍﻟﺣﻛﻭ‬ ‫ﻭﺍﻓﻕ‬‫ﻣ‬‫ﻗﺭﺍﺭﻣﺳﺎﻋﺩﺓ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺔ‬‫ﻟﻠﻣﺳﺗﺛﻣﺭﻳﻥ‬ ‫ﺍﻟﺑﺎﺏ‬ ‫ﻓﺗﺢ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺳﺗﺛﻣﺭﻳﻥ‬‫ﺍﻟﻌﺎﻟﻡ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺗﺳﻬﻳﻼﺕ‬ ‫ﻭ‬ ‫ﻟﻠﺩﺧﻭﻝ‬‫ﻟﻼ‬‫ﺷﺧﺎﺹ‬‫ﺍﻻﻭﺭﻭﺑﻰ‬ ‫ﺍﻻﺗﺣﺎﺩ‬ ‫ﺧﺎﺭﺝ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻳﺎﻣﻥ‬ ‫ﺍﻟﻘﺎﻧﻭﻥ‬‫ﺍﻻﻭﺭﻭﺑﻳﻳﻥ‬ ‫ﻟﻐﻳﺭ‬‫ﺍﻟ‬ ‫ﻳﻧﻔﻘﻭﻥ‬ ‫ﺍﻟﺫﻳﻥ‬‫ﺣ‬‫ﻣﻠﻳﻭﻥ‬ ‫ﻧﺻﻑ‬ ‫ﻣﻥ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﺩ‬‫ﻳﻭﺭﻭ‬‫ﻓﻣﺎ‬‫ﻓﻭﻕ‬, ‫ﺍﻟ‬ ‫ﻭ‬ ‫ﺍﺧﺭﻳﻳﻥ‬ ‫ﺳﻧﺗﻳﻥ‬ ‫ﺫﻟﻙ‬ ‫ﺑﻌﺩ‬ ‫ﻭ‬ ‫ﻭﺍﺣﺩﺓ‬ ‫ﻟﺳﻧﺔ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺍﻋﻁﺎﺋﻬﻡ‬‫ﺗﻣ‬‫ﺍﻟﺗﻭﺍﻟﻰ‬ ‫ﻋﻠﻰ‬ ‫ﺳﻧﺗﻳﻥ‬ ‫ﻛﻝ‬ ‫ﺩﻳﺩ‬‫ﺍﻟﺗﺎﺻﻳﻝ‬ ‫ﻟﻐﺭﺽ‬‫ﺍﻥ‬ ‫ﻳﺟﺏ‬ ‫ﻭ‬ ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻳﻛﻭﻥ‬‫ﻣﺳﺗﻣﺭﺍ‬‫ﻭ‬‫ﺍﻟﻣﺳﺗﺛﻣﺭ‬ ‫ﻋﻠﻰ‬‫ﺍﻟﺳﻔﺭ‬‫ﺍﻟﻰ‬‫ﺍﺳﺑﺎﻧﻳﺎ‬‫ﻋ‬‫ﺗﺟﺩﻳ‬ ‫ﻋﻧﺩ‬ ‫ﻭﺍﺣﺩﺓ‬ ‫ﻣﺭﺓ‬ ‫ﺍﻻﻗﻝ‬ ‫ﻠﻰ‬‫ﺩ‬. ‫ﻭﺍ‬ ‫,ﻳﻭﻡ‬ ‫ﻣﺣﺩﺩﺓ‬ ‫ﻏﻳﺭ‬ ‫ﺍﻟﻣﺩﺓ‬ ‫ﺍﻥ‬ ‫ﻭ‬ ‫ﺍﻻﻗﺎﻣﺔ‬‫ﺣ‬, ‫ﺍﻟﻭﺟﻭﺩ‬ ‫ﻻﺛﺑﺎﺕ‬ ‫ﻳﻛﻔﻰ‬ ‫ﺩ‬ ‫ﻳﺳﺗﻁﻳﻌﻭ‬ ‫ﺍﻟﻣﺳﺗﺛﻣﺭﻳﻥ‬‫ﻥ‬‫.ﺍ‬ ‫ﻟﻌﻭﺍﺋﻠﻬﻡ‬ ‫ﻭ‬ ‫ﻟﻬﻡ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻁﻠﺏ‬‫ﻟﺯﻭﺝ‬‫ﺍﻝ‬ ‫ﺳﻥ‬ ‫ﺩﻭﻥ‬ ‫ﻣﺎ‬ ‫ﺍﻻﺣﻔﺎﺩ‬ ‫ﻭ‬18‫ﻭ‬‫ﻓﻭﻕ‬ ‫ﻓﻣﺎ‬18‫ﻋﺩﻡ‬ ‫ﻋﻧﺩ‬ ‫ﺻﺣﻳﺔ‬ ‫ﻻﺳﺑﺎﺏ‬ ‫ﺍﻟﻌﻣﻝ‬ ‫ﺍﺳﺗﻁﺎﻋﺔ‬.
