This document provides a mortgage calculator that allows a user to input a purchase price, down payment, and loan adjustments to calculate the mortgage amount, interest rate over a set number of years, principal and interest payment, and amortization schedule showing the breakdown of principal and interest over the life of the loan. An example is provided showing the calculations for a $500,000 purchase price with a $20,000 down payment and $3,000 loan adjustments resulting in a $483,000 mortgage amount at 5% interest over 20 years.

1. For assistance please dial 877‐392‐3539
FREE Mortgage Calculator
Purchase Price 500,000$ Inputs
Less: Down Payment 20,000$
Add: Loan Adjustments 3,000$
Mortgage Amount 483,000$
Interest Rate 5.000%
Years of Payments 20
Principal & Interest 3,187.59$
Optional Escrow Amounts:
Property Taxes
Homeowners Insurance
Mortgage Insurance
Total Mortgage Payment
Total Interest Paid
Amortization Schedule of Mortgage:
Payment
Number
Principal Interest Ending Balance
1 1,175.09$ 2,012.50$ 481,824.91$
2 1,179.99$ 2,007.60$ 480,644.92$
3 1,184.90$ 2,002.69$ 479,460.02$
4 1,189.84$ 1,997.75$ 478,270.18$
5 1,194.80$ 1,992.79$ 477,075.38$
6 1,199.78$ 1,987.81$ 475,875.60$
7 1,204.77$ 1,982.82$ 474,670.83$
8 1,209.79$ 1,977.80$ 473,461.04$
9 1,214.84$ 1,972.75$ 472,246.20$
10 1,219.90$ 1,967.69$ 471,026.30$
11 1,224.98$ 1,962.61$ 469,801.32$
12 1,230.08$ 1,957.51$ 468,571.24$
13 1,235.21$ 1,952.38$ 467,336.03$
14 1,240.36$ 1,947.23$ 466,095.67$
15 1,245.52$ 1,942.07$ 464,850.15$
16 1,250.71$ 1,936.88$ 463,599.44$

2. 17 1,255.93$ 1,931.66$ 462,343.51$
18 1,261.16$ 1,926.43$ 461,082.35$
19 1,266.41$ 1,921.18$ 459,815.94$
20 1,271.69$ 1,915.90$ 458,544.25$
21 1,276.99$ 1,910.60$ 457,267.26$
22 1,282.31$ 1,905.28$ 455,984.95$
23 1,287.65$ 1,899.94$ 454,697.30$
24 1,293.02$ 1,894.57$ 453,404.28$
25 1,298.41$ 1,889.18$ 452,105.87$
26 1,303.82$ 1,883.77$ 450,802.05$
27 1,309.25$ 1,878.34$ 449,492.80$
28 1,314.70$ 1,872.89$ 448,178.10$
29 1,320.18$ 1,867.41$ 446,857.92$
30 1,325.68$ 1,861.91$ 445,532.24$
31 1,331.21$ 1,856.38$ 444,201.03$
32 1,336.75$ 1,850.84$ 442,864.28$
33 1,342.32$ 1,845.27$ 441,521.96$
34 1,347.92$ 1,839.67$ 440,174.04$
35 1,353.53$ 1,834.06$ 438,820.51$
36 1,359.17$ 1,828.42$ 437,461.34$
37 1,364.83$ 1,822.76$ 436,096.51$
38 1,370.52$ 1,817.07$ 434,725.99$
39 1,376.23$ 1,811.36$ 433,349.76$
40 1,381.97$ 1,805.62$ 431,967.79$
41 1,387.72$ 1,799.87$ 430,580.07$
42 1,393.51$ 1,794.08$ 429,186.56$
43 1,399.31$ 1,788.28$ 427,787.25$
44 1,405.14$ 1,782.45$ 426,382.11$
45 1,411.00$ 1,776.59$ 424,971.11$
46 1,416.88$ 1,770.71$ 423,554.23$
47 1,422.78$ 1,764.81$ 422,131.45$
48 1,428.71$ 1,758.88$ 420,702.74$
49 1,434.66$ 1,752.93$ 419,268.08$
50 1,440.64$ 1,746.95$ 417,827.44$
51 1,446.64$ 1,740.95$ 416,380.80$

