The document discusses challenges faced by the transgender population in accessing quality healthcare. It notes that transgender individuals experience higher rates of poor health outcomes like HIV infection and suicide attempts compared to the general population. Access to healthcare is difficult due to provider discrimination, lack of provider experience, and insurance policies that deny coverage for transition-related care. While recent policies like the ACA have increased coverage, more needs to be done to improve the standard of care for transgender individuals and ensure access to necessary medical services. Recommendations include increasing provider education, creating more transgender-friendly healthcare environments, and implementing policies to establish a comprehensive standard of care.
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Transgender Health Care Access Barriers
1. EMMA ROMBERG
2/23/16
POLICY BRIEF: THE STATE OF TRANSGENDER HEALTH CARE
1 | P a g e
Beingtransgenderwasnota common
topicfor general conversationuntil Caitlyn
Jennerpubliclymade herdebut. Now,itisa
hot topic,discussedmore openlythanever
before. Thisincrease inawarenessof whatit
meansto be transgenderbringsattentionto
issuesthataffectthispopulation,andpressure
to improve the currentsituation,specifically
challengesfoundintransgenderhealthcare.
Those whoidentifyastransgenderare
people whose “genderidentity,gender
expression,orbehavior”doesnotmatchwith
whatis commonlyassociatedwiththe sex to
whichtheywere assignedatbirth.1
The
transgenderpopulationinthe UnitedStatesis
estimatedtobe at 0.3% of the general
population,orabout1 millionU.S.adults.1
The
estimate isbasedona twostate surveythat
was averagedandappliedtothe nation’s
demographics,and isconsideredtobe an
underestimate.2
The transgenderpopulationfacesa
higherprevalenceof poorhealthoutcomes
whencomparedtothe general population.
Theyare at a higherriskfor beingHIV-positive
(4 timesas likely),substance abuse problems,
and have a dramaticallyhighersuicide attempt
rate (40%),all of whichare compounded among
transgenderracial minorities.3
Theyhave higher
ratesof mental illnessthanthe general
populationaswell.4
Theseissuesare amplified
due to the risksassociatedwithpoverty.
Transgenderindividualshave a14%
unemploymentrate,almostdouble the national
average.3
Thiscontributestothe higherratesof
poverty,andlowerratesof employment-based
insurance. Theyare more likelytobe uninsured
whencomparedtoboth the general population,
and lesbian,gay,andbisexual populations.5
Priorto 2014, manyinsurance policiescould
denycoverage toopenlytransgender
individualsbasedonbeingtransgender asa pre-
existingcondition.1
Evenafterthe Affordable
Care Act (ACA) bannedthiscoverage denial,
transition-relatedcare,especiallysexual
reassignmentsurgery(SRS),canstill be denied
and still is,eveninthe VA.1
Evenafterthisban
and the expansionof Medicaidbythe ACA,
some transgenderindividualsfallintothe
“coverage gap” and are unable toaffordhealth
insurance.6
One studyconcludedthat50% of
transgender
participants
surveyedhad
postponed
curative care
whenill because
of provider
discriminationor
affordability,
more than
double the
national
average
(20%).7
The same
studyfound
that abouta
quarterof
respondents
made less
than $20,000
a year,
makingthe
affordability
Defining Transgender
Health & Health Care among the Transgender
Population
Table 1. Transgender
Postponement of Care
AADAPTED FROM CRUZ, T., 2014 (7)
Table 2. Demographics of
Transgender Sub-Population
BADAPTED FROM CRUZ, T., 2014 (7)
2. EMMA ROMBERG
2/23/16
POLICY BRIEF: THE STATE OF TRANSGENDER HEALTH CARE
2 | P a g e
of healthcare a strong factorin theirdecisionto
seek healthcare.7
In one of the biggestsurveysonthe
transgenderpopulation,the National
TransgenderDiscriminationSurvey(NTDS),19%
of respondentswere uninsured,withthe same
percentage beingdeniedcare bytheirprovider
due to theirgenderidentity.1
The percentage of
those whowere deniedcare ishigheramong
transgenderminorities.5
The NTDS foundthat 28% of
participantshadexperiencedverbal harassment
ina medical settingwhentheydidseekcare.1
Providererrorsincompetentlyaddressing
transgenderpatientscaninclude misconduct,
verbal abuse,andprejudicedconnotationsas
well ascommitmenttobinarysex categoriesin
restrooms,EMRs,intake forms,andother
areas.8
Thiscan resultindecreasedattendance,
assistance seeking, andfailure todisclose
transgenderstatuswhichcandecrease overall
qualityof care.8
Providerdiscriminationisa
majordeterrentfortransgenderpatients
seekingcare.