  • 3. 3    ‫ﺍﻟﻣﻘﺩﻣﺔ‬-2 GV‫ﻳﺳﺎﻋﺩ‬‫ﺍﻟﻣﺳﺗﺛﻣﺭ‬‫ﺷﻳﻧﻛﻥ‬ ‫ﺑﻠﺩﺍﻥ‬ ‫ﻛﺎﻓﺔ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺳﻔﺭ‬ ‫ﻋﻠﻰ‬‫ﺣﻳﺙ‬‫ﺗ‬ ‫ﻭ‬ ‫ﻣﻧﻪ‬ ‫ﺟﺯء‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬‫ﺿﻡ‬‫ﻋﻠ‬‫ﻰ‬26‫ﻣﺛﻝ‬ ‫ﺩﻭﻟﺔ‬ ‫ﻧ‬‫ﻣ‬, ‫,ﺑﻠﺟﻳﻛﺎ‬ ‫ﺳﺎ‬‫ﺟ‬, ‫,ﻓﻧﻠﻧﺩﺍ,ﻓﺭﻧﺳﺎ‬ ‫,ﺋﻳﺳﺗﻭﻧﻳﺎ‬ ‫,ﺩﺍﻧﻣﺎﺭﻙ‬ ‫ﻳﻙ‬‫ﺍ‬, ‫,ﻫﻧﻛﺎﺭﻳﺎ‬ ‫,ﻳﻭﻧﺎﻥ‬ ‫ﻟﻣﺎﻧﻳﺎ‬,‫ﺍﻳﺳﻼﻧﺩ‬‫ﺍﻳ‬‫,ﻻﺗﻳﻔﻳﺎ‬ ‫ﻁﺎﻟﻳﺎ‬ ‫,ﻣﺎﻟﻁﺎ‬ ‫,ﻟﻳﺗﻭﺍﻧﻳﺎ,ﻟﻭﻛﺳﻣﺑﻭﺭﻙ‬ ‫,ﻟﻳﺧﺗﻧﺷﺗﺎﻳﻥ‬, ‫,ﺳﻠﻭﻓﺎﻛﻳﺎ‬ ‫,ﺳﻠﻭﻓﻳﻧﻳﺎ‬ ‫,ﺑﻭﻟﻧﺩﺍ,ﺑﻭﺭﺗﻭﻛﺎﻝ‬ ‫,ﻧﺭﻭﻳﺞ‬ ‫,ﻫﻭﻟﻧﺩﺍ‬‫ﺍ‬‫ﺳﺑﺎﻧﻳﺎ‬ . ‫,ﺳﻭﻳﺳﺭﺍ‬ ‫,ﺳﻭﻳﺩ‬‫ﺍﻥ‬ ‫ﻋﻠﻣﺎ‬‫ﺍﻣﻛﺎﻧﻳﺔ‬‫ﻭ‬ ‫ﺍﻻﻭﺭﻭﺑﻳﻳﻥ‬ ‫ﻟﻐﻳﺭ‬ ‫ﺧﺎﺻﺔ‬ ‫ﺍﻫﻣﻳﺔ‬ ‫ﻟﻪ‬ ‫ﺍﻻﻭﺭﻭﺑﻰ‬ ‫ﺍﻻﺗﺣﺎﺩ‬ ‫ﺩﻭﻝ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺳﻔﺭ‬ ‫ﺍﻻﺳﺗﻔ‬ ‫ﻛﺫﻟﻙ‬‫ﺎ‬‫ﻓﻘﻁ‬ ‫ﺿﺭﺍﺋﺏ‬ ‫ﻟﺩﻓﻊ‬ ‫ﺍﻻﻡ‬ ‫ﺑﻠﺩ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺑﻘﺎء‬ ‫ﻭ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻣﻥ‬ ‫ﺩﺓ‬. ‫ﻁﻠﺏ‬ ‫ﺍﻥ‬GV‫ﻳﺅﻣﻥ‬‫ﻣﺩﻳﺭ‬ ‫ﻗﺑﻝ‬ ‫ﻣﻥ‬‫ﺓ‬‫ﺍﻟﻬﺟﺭﺓ‬‫ﺧﻼﻝ‬ ‫ﺍﻻﺟﺗﻣﺎﻋﻰ‬ ‫ﺍﻟﺿﻣﺎﻥ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻣﻝ‬ ‫ﻭﺯﺍﺭﺓ‬ ‫ﻓﻰ‬20‫ﺍﻥ‬ ‫ﻭ‬ ‫ﻳﻭﻡ‬ ‫ﻣﻘﺑﻭﻻ‬ ‫ﻳﻌﺗﺑﺭ‬ ‫ﻭ‬ ‫ﺿﻣﻧﻳﺔ‬ ‫ﻣﻭﺍﻓﻘﺔ‬ ‫ﺍﻟﻰ‬ ‫ﺍﺷﺎﺭﺓ‬ ‫ﺍﻟﺭﺩ‬ ‫ﻋﺩﻡ‬.
  • 4. 4    . ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﺍﻧﻭﺍﻉ‬)1( ‫ﻟﻼﺳﺗﺛﻣﺎﺭﺍﺕ‬ ‫ﺍﻟﻼﺯﻣﺔ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﻟﻠﺣﺩ‬ ‫ﻭ‬ ‫ﺍﻟﺧﻳﺎﺭﺍﺕ‬ 1-‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺍﺳﺗﺛﻣﺎﺭ‬ ‫ﺗﻣﻠﻙ‬‫ﺍﻟ‬‫ﻌﻘﺎﺭ‬–‫ﺿﻭﺍﺣﻳﻬﺎ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺩﻥ‬ ‫ﺩﺍﺧﻝ‬–‫ﻣﻥ‬ ‫ﺍﻗﻝ‬ ‫ﻳﻛﻭﻥ‬ ‫ﻻ‬ ‫ﺑﺳﻌﺭ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬ ‫ﺍﻟﻣﺷﺭﻭﻉ‬ ‫ﻳﻛﻭﻥ‬ ‫ﺍﻥ‬ ‫ﻳﻣﻛﻥ‬ ‫ﻭ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭﻯ‬‫ﻋﻠﻰ‬ ‫ﻳﺣﺗﻭﻯ‬ ‫ﻋﻘﺎﺭ‬‫ﻭﺍﺣﺩ‬‫ﺑﻘﻳﻣﺔ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬. ‫ﻋﻘﺎﺭ‬ ‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬‫ﺑﻘﻳﻣﺔ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬‫ﺍﻭ‬‫ﺍ‬‫ﻛﺛﺭ‬. ‫ﻋﻘﺎﺭ‬‫ﺍ‬‫ﻭ‬‫ﺍﻛﺛﺭ‬‫ﺷﺭﻳﻙ‬ ‫ﻣﻊ‬‫ﺑ‬‫ﺑﻘﻳﻣﺔ‬500‫ﺍﻟﻑ‬‫ﻳﻭﺭﻭ‬‫ﺍﻛﺛﺭ‬ ‫ﺍﻭ‬. 2-‫ﺍﺳﺗﺛﻣﺎﺭ‬‫ﺍﻟﻣﺎﻝ‬ ‫ﺭﺍﺱ‬ ‫ﺍﻟﻣﺷﺭﻭﻉ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭﻯ‬‫ﺑﺑﻘﻳﻣﺔ‬2,000,000‫ﺍﻭ‬‫ﺍ‬‫ﺑﺎﻟ‬ ‫ﻭ‬ ‫ﻛﺛﺭ‬‫ﺩﻳﻥ‬‫ﺍﻻﺳﺑﺎﻧﻰ‬ ‫ﺍﻟﻭﻁﻧﻰ‬,‫ﺗﺎﻣﻳﻥ‬‫ﺣﻛﻭﻣﻰ‬‫ﺍ‬‫ﻭ‬ ‫ﺍ‬‫ﺑ‬ ‫ﻻﺳﺗﺛﻣﺎﺭ‬‫ﺑﻘﻳﻣﺔ‬1,000,000‫ﻣﻠﻳﻭﻥ‬‫ﻳﻭﺭﻭ‬‫ﺍﻛﺛﺭ‬ ‫ﺍﻭ‬‫ﺷﺭﺍﻛﺔ‬ ‫ﺍﺳﻡ‬ ‫ﺗﺣﺕ‬ ‫ﻭ‬‫ﻓﻰ‬‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺍﻟﺷﺭﻛﺎﺕ‬ ‫ﺭﺍﺳﻣﺎﻝ‬‫ﺍ‬‫ﻭ‬ ‫ﺍﻻﻣﻭﺍﻝ‬ ‫ﺗﺣﻭﻳﻝ‬‫ﺑﻘﻳﻣﺔ‬‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬ ‫ﺍﻭ‬1,000,000‫ﻣﻠﻳﻭ‬‫ﻳﻭﺭﻭ‬‫ﻋﻧﺩ‬ ‫ﺍﻻﻳﺩﺍﻉ‬ ‫ﻭ‬‫ﺍﻟﻣﺅﺳﺳﺎﺕ‬‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺍﻟﻣﺎﻟﻳﺔ‬
  • 5. 5    ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﺍﻧﻭﺍﻉ‬)2( 3-‫ﻣﺷﺭﻭﻉ‬‫ﻋﺎﻣﺔ‬ ‫ﺍﻫﺗﻣﺎﻣﺎﺕ‬ ‫ﺫﺍﺕ‬ ‫ﺍﻋﻣﺎﻝ‬ ‫ﺗﻘﺩﻳﻡ‬‫ﺍﻟﺗﻁﻭﺭ‬ ‫ﻟﻐﺭﺽ‬ ‫ﺍﻋﻣﺎﻝ‬‫ﺍﻥ‬ ‫ﻭ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬‫ﺑﺎﻋﺗﺑﺎﺭﻫﺎ‬ ‫ﺗﺅﺧﺫ‬ ‫ﺍﻟﺗﻰ‬‫ﻣﻔﺿﻠﺔ‬ ‫ﺍﻟﺭﺳﻣﻳﺔ‬ ‫ﺍﻟﻧﻅﺭ‬ ‫ﻭﺟﻬﺔ‬ ‫ﻣﻥ‬ ‫ﺍﻟﺗﺟﺎﺭﻯ‬ ‫ﺍﻟﻣﻛﺗﺏ‬ ‫ﺣﺳﺏ‬ ‫ﻭ‬‫ﺍﻟﻣﻧﺎﻁﻘﻰ‬‫ﻣﻥ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﺍﻟﺣﺩ‬ ‫ﺗﻣﺛﻝ‬ ‫ﺗﻛﻭﻥ‬ ‫ﺍﻥ‬ ‫ﻋﻠﻰ‬‫ﺍﻟﻣ‬‫ﺗ‬‫ﻁ‬‫ﺍﻟﺗﺎﻟﻳﺔ‬ ‫ﻠﺑﺎﺕ‬ ‫ﻋﻣﻝ‬ ‫ﻓﺭﺹ‬ ‫ﺧﻠﻕ‬ ‫ﺍﻫ‬ ‫ﺫﺍﺕ‬ ‫ﻣﺷﺎﺭﻳﻊ‬ ‫ﺗﻘﺩﻳﻡ‬‫ﺍﺟﺗﻣﺎﻋﻳﺔ‬ ‫ﻣﻳﺔ‬-‫ﺍﻗﺗﺻﺎﺩﻳﺔ‬‫ﺍﻟﻣﻧﻁﻘ‬ ‫ﻓﻰ‬‫ﺍﻟﻣﻌﻧﻳﺔ‬ ‫ﺔ‬ ‫ﻓﻰ‬ ‫ﺍﻟﻣﺷﺎﺭﻛﺔ‬‫ﺍﻟﻣﺑﺎﺩﺭﺍﺕ‬‫ﻭ‬ ‫ﺍﻟﻌﻠﻣﻳﺔ‬‫ﺍﻟﺗﻛﻧﻭﻟﻭﺟﻳﺎ‬
