Kotak Group is a financial services conglomerate based in India. It was founded in 1985 with 30 lakh rupees and has grown significantly since. Key milestones include starting businesses in finance, securities, asset management, banking, insurance, and expanding globally. Kotak Life Insurance is a leading life insurer in India that provides protection and savings products. Becoming an Insurance Manager Direct for Kotak Life offers opportunities for a successful entrepreneurial career, high income including recurring income, international recognition, and support from Kotak Life in training and business development.

1. Welcome to
the IM – D Business
Opportunity

2. MDRT Club
Kotak Group
c
This corporate go getter embarked on the success journey in
1985 with Kotak Capital Management
Finance using 30 lac rupees borrowed from
friends & family members who ran a cotton-trading business.
Since then, there have been no ‘Ups &
Downs’, only ‘Ups & Ups’.
The group hasn’t looked back and has
always aimed to move upwards, to
move towards success.

3. JOURNEY OF KOTAK GROUP
1986 - ‘KOTAK MAHINDRA FINANCE LIMITED’STARTS WITH BILL
DISCOUNTING with a overall capital of just Rs 30 Lakh
1990 - ‘AUTO FINANCE DIVISION’ STARTED
1991 - ‘INVESTMENT BANKING DIVISION’ was rolled out
1995 – “KOTAK SECURITIES” - BROKERAGE AND DISTRIBUTION was
Launched
1998 - ENTERED ‘MUTUAL FUND MARKET’ with the Launch of
‘KOTAK MAHINDRA ASSET MANAGEMENT COMPANY LTD’
2001 - TIES UP WITH ‘OLD MUTUAL’ FOR ‘LIFE INSURANCE BUSINESS’

4. 2003 - 1ST and only NBFC then to get a ‘COMMERCIAL BANKING
LICENCE’. Kotak Mahindra Bank
2005 - LAUNCHES ‘REAL ESTATE FUND’
2008 - GOVT OF INDIA APPOINTS KOTAK AS ONE OF FIVE COMPANIES
TO MANAGE NEW PENSION SYSTEM UNDER THE REGULATORY BODY
PFRDA
2009 - STARTS OPERATIONS ACROSS THE GLOBE IN THREE CONTINENTS
2015 - ACQUIRES ING VYSYA BANK making KMBL a dominant player in
South India as well
THE JOURNEY CONTINUES

5. Kotak Group comprises of

6. Kotak Mahindra Group has more than 33
years of experience
across a wide range of financial products
Total Assets of
₹ 2,30,805Cr*
Net worth of
₹ 60,231Cr*
More than 39,200
Employees^
MDRT Club
Kotak Group

7. The Life Insurance Industry in India
The life insurance market in India was valued at
INR 4,185 Billion in FY 2017 and is likely to expand
at a compound annual growth rate (CAGR) of
~11.6% during FY 2018 to FY 2023.
In 2016, India's share in the global life insurance
market was ~2.36% and ranked 10 among 88
countries.
24 Life Insurance companies operate in India.

9. Importance of Life Insurance
• Protection
- Thumb rule for protection - 15 times the annual income
- Only 8% of the Indian Population have adequate financial
protection.
• Long Term Savings
- To meet Future Financial Obligations like Child Education,
Child Marriage, Retirement etc

10. COMFORT
Rents, Interests
Pension, Dividends
R.Rs: 6,000
I. Rs: 3,000
P.Rs: 7,000
D.Rs: 2,000
POVERTY
NEED BASED
LUXURY INCOME
MAN @ WORK MONEY @ WORK
Salary / Profit
Rs: 80,000
Rs: 18,000Rs: 80000
Risk
Death (or) Critical Illness
Annual Income x 15 Times Life Cover
Peace of Mind
( Pro Active )
CATEGORIES OF LIVING
POM

11. IMPORTANCE OF LIFE INSURANCE
Life Insurance can help businesses as well
▪ Risk Mitigation Tool – Key Man Insurance
▪ Business Continuity Tool - Insurance for Partnership Firms
▪ Retention Tool and Tax Planning Tool – Employer Employee
Schemes
▪ Assets that are not attachable in nature – MWP Act Policies
▪ HUF
▪ NRI

12. IMPORTANCE OF LIFE INSURANCE
Stock MarketCrashed / InterestRates are dropping down –
Insurance is the best avenue to get secured returns.
COIVD 19 Coveredby Kotak Policies.
Extended Tax Benefit– Many customers are searching avenues of
Tax Benefits.
Buy an Insurance when you don’t need it, it will be too late when
you'll need it.
Premiums like to go up significantly during and after the Covid Crisis

13. References
Investments in Marketfrom10 year return shows less than 7% return which creates UNCERTANITY
Traditional Policies aren’t volatile and have been giving stable returns over the long term for a long period now.

14. MDRT Club
Kotak Life
Kotak Life Insurance is one of the fastest
growing insurance companies in India,
covering over 20 million lives
nationwide.
It delivers outstanding value to its
customers through high customer
empathy and understanding, lifetime of
exceptional service and a suite of
insurance products.

15. MDRT Club
Kotak Life Achievements

16. Source : KLI Annual Report
MDRT Club
Financial Strength of Kotak
Life
Rupees In Crore

17. WHY KOTAK LIFE

18. For internal circulation
only
For internal circulation
only
Insurance Manager Direct

19. IMD – INSURANCE MANAGER DIRECT
• An great opportunity to join hands with Kotak Life and be a
successfulentrepreneur in this growing Industry.
• Opportunity to provide financial solutions for self, family, friends,
retail clients and business houses as well.
• Huge Income – Upto 35% of Incentive on business sourced.
• Recurring Income – upto 5% of Incentive on recurring premium
till premium payment term.

20. IMD – INSURANCE MANAGER DIRECT
• International Level Recognition – MDRT. Avg Income is 10 Lakh in a
year.
• Opportunity to be part of the prestigious Convention of Kotak Life.
(Last Year – Switzerland, Istanbul and Pattaya)
• Opportunity to qualify for HALL Of Fame
• Opportunity to appoint IMD and Advisor and work with a team.
• Will be eligible for Regular Contests like Gold , Car , White Goods Etc

22. How to Start with Kotak Life
▪ Post this Discussion – One to One we will have a Briefing session
on the Products, Model and Process
▪ Life Asia Code would be generated (PAN Card / Other Details would be required)
▪ Business can be started with Rs 2 Lakh or more as a premiumand E Code would be
generated.
▪ Regular Interaction, Training Workshops,Joint Call Support would be extended.
▪ IMD can choose the career they want
Individual Careerpath –
MDRT, Convention
qualifier,consistent LA
Agency Partner – Team
Building