Providerinexperience isalsoanissue in
transgenderpatientsseekingqualityand
competenthealthcare. One studythat
surveyedtransgenderpatientsfoundthatin
50% of cases,the patienthadtaught
transgendercare to hisor her provider.5
Inthis
case,there are manyunnecessaryreferralsto
specialistsforroutine healthcare thatcan be
done bythe primarycare physician.9
Thisdrives
up out-of-pocketcostsfortransgenderpatients
because manyinsurance policiesdonotcover
transition-relatedcare. Some policiesdocover
counselingandhormone therapy,butdeny
sexual reassignmentsurgery(SRS) onthe basis
that isnot the standard of care. However,SRS
has beenshowntoreduce genderdysphoriain
transgenderpatientswithhighpercentagesof
female andmale transgenderpatients
requestingit(75% and 90% respectively).1
Itis
alsoendorsedbythe WorldProfessional
AssociationforTransgenderHealth(WPATH) in
theirStandardsof Care, the AmericanMedical
Association,andthe AmericanPsychological
Assocation.1
Findingaproviderthatconforms
to currentrecommendationsfortransgender
healthcare is verydifficult,in2012 onlysix
physiciansperformedSRS.1
Thismakes
competent,comprehensive,continuous,and
affordable care nearlyimpossible.
The lack of accessto affordable,quality
healthcare has resultedinpoorerpopulation
health. Healthcare is oftennottailoredtothe
needsof the patient, issuesof sexual healthand
potential treatmentoptionssuchashormone
therapy,mental healthcounseling,andSRSare
oftennotdiscussed. Itisestimatedthat50% of
transgenderindividualshave obtainedinjected
hormoneseitherillegallyoroutside of a
traditional medical setting.6
Thishasobvious
risksincludingdisease transmissionthrough
sharingneedles,low-qualityandpotentially
dangeroushormones,andnomonitoringof co-
morbiditiesassociatedwithlong-termuse of
hormones.6
Qualityof care iscloselylinkedwiththe
providerwillingnesstolistenandacceptance of
the patient’sself-identifiedgender.9
Evenif the
providerisinexperienced,the humanenessof
boththe providerandmedical staff ishighly
valuedbytransgenderpatients.10
When
combinedwithtechnical competence,high
qualitycare contributedtohigherlevelsof
patientsatisfactionwhichthenincreased
overall healthstatus.10
The emotional andpsychologicalcost
on the transgenderpopulationisenormous.
What is the cost?
3. EMMA ROMBERG
2/23/16
POLICY BRIEF: THE STATE OF TRANSGENDER HEALTH CARE
3 | P a g e
Theirattemptedsuicide rate is41%,nearlyforty
timesgreaterthanthe general populationat
1.6%.1
Theyface up to fourtimeshigherrates
of HIV infectioncomparedtothe general
population.3
There isblatantheterosexist
beliefsthatare inherenttothe healthcare
system. Thisincludesbinarysex categoriesin
EMRs, restroomchoices,verbal harassmentof
transgenderpatientsbyproviders,anddenialof
care to transgenderpatients. All of these and
more contribute tocontinuedmarginalization
and the stigmafaced by the transgender
populationresultinginhigherratesof poor
healthoutcomes,decreaseduse of necessary
medical services,andoverall patient
dissatisfactionwithcare.
Providinghealthcare tothe
transgenderpopulationisbothaffordableand
cost-effective. One studyfoundthatif the U.S.
general populationassumedthe cost,each
memberwouldhave topayan additional
$0.016 per month.11
The same study estimated
that providercoverage wouldbe cost-effective
in85% of casesusingthe commonthresholdof
$100,000 perQALY.11
The AMA has estimated
that providinghealthcare to transgender
people wouldbe almostcost-saving,withan
incremental cost-effectivenessof $500.1
THE HSS & MACY V.DEPARTMENT OF JUSTICE
In 2013, the U.S. Departmentof Health
and HumanServicesinvalidatedMedicare’s
National Coverage Determination140.3which
deniedcoverage of transsexual surgerydue to
sexual discrimination.12
Thisdecisionwas
possible becauseof amajor court appeal in
2012. In Macy v.Departmentof Justice,itwas
determinedthat
discriminationbecause of
identifyingastransgender
was discriminationonthe
basisof sex and therefore
coveredunderTitle VIIof
the Civil RightsActof
1964.13
Thishas
implicationsforratesof
employment-based
insurance aswell,andwill
hopefullydecreasehiring
discrimination.