  • 6. 6    ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﺍﻧﻭﺍﻉ‬)3( ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﺍ‬‫ﻟﻌﻘﺎﺭﺍﻛﺛﺭﻣﻥ‬ 000,500‫ﻳﻭﺭﻭ‬ ‫ﺭﺍﺱ‬‫ﺍﻟﻤﺎﻝ‬     ‫ﺍﻟﺘﺠﺎﺭﻳﺔ‬ ‫ﺍﻟﻤﺸﺎﺭﻳﻊ‬ ‫ﺣﺼﺔ‬‫ﺍﻻﺳﺒﺎﻧﻴﺔ‬ ‫ﺍﻟﺸﺮﻛﺎﺕ‬ ‫ﻻ‬‫ﻣﻦ‬ ‫ﺍﻗﻞ‬ ‫ﻳﻜﻮﻥ‬1,000,000   ‫ﺍﻟﺒﻨﻮﻙ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻣﻮﺍﻝ‬ ‫ﺍﻳﺪﺍﻉ‬ ‫ﺍﻻﺳﺒﺎﻧﻴﺔ‬ ‫ﻻ‬‫ﻣﻦ‬ ‫ﺍﻗﻞ‬ ‫ﻳﻜﻮﻥ‬1,000,000 ‫ﺍﻻﺳﺒﺎﻧﻰ‬ ‫ﺍﻻﺟﺘﻤﺎﻋﻰ‬ ‫ﺍﻟﻌﻘﺪ‬ ‫ﻻ‬‫ﻣﻦ‬ ‫ﺍﻗﻞ‬ ‫ﻳﻜﻮﻥ‬2,000,000
  • 7. 7    ‫ﻣﻌ‬‫ﻠ‬‫ﺣﻭﻝ‬ ‫ﺍﺿﺎﻓﻳﺔ‬ ‫ﻭﻣﺎﺕ‬‫ﺍﻻ‬‫ﺍﻟ‬ ‫ﺳﺗﺛﻣﺎﺭ‬‫ﻌ‬‫ﻘﺎﺭ‬‫ﻯ‬ ‫ﺍﺟﻧﺑﻳﺔ‬ ‫ﻟﺷﺭﻛﺔ‬ ‫ﻳﻣﻛﻥ‬‫ﺍﻣﺗﻼﻙ‬‫ﺍﻟ‬‫ﻌ‬‫ﺍﺛﺑﺎﺕ‬ ‫ﻁﺭﻳﻕ‬ ‫ﻘﺎﺭﻋﻥ‬‫ﺍﻟﺿﺭﺍﺋﺏ‬ ‫ﻧﻅﺎﻡ‬ ‫ﻓﻰ‬ ‫ﻣﺳﺟﻠﺔ‬ ‫ﻏﻳﺭ‬ ‫ﺑﺎﻧﻬﺎ‬‫ﻓﻰ‬ ‫ﺟﺎء‬ ‫ﻗﺩ‬ ‫ﻭ‬ ‫ﺍﻟﻘﺎﻧﻭ‬‫ﻥ‬‫ﻭ‬ ‫ﻟﺗﻌﻳﻳﻥ‬ ‫ﺍﻟﺻﻼﺣﻳﺔ‬ ‫ﻭﺟﻭﺩ‬ ‫ﺍﻭ‬ ‫ﺍﻟﺷﺭﻛﺔ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻛﺑﺭ‬ ‫ﺍﻟﺣﺻﺔ‬ ‫ﺻﺎﺣﺏ‬ ‫ﺍﻟﻣﺳﺗﺛﻣﺭ‬ ‫ﻳﻛﻭﻥ‬ ‫ﺍﻥ‬ ‫ﺍﻻﺳﺑﺎﻧﻰ‬ ‫ﺍﻟﻣﺩﺭﺍء‬ ‫ﻁﺭﺩ‬. , ‫ﺭﻫﻥ‬ ‫ﺍﻭ‬ ‫,ﻁﺭﻕ‬ ‫ﺭﺳﻭﻡ‬ ‫ﺍﻯ‬ ‫ﻣﻥ‬ ‫,ﺧﺎﻟﻳﺔ‬ ‫ﺭﺧﺻﺔ‬ ‫ﻁﻠﺏ‬ ‫ﻁﺭﻳﻕ‬ ‫ﻋﻥ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻁﻠﺏ‬ ‫ﺑﺟﺏ‬‫ﺍﺣﺗﻣﺎﻝ‬ ‫ﺑﺎﺳﺗﺛﻧﺎء‬ (‫ﺍﻟﺭﻫﻥ‬ ‫)ﻋﻧﺩ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺍﺛﻘﺎﻝ‬‫ﺑﻁﺭﻳﻘﺔ‬‫ﺍﻥ‬‫ﻻ‬‫ﺍﻟﺑﺩﺍﺋﻰ‬ ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﻥ‬ ‫ﺍﻻﺩﻧﻰ‬ ‫ﺍﻟﻣﺑﻠﻎ‬ ‫ﻳﻛﻭﻥ‬)5,00,000‫(ﻳﻭﺭﻭ‬ ‫ﺑﺎﻟﺩﻳﻭﻥ‬ ‫ﻣﺛﻘﻼ‬ ‫ﻳﻣﻛﻥ‬‫ﻳﺑﺎﻉ‬ ‫ﺍﻥ‬ ‫ﻟﻠﻌﻘﺎﺭ‬‫ﻟﻛﻥ‬ ‫ﻭ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺣﺎﻟﺔ‬ ‫ﻓﻰ‬‫ﺑﺷﺭﻁ‬‫ﺍﺳﺗﺑﺩﺍﻟﻪ‬‫ﺑ‬‫ﺗﺿﻣﻥ‬ ‫ﻟﻛﻰ‬ ‫ﺍﺧﺭ‬ ‫ﻭﺍﺣﺩ‬‫ﺍﺳﺗﻣﺭﺍﺭ‬‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﻘﺩﺍﺭ‬ ‫ﺩﺍﻡ‬ ‫ﻣﺎ‬500,000‫ﻳﻭﺭﻭ‬.
