Working women are independent and they would always want to live with it even during their retirement. Here are various factors they should consider while they plan for their retirement.

1. In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the
monies invested in Linked Insurance Products completely or partially till the end of fifth year

2. Only one-third of women over sixty
years are married, and on an average,
women will survive their husbands by
fifteen years. The combination of being
on their own and living longer means
that women need far more retirement
income than do most men

3. Only one-third of women over sixty-vears
are married, and on an average, women
will survive their husbands by fifteen
years. The combination of being on their
own and living longer means that women
need far more retirement income than do
most men.
Depending on one person’s retirement
savings might be insufficient, as it will
be difficult to maintain same life style
post retirement on single person.

4. Only one-third of women over sixty-vears
are married, and on an average, women
will survive their husbands by fifteen
years. The combination of being on their
own and living longer means that women
need far more retirement income than do
most men.
Depending on one person’s retirement
savings might be insufficient, as it will be
difficult to maintain same life style post
retirement on single person.
By making little sacrifices today, you
can help lock in the retirement lifestyle
andsecurity you want tomorrow,
helping to assure that retirement years
for you and your family are in fact your
golden years - safe, secure, free of
financial worry

5. Only one-third of women over sixty-vears
are married, and on an average, women
will survive their husbands by fifteen
years. The combination of being on their
own and living longer means that women
need far more retirement income than do
most men.
Depending on one person’s retirement
savings might be insufficient, as it will be
difficult to maintain same life style post
retirement on single person.
By making little sacrifices today, you can
help lock in the retirement lifestyle and
security you want tomorrow, helping to
assure that retirement years for you and
your family are in fact your golden
years—safe, secure, free of financial worry
Always have a long-term view when
saving for retirement. It will be
beneficial in the later years for your
family when health declines and
medical expenses increase, including
extra care, which may be in-home or in
a facility.

6. Only one-third of women over sixty-vears
are married, and on an average, women
will survive their husbands by fifteen
years. The combination of being on their
own and living longer means that women
need far more retirement income than do
most men.
Depending on one person’s retirement
savings might be insufficient, as it will be
difficult to maintain same life style post
retirement on single person.
By making little sacrifices today, you can
help lock in the retirement lifestyle and
security you want tomorrow, helping to
assure that retirement years for you and
your family are in fact your golden
years—safe, secure, free of financial worry
Always have a long-term view when
saving for retirement. It will be beneficial
in the later years for your family when
health declines and medical expenses
increase, including extra care, which may
be in-home or in a facility.
Consider sacrificing some current salary
in return for a good retirement plan,
and seek out employers who will match
part or all of your savings in a
contributory plan.

7. Only one-third of women over sixty-vears
are married, and on an average, women
will survive their husbands by fifteen
years. The combination of being on their
own and living longer means that women
need far more retirement income than do
most men.
Depending on one person’s retirement
savings might be insufficient, as it will be
difficult to maintain same life style post
retirement on single person.
By making little sacrifices today, you can
help lock in the retirement lifestyle and
security you want tomorrow, helping to
assure that retirement years for you and
your family are in fact your golden
years—safe, secure, free of financial worry
Always have a long-term view when
saving for retirement. It will be beneficial
in the later years for your family when
health declines and medical expenses
increase, including extra care, which may
be in-home or in a facility.
Consider sacrificing some current salary in
return for a good retirement plan, and
seek out employers who will match part or
all of your savings in a contributory plan.
The reasons behind the gender pay gap
are up for debate, but the reality is
women earn less than men, women
often are unable to invest as much as
men. So, they need to invest more in
retirement plans, to ensure a secured
future.