In 2015, the HSS
publishedproposedrules
for Nondiscriminationin
Health-RelatedInsurance
and OtherHealthRelated
Coverage inSection92.207 to expandthe
currentban on discrimination toinclude gender
identityandsexual orientation.12
These rules
wouldapplytoany issuersof qualifiedhealth
insurance plansthroughthe HealthInsurance
Marketplacesaswell asthose whoreceived
federal financial assistance orassistance
throughHSS.12
Figure 1. Implications of Heterosexist Beliefs in LGBT Heath Care
FROM ALBUQUERQUE ET AL., 2016 (8).
Current Policies, Guidelines, and Rulings
4. EMMA ROMBERG
2/23/16
POLICY BRIEF: THE STATE OF TRANSGENDER HEALTH CARE
4 | P a g e
These court decisionslaidthe
groundworkforthe ACA to ban the denial of
coverage basedonbeingtransgenderasa pre-
existingcondition.
THE ACA, MEDICARE, & MEDICAID
In 2014, the ACA banneddenial of
coverage basedonbeingtransgenderasa pre-
existingcondition.1
Itdoesnotbandenial of
transition-relatedcare,however. Lackof
transition-relatedcare canresultinhigherrates
of illegal andunsafe hormone use,aswell as
self-performedsurgeries.4
Asthe transgender
populationagesand becomeseligible for
Medicare,theygaincoverage forbothroutine
care and hormone therapy,butSRSisnot
covered.1
The expansionof Medicaidhas
increasedaccessaswell butmanytransgender
individualsfall intothe “coverage gap,”making
too little toaffordprivate healthinsurance
plansor payingout-of-pocket,buttoomuchto
qualifyforMedicaid.6
Also,the expansionof
Medicaidvariesbystate resultinginunequal
increasesinaccess.
Althoughthisisa goodfirststep in
addressinghealthcare coverage issues specific
to the transgenderpopulation,more policy
workneedstooccur inorderto improve the
situation inregardstoaccessingthe adequate
care requestedbytransgenderpatients. This
includescoverage of routine andpreventative
care that isindividualizedtotransgender
patients,hormone therapy,counseling,and
SRS.
GUIDELINES
Many prominentorganizations
advocatingforqualityhealthcare forall
populationshave publishedstandardsof care
for transgenderpatients. WPATHhaspublished
recommendationsonstandardsof care
includinghowtomanage routine care,including
hormone therapy,asa primarycare physician.3
The JointCommissionhasalsopublished
general recommendationsandafieldguide for
physiciansinhow toadministerqualityand
competentcare fortransgenderpatients.5
Othermedical andpublichealthassociations
have publiclysupportedcertaintreatmentsas
effectiveandpotentiallylife-savingfor
transgenderpatients. Manyprovidersstill feel
uncomfortable inprovidingtransgender-specific
healthcare despite havingaccesstothese
guidelinesandstandards.5
There isagap in
researchon transgenderhealthpromotionand
maintenance,withmanypapersfocusingonthe
abnormalityof beingtransgenderwiththe
accompanyingdiseases.5
At an educational level,physiciansare
requiredto attendcultural competencytraining
courses. Thistraininghasthe potential tobe
effectiveif implementedcorrectlywithan
emphasisonsensitivityandunderstanding.
However,ithasthe tendencytoreduce culture
to a simple,one-dimensional state thatcanbe
taught ina seriesof courseswhichcan reinforce
stereotypesandassumptions.4
Onthe other
hand,it can make providerstooneutral andcan
restricthonestdiscussionsbetweenprovider
and transgenderpatient. Providersmayfeel
that beingneutral towardsgenderidentityis
refrainingfromusinganyidentifierswhichcan
limitopportunitiesforgenderdisclosure bythe
patient.4
Thiscanbe detrimentaltothe health
of the patientandlimitthe care the provideris
able to give.
INCREASE POPULATION-BASEDRESEARCH ON
TRANSGENDER POPULATIONS
Increasingresearchontransgender
healthandhealthcare is vital toimprovingthe
Recommendations
5. EMMA ROMBERG
2/23/16
POLICY BRIEF: THE STATE OF TRANSGENDER HEALTH CARE
5 | P a g e
access to,and the qualityof healthcare they
receive. There isalack of researchon
promotingtransgenderhealthaswell as
general characteristicsof the transgender
population.