  • 8. 8    ‫ﺍﻟﻣﺗ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺳﺗﻣﺳﻛﺎﺕ‬‫ﺍﻟﺭﺳﻣﻳﺔ‬ ‫ﻁﻠﺑﺎﺕ‬ ‫ﺟﺩﻳﺩ‬ ‫ﺳﻔﺭ‬ ‫ﺟﻭﺍﺯ‬‫ﻻﺛﺑﺎﺕ‬‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻣﺳﺗﻣﺳﻛﺎﺕ‬ ‫ﻭ‬ ‫ﺩﻳﻭﻥ‬ ‫ﻭﺟﻭﺩ‬ ‫ﻋﺩﻡ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺗﻣﻠﻙ‬ ‫ﻻﺛﺑﺎﺕ‬ ‫ﺍﻟﺗﺳﺟﻳﻝ‬ ‫ﻭ‬ ‫ﺍﻟﺻﻼﺣﻳﺔ‬ ‫ﻧﺎﻓﺫﺓ‬ ‫ﻋﻘﺎﺭ‬ ‫ﻣﺳﺗﻣﺳﻛﺎﺕ‬ ‫ﺍﻟﻣﻁﻠﻭﺑﺔ‬ ‫ﺍﻟﺿﺭﺍﺋﺏ‬ ‫ﺩﻓﻊ‬ ‫ﺍﻟﻌﻘﺎﺭﻭ‬ ‫ﻗﻳﻣﺔ‬ ‫ﺩﻓﻊ‬ ‫ﻻﺛﺑﺎﺕ‬ ( ‫ﺍﻟﻌﺎﺋﻠﺔ‬ ‫ﺍﻋﺿﺎء‬ ‫ﻭ‬ ‫ﺍﻟﺩﺧﻝ)ﻟﻠﻣﺳﺗﺛﻣﺭ‬ ‫ﻣﺳﺑﺑﺎﺕ‬ ‫ﺩﻟﻳﻝ‬ ‫ﻣﺭﺧﺹ‬ ‫ﺧﺎﺹ‬ ‫ﺍﻭ‬ ‫ﻋﺎﻡ‬ ‫ﺗﺎﻣﻳﻥ‬ ‫ﻣﺅﺳﺳﺔ‬ ‫ﻗﺑﻝ‬ ‫ﻣﻥ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﻟﻁﻠﺏ‬ ‫ﺍﻟﺻﻼﺣﻳﺔ‬ ‫ﻣﻧﺗﻬﻳﺔ‬ ‫ﻏﻳﺭ‬ ‫ﺻﺣﻰ‬ ‫ﺗﺎﻣﻳﻥ‬‫ﻟﻬ‬‫ﺎ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﻟﻠﻌﻣﻝ‬ ‫ﻋﺩﻡ‬ ‫ﺗﺯﻛﻳﺔ‬ ‫ﺳﺟﻝ‬‫ﻣﺣﻛﻭﻣﻳﺔ‬‫ﺻﺩﺭ‬ ‫ﺍﻟﺑﻠﺩﻳﻥ‬ ‫ﻛﻼ‬ ‫ﻓﻰ‬‫ﺕ‬‫ﺍﻻﺧﻳﺭﺓ‬ ‫ﺍﻟﺳﻧﻭﺍﺕ‬ ‫ﻟﺧﻣﺱ‬. ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻣﻊ‬ ‫ﻣﻌﺎﻫﺩﺓ‬ ‫ﺫﺍﺕ‬ ‫ﺍﻟﺑﺩﺍﻥ‬ ‫ﻣﻥ‬ ‫ﺗﻧﺑﻳﻪ‬ ‫ﺍﻭ‬ ‫ﺍﻧﺫﺍﺭ‬ ‫ﻭﺟﻭﺩ‬ ‫ﻋﺩﻡ‬. ‫ﺭﺳﻭﻣﺎﺕ‬ ‫ﺍﻋﻁﺎء‬‫ﻣﻊ‬‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺭﺧﺻﺔ‬.
  • 9. 9    ‫ﺧﺩﻣﺎﺕ‬GV GV: ‫ﻛﺎﻻﺗﻰ‬ ‫ﻣﺣﺑﻭﻙ‬ ‫ﻋﺭﺽ‬ ‫ﺗﻌﻁﻰ‬ ‫ﺍﻭﺭﻭﺑﺎ‬ ‫ﻓﻰ‬ ‫ﻟﻼﻗﺎﻣﺔ‬ 1-‫ﺍﻟﻣﻌﺎﻣﻠﺔ‬‫ﺍﻟﺷﺧﺻ‬‫ﻳﺔ‬ ‫ﺍﻟﻣﻁﺎﺭ‬ ‫ﻣﻥ‬ ‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﺟﻠﺏ‬. ‫ﺍﻟﻔﻧﺎﺩﻕ‬ ‫ﺗﺎﻣﻳﻥ‬. ‫ﺍﻟﻣﻭﺍﺻﻼﺕ‬ ‫ﺗﺳﻬﻳﻼﺕ‬. ‫ﺍﻟﻣﻁﺎﻋﻡ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺣﺟﺯ‬. ‫ﻣﺗﺣﻑ‬ ‫ﺍﻭ‬ ‫,ﻣﺳﺭﺣﻰ‬ ‫ﻓﻧﻰ‬ ‫ﻋﻣﻝ‬ ‫ﻻﻯ‬ ‫ﺍﻟﺑﻁﺎﻗﺎﺕ‬ ‫ﺣﺟﺯ‬.‫ﺍﻟﺦ‬ ‫ﻣﺳﺎﻋﺩﺓ‬‫ﺍﻟﺯﺑﻭﻥ‬‫ﻟﻠﻌﺛﻭﺭ‬‫ﺍﻟﻌﺎﺋﻠﺔ‬ ‫ﻻﻋﺿﺎء‬ ‫ﺍﻟﻣﺎﺟﺳﺗﻳﺭ‬ ‫ﺑﺭﻧﺎﻣﺞ‬ ‫ﻭ‬ ‫ﺟﺎﻣﻌﺔ‬ ‫ﺍﻭ‬ ‫ﺩﻭﻟﻳﺔ‬ ‫ﻣﺩﺭﺳﺔ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬. ‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻟﺣﺻﻭﻝ‬ ‫ﻧﺣﺎﻭﻝ‬‫ﻭﺛﻳﻘﺔ‬‫ﺻﺣﻳﺔ‬ ‫ﺗﺎﻣﻳﻧﻳﺔ‬.
