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Technology-Enabled
Development Hourglass
  Micro-Finance Case Study




         © Gaurav Mishra
The
Development
 Hourglass                                                      Enable
                         More Privileged Societies            Engagement




                    Institutional                    Enable
                   Infrastructure                     Flow




                         Less Privileged Societies              Enable
                                                                Access




 © Gaurav Mishra
Technology-
  Enabled
Development                                                    Enable
                       More Privileged Societies             Engagement
 Hourglass
                                                      - Web 2.0
                                                      - Mobile 2.0

                   Institutional                    Enable
                  Infrastructure                     Flow

                                            - Enterprise ICT
                                            - Enterprise 2.0

                        Less Privileged Societies               Enable
                                                                Access

                                                     - Mobile Phones
                                                     - Community Telecenters


© Gaurav Mishra
Technology-
  Enabled
Development                                                   Enable
                        More Privileged Societies           Engagement
 Hourglass:
Microfinance                                         - Micro philanthropy
                                                     - Change blogging
 Case Study
                   Institutional                 Enable
                  Infrastructure                  Flow

                                   - Enterprise ICT Enabled Meta-MFI
                                   - MFI Knowledge Network

                         Less Privileged Societies             Enable
                                                               Access

                                                     - Mobile Payment
                                                     - Community Telecenter
                                                     Based MFIs
© Gaurav Mishra
Technology-
  Enabled                            DISRUPTION

Development
 Hourglass:
                          - Micro            - Mobile Money
Microfinance              Philanthropy       Transfers
 Case Study
                  SM4SC                                        ICT4D
                          - Change Blogging - Enterprise ICT
 Typology of              - MFI Knowledge Enabled Meta-
                          Network           MFI
Technologies                                - Community
                                            Telecenter Based
                                            MFIs



                                         ADOPTION

© Gaurav Mishra
Technology-
  Enabled                             DISRUPTION

Development
 Hourglass:
                           - Micro             -Mobile Money
Microfinance               Philanthropy        Transfers (GSMA
 Case Study                (Kiva)              & CGAP)

                   SM4SC                                          ICT4D
                           - Change Blogging   - Enterprise ICT
 Real-World                - MFI Knowledge     Enabled Meta-MFI
                           Network (Unitus     (Bank Andara &
 Examples: It              & Mifos)            SmartAid)
Already Exists                                 - Community
                                               Telecenter Based
   in Parts                                    MFIs


                                          ADOPTION

 © Gaurav Mishra
Technology-
  Enabled
Development                                                    Enable
                          More Privileged Societies          Engagement
 Hourglass:
Microfinance                                          - Micro philanthropy
                                                      - Change blogging
 Case Study
                    Institutional                 Enable
                   Infrastructure                  Flow
 Next Step:                         - Enterprise ICT Enabled Meta-MFI
Putting it All                      - MFI Knowledge Network

 Together                 Less Privileged Societies             Enable
                                                                Access

                                                      - Mobile Payment
                                                      - Community Telecenter
                                                      Based MFIs
 © Gaurav Mishra
Technology-
  Enabled
Development                                                   Enable
 Hourglass               More Privileged Societies          Engagement

                                                     - Web 2.0
                                                     - Mobile 2.0
 Next Steps:
               Institutional
 Case Studies Infrastructure                   Enable
                                                Flow
on Education,                            - Enterprise ICT
  Health &                               - Enterprise 2.0

  Activism           Less Privileged Societies                 Enable
                                                               Access

                                                     - Mobile Phones
                                                     - Community Telecenters


 © Gaurav Mishra

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Technology Enabled Development Hourglass: Micro Finance Case Study

  • 1. Technology-Enabled Development Hourglass Micro-Finance Case Study © Gaurav Mishra
  • 2. The Development Hourglass Enable More Privileged Societies Engagement Institutional Enable Infrastructure Flow Less Privileged Societies Enable Access © Gaurav Mishra
  • 3. Technology- Enabled Development Enable More Privileged Societies Engagement Hourglass - Web 2.0 - Mobile 2.0 Institutional Enable Infrastructure Flow - Enterprise ICT - Enterprise 2.0 Less Privileged Societies Enable Access - Mobile Phones - Community Telecenters © Gaurav Mishra
  • 4. Technology- Enabled Development Enable More Privileged Societies Engagement Hourglass: Microfinance - Micro philanthropy - Change blogging Case Study Institutional Enable Infrastructure Flow - Enterprise ICT Enabled Meta-MFI - MFI Knowledge Network Less Privileged Societies Enable Access - Mobile Payment - Community Telecenter Based MFIs © Gaurav Mishra
  • 5. Technology- Enabled DISRUPTION Development Hourglass: - Micro - Mobile Money Microfinance Philanthropy Transfers Case Study SM4SC ICT4D - Change Blogging - Enterprise ICT Typology of - MFI Knowledge Enabled Meta- Network MFI Technologies - Community Telecenter Based MFIs ADOPTION © Gaurav Mishra
  • 6. Technology- Enabled DISRUPTION Development Hourglass: - Micro -Mobile Money Microfinance Philanthropy Transfers (GSMA Case Study (Kiva) & CGAP) SM4SC ICT4D - Change Blogging - Enterprise ICT Real-World - MFI Knowledge Enabled Meta-MFI Network (Unitus (Bank Andara & Examples: It & Mifos) SmartAid) Already Exists - Community Telecenter Based in Parts MFIs ADOPTION © Gaurav Mishra
  • 7. Technology- Enabled Development Enable More Privileged Societies Engagement Hourglass: Microfinance - Micro philanthropy - Change blogging Case Study Institutional Enable Infrastructure Flow Next Step: - Enterprise ICT Enabled Meta-MFI Putting it All - MFI Knowledge Network Together Less Privileged Societies Enable Access - Mobile Payment - Community Telecenter Based MFIs © Gaurav Mishra
  • 8. Technology- Enabled Development Enable Hourglass More Privileged Societies Engagement - Web 2.0 - Mobile 2.0 Next Steps: Institutional Case Studies Infrastructure Enable Flow on Education, - Enterprise ICT Health & - Enterprise 2.0 Activism Less Privileged Societies Enable Access - Mobile Phones - Community Telecenters © Gaurav Mishra