HealthyPeople 2020 iscurrently
developingwaystoincrease the numberof
population-baseddatasystemsthatmonitor
and identifythe transgenderpopulation.14
Many organizationsare pushingfora
comprehensive reviewanddevelopmentof
more researchinboth demographicsandhealth
statusof the transgenderpopulation. Thisis
necessaryinorderto informprovider
education,andpolicy-makinginregardsto
creatinga standardof care.
INCREASE PROVIDER EDUCATIONON
TRANSGENDER-SPECIFICCARE
In manycases,providerinexperience
resultedinlossof trustand incompetent care.
There isa lackof educationabouttransgender-
specifichealthcare. Thisneedstobe
implementedinbothmedical school settings
and alsoreinforcedthroughoutpracticing
providers. Educatingprimarycare physicians
aboutcontinuedhormone use among
transgenderpatientstoincrease continuityof
visitswouldbuildtrustandconfidence between
patientandprovider,aswell aseliminate many
unnecessaryreferralstospecialists. Also
educatingprimarycare physiciansaboutroutine
care, suchas the needforpapsmearsamong
female tomale patientsthathave not
undergone SRS,wouldbe vital toimprove
sexual andoverall healthof transgender
patients.Thiseducationwouldalsoneedtobe
appliedtocertainspecialtiesthatsee ahigher
percentage of transgenderpatients,including
endocrinologists,urologists,obstetrics,
gynecologists,emergencyphysicians,and
plasticandreconstructive surgeons.1
Educationfor providerscaninclude
manyareas while caringfora patientsuchas,
while takingmedicalhistory,askingforthe
patient’spreferredname andpronounwhich
allowsforan opendialogue aboutgender
identity. There are additional questionsfora
transgendermedical historyincludingpast
hormone use,andtakinga detailedand
accurate sexual history.15
Also,askingabout
mental healthhistoryisimportanttodetermine
readinessforhormones.15
Duringphysical
examinations,there are some differencesin
how it shouldbe conductedaccordingto
transgenderstatus,hormone use,andSRSthat
shouldbe takenintoaccount. 15
Educatingprovidersabouttransgender-
specifichealthcare wouldresultingreater
providerconfidence intreatingtransgender
patientsandhopefullyincreaseopendiscussion
betweencapable providersandtransgender
patients.
CREATE A TRANSGENDER FRIENDLY
ENVIRONMENTIN PROVIDER SETTINGS
Creatinga transgenderfriendly
environmentincludesseveral basicchangesto
intake forms,EMRs,genderneutral bathrooms,
and alteringandaddingsome questionswhen
addressingtransgenderpatients.
Includinggenderidentityquestionson
intake forms,andEMRs will eliminate feelings
of discriminationandbiastowardstransgender
patientsandincrease theirlevel of comfortin
goingto theirlocal healthcare provider. This
wouldalso include whenaskingabouta
partner,spouse,oranotherparentinthe
household.
Removingthe labelsof male andfemale
bathroomswill assistincreatingamore
transgenderfriendlyprovidersetting.
6. EMMA ROMBERG
2/23/16
POLICY BRIEF: THE STATE OF TRANSGENDER HEALTH CARE
6 | P a g e
Educatingbothprovidersandmedical
staff inhow to addresstransgenderpatientsby
preferredpronounwill create amore
transgenderfriendlysettingandallowfora
standardvocabularyincommunicatingwith
transgenderpatients.
These changescan make itpossible to
transgenderpatientstoaccessandreceive
qualityandcompetenthealthcare.
IMPLEMENT POLICIES FOR TRANSGENDER
HEALTH CARE
Implementingcertainpoliciesto create
a standard of care is importanttodecrease
lapsesinqualityof care and ensure competent
care. Thiswouldnotonlyaffectprovider-based
care but wouldalsoaffectcoverage by
insurance policies. Byhavinganaccepted
standardof care withaccompanying accepted
language,insurance companieswouldnolonger
be able to denycertaintherapiesonthe basis
that theyare notwidelyaccepted,suchasSRS.
It wouldprovide astandardizedvocabularyfor
transgenderpatientstoallowforcompetent
care and give structure tophysicianswhomay
not have a lotof experience withtransgender
patients. Itwouldbe mostbeneficial if itwasa
nation-widestandardof care.