  • 10. 10    ‫ﺧﺩﻣﺎﺕ‬‫ﺍﻟﺫﻫﺑﻳﺔ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬-2 2-‫ﻣﻌ‬‫ﻠ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻋﻥ‬ ‫ﻭﻣﺎﺕ‬ ‫ﻣﺷﺭﻭﻉ‬ ‫ﺍﺣﺳﻥ‬ ‫ﺍﺧﺗﻳﺎﺭ‬–‫ﺣﺳﺏ‬ ‫,ﻭ‬ ‫ﺍﻟﺦ‬ ‫ﺍﻟﺑﻧﻙ‬ ‫ﻓﻰ‬ ‫,ﺍﻻﻳﺩﺍﻉ‬ ‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﺍﻟﺷﺭﻛﺎﺕ‬ ‫ﻓﻰ‬ ‫ﺍﻟﻣﺎﻝ‬ ‫ﺍﻟﺭﺍﺱ‬ ‫,ﺣﺻﺔ‬ ‫ﻋﻘﺎﺭ‬ , ‫,ﺍﻻﻳﺩﺍﻉ,ﺍﻟﺭﻫﻥ‬ ‫ﺍﻟﺟﺎﺭﻯ‬ ‫ﺍﻟﺣﺳﺎﺏ‬ ‫ﻓﺗﺢ‬ ‫ﻣﺛﻝ‬ ‫ﺑﻧﻛﻳﺔ‬ ‫ﺗﺣﻭﻳﻼﺕ‬ ‫ﻭ‬ ‫ﺍﻟﺯﺑﻭﻥ‬ ‫ﻁﻠﺑﺎﺕ‬ ‫ﺍﻟﻛﻠﻰ‬ ‫ﺍﻻﺳﻧﺎﺩ‬ ‫ﻭ‬ ‫ﺍﻟﻧﺻﺎﺋﺢ‬ ‫ﺍﻟﺿﺭﻳﺑﺔ‬ ‫ﺣﻭﻝ‬ ‫ﻧﺻﺎﺋﺢ‬ 3-‫ﺍﻻﻭﺭﺍﻕ‬ ‫ﺍﻋﻣﺎﻝ‬ ‫ﺍﻻﻭﻟﻳﺔ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻣﻭﺍﻓﻘﺔ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻟﺣﺻﻭﻝ‬ ‫ﻭ‬ ‫ﺍﻟﻁﻠﺏ‬ ‫ﺍﻟﺗﺎﻟﻳﺔ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻣﻭﺍﻓﻘﺔ‬ ‫ﻋﻠﻰ‬ ‫ﺍﻟﺣﺻﻭﻝ‬ ‫ﻭ‬ ‫ﺍﻟﻁﻠﺏ‬ ‫ﺍﻟﻘ‬‫ﻳ‬‫ﺫﺍﺕ‬ ‫ﺍﻻﻋﻣﺎﻝ‬ ‫ﺑﻛﺎﻓﺔ‬ ‫ﺎﻡ‬‫ﺍﻟ‬‫ﺑﺎﻻﻭﺭﺍﻕ‬ ‫ﻌﻼﻗﺔ‬ ‫ﺍﻟﺳ‬ ‫ﺍﻟﻰ‬ ‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﻣﺻﺎﺣﺑﺔ‬‫ﻠ‬‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﻁﺎﺕ‬
  • 11. 11    ‫ﺧﺩﻣﺎﺕ‬‫ﺍﻟﺫﻫﺑﻳﺔ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬-3 4-‫ﺍﺳﻧﺎﺩ‬ ‫ﻭ‬ ‫ﻧﺻﺎﺋﺢ‬‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻻﻣﺗﻼﻙ‬ ‫ﻧﺣﻥ‬‫ﻣﺳﺗﻘﻠﻭﻥ‬‫ﻭ‬ ‫ﻋﻘﺎﺭ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻥ‬ ‫ﻧﺑﺣﺙ‬ ‫ﻭ‬‫ﺍﻟ‬‫ﺷﺭ‬‫ﻭ‬‫ﻁ‬‫ﺍﻻ‬ ‫ﻭ‬ ‫ﻟﺯﺑﻭﻧﻧﺎ‬‫ﻭ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬ ‫ﺗﻔﺎﻕ‬‫ﺍ‬‫ﻣﻣﻛﻥ‬ ‫ﺳﻌﺭ‬ ‫ﻗﻝ‬ ‫ﺍﻻﻣﻼﻙ‬ ‫ﺍﺻﺣﺎﺏ‬ ‫ﻣﻊ‬ ‫ﻣﺑﺎﺷﺭﺓ‬ ‫ﻧﺗﺻﻝ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻣﺗﻁﻭﺭﻯ‬ ‫ﻭ‬ ‫ﻋﻘﺎﺭ‬ ‫ﻭﻛﺎﻟﺔ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻣﻊ‬ ‫ﻧﻌﻣﻝ‬. ‫ﻛﺎﻓﺔ‬ ‫ﺍﺳﺑﺎﻧﻳﺎ‬ ‫ﻓﻰ‬ ‫ﻋﻘﺎﺭ‬ ‫ﺍﺣﺳﻥ‬ ‫ﺍﻧﺗﺧﺎﺏ‬. ‫ﺷﺭﺍءﻩ‬ ‫ﻳﺭﻳﺩ‬ ‫ﺍﻟﺫﻯ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﺍﻟﻰ‬ ‫ﺍﻟﺯﺑﻭﻥ‬ ‫ﻧﺎﺧﺫ‬. ‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬ ‫ﺭﻫﻥ‬ ‫ﺍﺣﺳﻥ‬ ‫ﻋﻠﻰ‬ ‫ﻧﺣﺻﻝ‬ ‫ﺍﻥ‬ ‫ﻧﺣﺎﻭﻝ‬500,000‫ﺍﻟﻑ‬ ‫ﻣﺎﺋﺔ‬ ‫ﺧﻣﺱ‬‫ﻳﻭﺭﻭ‬. ‫ﻣﻌﻧﺎ‬ ‫ﻳﻌﻣﻠﻭﻥ‬ ‫ﺍﻟﺫﻳﻥ‬ ‫ﺍﻻﻣﻼﻙ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬ ‫ﺍﻟﻣﻬﻧﻳﻳﻥ‬ ‫ﻣﻥ‬ ‫ﻧﻁﻠﺏ‬ ‫ﻧﺣﻥ‬‫ﺍﻻﻣﻼﻙ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺎﺟﻳﺭ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺳﻭﻳﻕ‬ : ‫ﺗﺧﻁﻳ‬ ‫ﻭ‬ ‫ﺍﻟﻣﺳﺗﺎﺟﺭﻩ‬‫ﻁ‬. ‫ﺍﻟﻣﺳﺗﺎﺟﺭ‬ ‫ﻭ‬ ‫ﺍﻟﻣﻠﻙ‬ ‫ﺻﺎﺣﺏ‬ ‫ﺑﻳﻥ‬ ‫ﺍﻟﻌﻼﻗﺔ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺎﺟﻳﺭ‬ ‫ﺧﺭﺍﺋﻁ‬ ‫ﻧ‬ ‫ﻭ‬ ‫ﻧﻬﺗﻡ‬‫ﺍ‬ ‫ﺟﺩ‬‫ﻳﻁﻠ‬ ‫ﺧﺩﻣﺔ‬ ‫ﺍﻭ‬ ‫ﻁﻠﺏ‬ ‫ﻯ‬‫ﺑ‬‫ﻭ‬ ‫ﺍﻟﻛﻬﺭﺑﺎء‬ ‫ﻭ‬ ‫ﺍﻟﻣﺎء‬ ‫,ﺗﻭﻓﻳﺭ‬ ‫.ﺻﻳﺎﻧﺔ‬ ‫ﺑﻳﺗﻳﺔ‬ ‫,ﻁﻠﺑﺎﺕ‬ ‫,ﺍﻣﺣﺎء‬ ‫ﺍﻟﺯﺑﻭﻥ‬ ‫ﻪ‬ ‫ﺍﺧﺭﻯ‬ ‫ﺍﺷﻳﺎء‬ ‫ﻭ‬ ‫,ﺗﺟﺩﻳﺩ‬ ‫ﺍﻟﻐﺎﺯ‬
  • 12. 12    ‫ﻧﺣﻥ‬ ‫ﻣﻥ‬)1( GV‫ﺟﺩﻳﺩﺓ‬ ‫ﺷﺭﻛﺔ‬‫ﺗ‬‫ﺍﻟﺫﻫﺑﻳﺔ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬ ‫ﺍﻳﺟﺎﺩ‬ ‫ﺣﺎﻭﻝ‬‫ﻟﻼ‬‫ﺷﺧﺎﺹ‬‫ﺍﻟﻣﺳﺗﺛﻣﺭﻳﻥ‬ ‫ﺍﻭﺭﻭﺑﻳﻥ‬ ‫ﺍﻟﻐﻳﺭ‬.‫ﻗﺭﺍﺭ‬ ‫ﺣﺳﺏ‬14/2013‫ﻓﻰ‬ 27‫ﻣﻥ‬‫ﺳﺑﺗﻣﺑﺭ‬‫ﺗﺣﺳ‬ ‫ﺍﻭﻟﻭﻳﺎﺗﻧﺎ‬ ‫ﻣﻥ‬ ‫ﻭ‬‫ﻳ‬‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﺣﻳﺎﺓ‬ ‫ﻥ‬‫ﺍﻻﻣﺛﻝ‬ ‫ﺍﻟﺣﻝ‬ ‫ﺑﺎﻋﻁﺎء‬‫ﻟ‬‫ﺍﻟﺗﺟﺎﺭﺓ‬ ‫ﺗﻁﻭﺭ‬. ‫ﺍﻟﻣﺧ‬ ‫ﺍﻥ‬‫ﺗ‬‫ﻣﻥ‬ ‫ﺍﻛﺛﺭ‬ ‫ﺗﺟﺭﺑﺔ‬ ‫ﻟﺩﻳﻬﻡ‬ ‫ﻟﺩﻳﻧﺎ‬ ‫ﺍﻟﻌﺎﻣﻠﻳﻥ‬ ‫ﺻﻳﻥ‬20‫ﺍﻟﻣﺎﻟﻳﺔ‬ ‫ﻣﻧﺎﻁﻕ‬ ‫ﻭ‬ ‫ﺍﻟﻌﻘﺎﺭ‬ ‫ﻭ‬ ‫ﺍﻻﻣﻼﻙ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬ ‫ﺳﻧﺔ‬‫ﻭ‬ ‫ﺍﻟﺩﻭﻟﻳﻳﻥ‬ ‫ﺍﻟﻣﺳﺗﺷﺎﺭﻳﻥ‬‫ﻳﺳﺎﻋ‬‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬ ‫ﻣﻛﺛﻔﺔ‬ ‫ﺑﺻﻭﺭﺓ‬ ‫ﺍﻻﺳﺗﺷﺎﺭﺍﺕ‬ ‫ﻻﻋﻁﺎﺋﻛﻡ‬ ‫ﺩﻭﻧﻧﺎ‬. ‫ﻣﻬﻧ‬ ‫ﻓﺭﻳﻕ‬ ‫ﻟﺩﻳﻧﺎ‬ ‫ﻭ‬‫ﻣﺗ‬ ‫ﻰ‬‫ﻌﺩ‬‫ﺩ‬‫ﺑ‬ ‫ﺍﻟﻧﺻﺎﺋﺢ‬ ‫ﻻﻋﻁﺎء‬ ‫ﺍﻟﻠﻐﺎﺕ‬‫ﻭ‬ ‫ﺍﻟﻔﺭﻧﺳﻳﺔ‬ ‫ﻭ‬ ‫ﺍﻟﺭﻭﺳﻳﺔ‬ ‫ﻭ‬ ‫ﺍﻻﻧﻛﻠﻳﺯﻳﺔ‬ ‫ﻭ‬ ‫ﺍﻻﺳﺑﺎﻧﻳﺔ‬ ‫ﻣﺛﻝ‬ ‫ﻣﺗﻌﺩﺩﺓ‬ ‫ﻠﻐﺎﺕ‬ ‫ﺍﻻﺧﺭﻯ‬ ‫ﺍﻟﻠﻐﺎﺕ‬ ‫ﻟﺑﻘﻳﺔ‬ ‫ﻣﺗﺭﺟﻣﻳﻥ‬ ‫ﺍﻳﺟﺎﺩ‬. ‫ﺍﻥ‬‫ﺍﻟﺭﺋﻳﺳﻰ‬ ‫ﺍﻟﻣﻛﺗﺏ‬‫ﻟﻭﻛﺳﻣﺑﻭﺭﻙ‬ ‫ﺋﻳﺑﻳﺯﺍﻭ‬ ‫ﻭ‬ ‫ﺑﺭﺷﻠﻭﻧﺔ‬ ‫ﻓﻰ‬ ‫ﻛﺫﻟﻙ‬ ‫ﻣﻛﺎﺗﺏ‬ ‫ﻋﻧﺩﻧﺎ‬ ‫ﻟﻛﻥ‬ ‫ﻭ‬ ‫ﻣﺩﺭﻳﺩ‬ ‫ﻓﻰ‬. ‫ﺍﻟﺣﺻﺹ‬ ‫ﺍﺻﺣﺎﺏ‬‫ﺷﺭﻛﺗﻧﺎ‬ ‫ﻓﻰ‬: ‫ﻳﻠﻰ‬ ‫ﻛﻣﺎ‬ ‫ﻫﻡ‬ %60‫ﻣﻥ‬‫ﺍﻻﺩﺍﺭﺓ‬ %40‫ﻣﺎﻟﻰ‬ ‫ﺍﺳﺗﺛﻣﺎﺭ‬
  • 13. 13    ‫ﻧﺣﻥ‬ ‫ﻣﻥ‬)2( ‫ﺷﺭﻳﻛﻧﺎ‬)GABINETE CONSULTING EMPERSARIAL(‫ﻣﻊ‬ ‫ﺍﻟﺿﺭﺍﺋﺏ‬ ‫ﻛﻣﻣﺛﻝ‬ ‫ﺗﻌﻣﻝ‬ ‫ﺯﺑﺎﺋﻧﻧﺎ‬‫ﺍﻟﺿﺭﻳﺑﺔ‬ ‫ﻗﻭﺍﻧﻳﻥ‬ ‫ﻣﻊ‬ ‫ﺍﻟﺗﻣﺷﻳﺔ‬ ‫ﻟﺗﺎﻣﻳﻥ‬. ‫ﻣﻊ‬ ‫ﻧﻌﻣﻝ‬ ‫ﻧﺣﻥ‬)LENER(‫ﺷﺭﻛﺔ‬ ‫ﻫﻰ‬ ‫ﻭ‬‫ﻣﺅﺳﺳﺔ‬ ‫ﻗﺎﻧﻭﻧﻳﺔ‬‫ﻭ‬ ‫ﺑﺭﺷﻠﻭﻧﺔ‬ ‫ﻓﻰ‬‫ﺳﻳ‬‫ﻔﻳﻼ,ﺋﻭﻓ‬‫ﻳﺩ‬‫ﻭ‬,‫ﻓ‬‫ﺎﻻﺩ‬‫ﻭ‬‫ﻟﻳﺩ,ﻭ‬ ‫ﻓ‬‫ﻳ‬‫ﻛﻭ‬.‫ﻟﻠﺯﺑﺎﺋﻥ‬ ‫ﻧﻘﺩﻡ‬ ‫ﻭ‬‫ﺍ‬ ‫ﻭ‬ ‫ﺿﺭﻳﺑﻳﺔ‬ ‫ﻭ‬ ‫ﻗﺎﻧﻭﻧﻳﺔ‬ ‫ﻧﺻﺎﺋﺢ‬‫ﺍﺟﺎﺯ‬ ‫ﻭ‬ ‫ﺍﻟﺗﺎﺷﻳﺭﺓ‬ ‫ﻁﻠﺏ‬ ‫ﻣﺳﺎﺋﻝ‬ ‫ﻭ‬ ‫ﻗﺗﺻﺎﺩﻳﺔ‬‫ﻭ‬ ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺓ‬ ) ‫ﺍﻥ‬ ‫ﻭ‬ ‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬LENER‫ﺩ‬ ‫ﻣﻧﻅﻣﺔ‬ ‫ﻓﻰ‬ ‫(ﻋﺿﻭ‬‫ﻭ‬‫ﻭ‬ ‫ﺍﻭﺭﻭﺑﺎ‬ ‫ﻓﻰ‬ ‫ﺍﻟﺯﺑﺎﺋﻥ‬ ‫ﺗﺳﺎﻋﺩ‬ ‫ﺍﻟﺗﻰ‬ ‫ﺍﻻﻣﺭﻳﻛﻰ‬ ‫ﻟﻠﻘﺎﻧﻭﻥ‬ ‫ﻟﻳﺔ‬ ‫ﺍﻣﺭﻳﻛﺎ‬ ‫ﻗﺎﺭﺓ‬.‫ﺍﻻﺳﺗﺛﻣﺎﺭ‬ ‫ﻣﺟﺎﻝ‬ ‫ﻓﻰ‬
  • 14. 14    ‫ﺣﻘﻭ‬‫ﺍﻟﻁﺑﻊ‬ ‫ﻕ‬:2014‫ﺍﻭﺭﻭﺑﻳﺔ‬ ‫ﺍﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬Golden eurorisedence visas ,SL ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻗﺑﻝ‬ ‫ﻣﻥ‬ ‫ﺻﺩﺭﺕ‬ ‫ﺍﻟﻭﺛﻳﻘﺔ‬ ‫ﻫﺫﺓ‬ ‫ﺍﻥ‬eurovisa.com-info@golden ‫,ﺍﻯ‬ ‫ﺍﻟﻣﻠﻛﻳﺔ‬ ‫ﺣﻭﻝ‬ ‫ﻣﻌﻠﻭﻣﺎﺕ‬ ‫ﻫﻧﺎﻙ‬ ‫ﻭ‬ ‫ﺍﻻﻭﺭﻭﺑﻳﺔ‬(+34)917819570 ‫ﺍﻟﻭﺛﻳﻘﺔ‬ ‫ﻟﻛﻝ‬ ‫ﺍﻭ‬ ‫ﻟﻘﺳﻡ‬ ‫ﺍﺳﺗﻧﺳﺎﺥ‬ ‫ﺍﻭ‬ ‫ﺟﺩﻳﺩ‬ ‫ﺍﺻﺩﺍﺭ‬C/Fray Juan Gil 5 – bajo ‫ﺍﻻﻗﺎﻣﺔ‬ ‫ﺗﺎﺷﻳﺭﺓ‬ ‫ﻣﻥ‬ ‫ﺧﻁﻰ‬ ‫ﺗﺎﻳﻳﺩ‬ ‫ﻳﺻﺎﺣﺑﻪ‬ ‫ﺍﻥ‬ ‫ﻳﺟﺏ‬‫ﺍﻻﻭﺭﻭﺑﻳﺔ‬http//www.golden-eurovisa http//www.golden-eurovisa.com (+34)917819570 C/Fray Juan Gil 5 – bajo 28002 MADRID-SPAIN