Debtmerica Relief helps in changing troublesome debt into more manageable payments. Check out its customer's reviews to find whether it a good or bad company for debt consolidation.

1. Debtmerica Relief Reviews –
Good or Bad Company?
PROS: Debtmerica is both AFCC and IAPDA accredited.
CONS: The average allowance after fees is just around 29 percent, lower than what
other services provide.
VERDICT: You can find a service that saves you money with less than average
savings. Although, this company offers great resources for helping you remain out of
debt.
Debtmerica Review
Debtmerica concentrates on debt relief services and helps you change troublesome
debt into more manageable payments. To begin working with Debtmerica, you fill out
the computerized worksheet on the company website with state you live in, your total
amount of debt and contact information. A senior debt professional will then get in touch
with you with a free estimate.

2. Debtmerica – Eligibility& Application
You must have at least $10,000 in unsecured debts, to qualify with Debtmerica,
although this number may change depending on what kinds of debt you have and
where you live. Qualifying debts include medical bills, credit card debt and other lines of
unsecured credit. Some loan consolidation loans do not manage all debts, for instance
payday loan consolidation and student loan consolidation are often not options. Each
account is taken care of on a case-by-case basis, and the debt professional who gets in
touch with you should provide all of this information upfront.
Contacting customer service,we calculated this score based on our experience.
Higher is Better
1. New Era Debt Solutions 90%
2. National Debt Relief 85%
3. Category Average 81.50%
4. Accredited Debt Relief 80%
5. Debtmerica 75%
Other information that company ought to legally share with in is the length of your
program. While this may differ once you start, before you enrol for a consolidation
program, you should be given a good estimate. On average, it's consolidation programs
takes around 24 to 48 months, which is well within the industry average timeframe.
Debtmerica – Cost & Fees
As required by FTC law, Debtmerica does not charge advanced fees, nor does it try to
find loopholes by charging account maintenance fees or consultation fees. Debtmerica
charges a fee of 20 to 24 percent of your total enrolled debt once it effectively
negotiates with your creditors. On an average, savings after fees are almost 29 percent,
which is lower than what other services offer. During your program, you might be told to
stop directly paying your leasers and to put your money into a FDIC-insured savings

3. account; this money will later go toward paying Debtmerica's and your creditors fees.
While this is a common practice, it is important to note that you are still in charge of your
debts, late accounts and fees sent to collections. While this service can attempt to
decrease the calls from those you owe money to, this is frequently not possible.
Debtmerica – Company Accreditations
This service has a magnificent rating with business-rating elements and few customer
complaints. More importantly, Debtmerica is IAPDA and AFCC accredited. These
accreditation organizations are private companies that work as consumer promoters to
guarantee debt relief companies adhere to FTC regulations.
The company website has useful data about the risks of consolidation loans for bad
credit and debt consolidation. Also, an extremely useful top articles section gives tips for
maintaining a debt-free life. Articles in this area include how to effectively manage your
credit and how to avoid debt.
Debtmerica – Summary
This bill consolidation company has a solid accreditations and reputation from industry-
specific agencies. Besides, the company's website has suitable articles and information
to help you manage your finances more effectively and stay out of debt.