8. Only one-third of women over sixty-vears
are married, and on an average, women
will survive their husbands by fifteen
years. The combination of being on their
own and living longer means that women
need far more retirement income than do
most men.
Depending on one person’s retirement
savings might be insufficient, as it will be
difficult to maintain same life style post
retirement on single person.
By making little sacrifices today, you can
help lock in the retirement lifestyle and
security you want tomorrow, helping to
assure that retirement years for you and
your family are in fact your golden
years—safe, secure, free of financial worry
Always have a long-term view when
saving for retirement. It will be beneficial
in the later years for your family when
health declines and medical expenses
increase, including extra care, which may
be in-home or in a facility.
Consider sacrificing some current salary in
return for a good retirement plan, and
seek out employers who will match part or
all of your savings in a contributory plan.
The reasons behind the gender pay gap
are up for debate, but the reality is women
earn less than men, women often are
unable to invest as much as men. So, they
need to invest more in retirement plans, to
ensure a secured future.
Raising children or caring for elderly
parents means taking time out of the
workforce. Losing those high-paying
years could result in lower Social
Security payments in retirement. Taking
time out of the workforce could also
mean less money.

9. Only one-third of women over sixty-vears
are married, and on an average, women
will survive their husbands by fifteen
years. The combination of being on their
own and living longer means that women
need far more retirement income than do
most men.
Depending on one person’s retirement
savings might be insufficient, as it will be
difficult to maintain same life style post
retirement on single person.
By making little sacrifices today, you can
help lock in the retirement lifestyle and
security you want tomorrow, helping to
assure that retirement years for you and
your family are in fact your golden
years—safe, secure, free of financial worry
Always have a long-term view when
saving for retirement. It will be beneficial
in the later years for your family when
health declines and medical expenses
increase, including extra care, which may
be in-home or in a facility.
Consider sacrificing some current salary in
return for a good retirement plan, and
seek out employers who will match part or
all of your savings in a contributory plan.
The reasons behind the gender pay gap
are up for debate, but the reality is women
earn less than men, women often are
unable to invest as much as men. So, they
need to invest more in retirement plans, to
ensure a secured future.
Raising children or caring for elderly
parents means taking time out of the
workforce. Losing those high-paying
years could result in lower Social
Security payments in retirement. Taking
time out of the workforce could also
mean less money.
Women are already at a disadvantage when it comes to saving for retirement.
They tend to take more time away from the workplace to care for family
members, are less likely to have access to retirement benefits, and live longer
than men.
Single women are in an even worse spot. They can’t count on a spouse’s
income to help shore up their retirement savings. They’re more likely to be
shouldering all of their housing costs both while they’re working and in
retirement.
Thus, for working women, HDFC Life Click 2 Retire is an amazing plan, which
protects your principal at risk. There are no Intermediary Charges* and they,
therefore, do not eat away at your corpus. There is no liquidity option and
hence it supports the purpose of retirement planning.
*The product has only Fund Management Charge & Investment Guarantee Charge

10. Depending on one person’s retirement
savings might be insufficient, as it will be
difficult to maintain same life style post
retirement on single person.
By
Always have a long-term view when
saving for retirement. It will be beneficial
in the later years for your family when
health declines and medical expenses
increase, including extra care, which may
be in-home or in a facility.
Consider sacrificing some current salary in
return for a good retirement plan, and
seek out employers who will match part or
all of your savings in a contributory plan.

11. Source Link(s): http://www.thehindu.com/features/metroplus/women-and-financial-planning/article8289676.ece
http://pinksworth.com/retirement-planning
http://articles.economictimes.indiatimes.com/2014-03-03/news/47859602_1_single-women-regular-basis-husbands/3
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Registered Office: HDFC Standard Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400
011.
Email: Buyonline@HDFCLife.in, Tel No: 1800-266-9777 (9 am to 9 pm).
Life Insurance Coverage is available in this product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully
before concluding a sale. HDFC Life Click 2 Retire (UIN No: 101L108V02, Form No: P501) is a Unit linked online pension plan. Unit Linked Life Insurance products are
different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks
associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured
is responsible for his/her decisions. HDFC Standard Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand
and HDFC Life Click 2 Retire (UIN No: 101L108V02, Form No: P501) is only the name of the unit linked life insurance contract. The name of the company, name of the
brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable
charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do
not in any way indicate the quality of these plans, their future prospects and returns. "The name/letters "HDFC" in the name/logo of the Company belongs to Housing
Development Finance Corporation Limited and is used by HDFC Life under a license/agreement." ARN: MC/05/2016/7915
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