Newpolicieswouldneedtomirroranti-
discriminationlawsaswell toprevent
harassmentanddiscriminationonthe basisof
genderidentityandsexual orientationforboth
providersandinsurance companies. These
couldinclude furthercurrentprovisions
allowingpatientstodecide whocanbe inthe
room withthem,andwhotheycan give power
of attorney. These couldalsogive insurance
companiesstrictguidelinesonwhatcannotbe
denied. ItcouldalsomodifyexistingWPATH
guidelinesthatallowinsurance companiesto
denyroutine care,like papsmearcoverage to
female tomale individuals withoutSRS,to
patientsbecause of discrepanciesbetweenthe
procedure andstatedgenderidentity.
1 Stroumsa D. The State of Transgender HealthCare:
Policy, Law, and MedicalFrameworks. Am J Public
Health. 2014;104(3):e31-e38.
doi:10.2105/ajph.2013.301789.
2 RubinR. Trans health care inthe USA:a longwayto go.
The Lancet. 2015;386(9995):727-728.
doi:10.1016/s0140-6736(15)61525-2.
3 Roberts T, FantzC. Barriers to qualityhealthcare for the
transgender population. Clinical Biochemistry.
2014;47(10-11):983-987.
doi:10.1016/j.clinbiochem.2014.02.009.
4 Baker K, BeaganB. MakingAssumptions, Making Space:
An Anthropological Critique of Cultural Competency
and Its Relevance to Queer Patients. Medical
Anthropology Quarterly. 2014;28(4):578-598.
doi:10.1111/maq.12129.
5 Lim F, Brown D, Justin Kim S. CE. Addressing
healthcare disparities in the lesbian, gay, bisexual,
and transgender population:a review ofbest
practices. AJN, American Journal of Nursing.
2014;114(6):24-34.
doi:10.1097/01.naj.0000450423.89759.36.
6 Daniel H, Butkus R. Lesbian, Gay, Bisexual, and
Transgender HealthDisparities:Executive Summary
of a PolicyPositionPaper Fromthe American
College of Physicians. Annals of Internal Medicine.
2015;163(2):135-148. doi:10.7326/m14-2482.
7 Cruz T. Assessing access to care for transgender and
gender nonconformingpeople: A considerationof
diversityin combating discrimination. Social Science
& Medicine. 2014;110:65-73.
doi:10.1016/j.socscimed.2014.03.032.
8 Albuquerque G, de Lima GarciaC, da Silva Quirino G et al.
Access to healthservices bylesbian, gay, bisexual,
and transgender persons:systematic literature
review. BMCInt Health Hum Rights. 2016;16(2):1-
10. doi:10.1186/s12914-015-0072-9.
9 Sperber J, Landers S, Lawrence S. Access to HealthCare
for TransgenderedPersons:Results of a Needs
Assessment inBoston. International Journal of
Transgenderism. 2005;8(2-3):75-91.
doi:10.1300/j485v08n02_08.
References
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2/23/16
POLICY BRIEF: THE STATE OF TRANSGENDER HEALTH CARE
7 | P a g e
10 Bockting W, Robinson B, Benner A, Schletema K. Patient
Satisfaction withTransgender HealthServices.
Journal of Sex & Marital Therapy. 2004;30(4):277-
294. doi:10.1080/00926230490422467.
11 Padula W, Heru S, Campbell J. Societal Implications of
HealthInsurance Coverage for MedicallyNecessary
Services inthe U.S. Transgender Population:A Cost-
Effectiveness Analysis. Journal of General Internal
Medicine. 2015;[Epub aheadof print]:1-8.
doi:10.1007/s11606-015-3529-6.
12 Department of HealthandHumanServices.
Nondiscrimination In Health Programs And
Activities;Proposed Rule. FederalRegister;
2015:54189-54190.
13 U.S. Equal Employment OpportunityCommission. Macy
v. Department ofJustice, EEOCAppealNo.
0120120821. 2016. Available at:
http://www.eeoc.gov/decisions/0120120821%20M
acy%20v%20DOJ%20ATF.txt. AccessedFebruary7,
2016.
14 HealthyPeople.gov. Lesbian, Gay, Bisexual, and
Transgender Health| HealthyPeople 2020. 2016.
Available at:
http://www.healthypeople.gov/2020/topics-
objectives/topic/lesbian-gay-bisexual-and-
transgender-health. Accessed January 24, 2016.
15 WilliamsonC. Providing Care to Transgender Persons:A
Clinical Approachto PrimaryCare, Hormones, and
HIV Management. Journal of the Association of
Nurses in AIDS Care. 2010;21(3):221-229.
doi:10.1016/j.jana.2010.02.004.