Owners of construction companies face different risks every day. Construction Insurance is mandatory for every project. Your business will be protected by insurance, which can cover you for risks and disasters, as well as material, human, and physical injuries.

1. BGES Group Insurance

2. Owners of construction companies face different risks every day. Construction Insurance is
mandatory for every project. Your business will be protected by insurance, which can cover you for
risks and disasters, as well as material, human, and physical injuries.

3. Liability Insurance
Liability Insurance protects contractors from injuries,
property damage, and accidents to third parties.
Construction companies are often on another person's
property while working on a project. If an employee
causes property damage that is not covered by the
contract, liability insurance will protect you. It will
protect the client's loss as well as any gain you may have.
Construction companies often have heavy equipment on
site. Clients and other visitors will also be present to
check progress. Liability insurance will protect you in the
event that someone is injured while your company is
operating. For example, if a client is struck by a falling
object, and is hurt, then liability insurance will cover you.

4. Workers' compensation is a program that helps
companies to pay for the benefits of employees who are
injured on the job. The coverage will cover lost wages,
medical costs, and rehabilitation costs related to getting
the employee back on their feet.
Some states do not require workers comp insurance.
Many states require coverage for each employee,
whether they are legal or illegal, if there are more than
one.
Even though you don't have to have Worker Comp
Insurance, it can be an important part of your company’s
risk management. If your company doesn't have the right
coverage, and an employee gets hurt on the job, you will
be responsible for all costs. You can see the financial
impact it can have on your company, considering how
high medical costs are today.

5. External Links:
Builders Risk Insurance
Contractor Insurance
General Construction Insurance
Types Of Construction Insurance
Workers Compensation Insurance
Website:
BGES Group Insurance