3. 52 1,452.67$ 1,734.92$ 414,928.13$
53 1,458.72$ 1,728.87$ 413,469.41$
54 1,464.80$ 1,722.79$ 412,004.61$
55 1,470.90$ 1,716.69$ 410,533.71$
56 1,477.03$ 1,710.56$ 409,056.68$
57 1,483.19$ 1,704.40$ 407,573.49$
58 1,489.37$ 1,698.22$ 406,084.12$
59 1,495.57$ 1,692.02$ 404,588.55$
60 1,501.80$ 1,685.79$ 403,086.75$
61 1,508.06$ 1,679.53$ 401,578.69$
62 1,514.35$ 1,673.24$ 400,064.34$
63 1,520.66$ 1,666.93$ 398,543.68$
64 1,526.99$ 1,660.60$ 397,016.69$
65 1,533.35$ 1,654.24$ 395,483.34$
66 1,539.74$ 1,647.85$ 393,943.60$
67 1,546.16$ 1,641.43$ 392,397.44$
68 1,552.60$ 1,634.99$ 390,844.84$
69 1,559.07$ 1,628.52$ 389,285.77$
70 1,565.57$ 1,622.02$ 387,720.20$
71 1,572.09$ 1,615.50$ 386,148.11$
72 1,578.64$ 1,608.95$ 384,569.47$
73 1,585.22$ 1,602.37$ 382,984.25$
74 1,591.82$ 1,595.77$ 381,392.43$
75 1,598.45$ 1,589.14$ 379,793.98$
76 1,605.12$ 1,582.47$ 378,188.86$
77 1,611.80$ 1,575.79$ 376,577.06$
78 1,618.52$ 1,569.07$ 374,958.54$
79 1,625.26$ 1,562.33$ 373,333.28$
80 1,632.03$ 1,555.56$ 371,701.25$
81 1,638.83$ 1,548.76$ 370,062.42$
82 1,645.66$ 1,541.93$ 368,416.76$
83 1,652.52$ 1,535.07$ 366,764.24$
84 1,659.41$ 1,528.18$ 365,104.83$
85 1,666.32$ 1,521.27$ 363,438.51$
86 1,673.26$ 1,514.33$ 361,765.25$

4. 87 1,680.23$ 1,507.36$ 360,085.02$
88 1,687.24$ 1,500.35$ 358,397.78$
89 1,694.27$ 1,493.32$ 356,703.51$
90 1,701.33$ 1,486.26$ 355,002.18$
91 1,708.41$ 1,479.18$ 353,293.77$
92 1,715.53$ 1,472.06$ 351,578.24$
93 1,722.68$ 1,464.91$ 349,855.56$
94 1,729.86$ 1,457.73$ 348,125.70$
95 1,737.07$ 1,450.52$ 346,388.63$
96 1,744.30$ 1,443.29$ 344,644.33$
97 1,751.57$ 1,436.02$ 342,892.76$
98 1,758.87$ 1,428.72$ 341,133.89$
99 1,766.20$ 1,421.39$ 339,367.69$
100 1,773.56$ 1,414.03$ 337,594.13$
101 1,780.95$ 1,406.64$ 335,813.18$
102 1,788.37$ 1,399.22$ 334,024.81$
103 1,795.82$ 1,391.77$ 332,228.99$
104 1,803.30$ 1,384.29$ 330,425.69$
105 1,810.82$ 1,376.77$ 328,614.87$
106 1,818.36$ 1,369.23$ 326,796.51$
107 1,825.94$ 1,361.65$ 324,970.57$
108 1,833.55$ 1,354.04$ 323,137.02$
109 1,841.19$ 1,346.40$ 321,295.83$
110 1,848.86$ 1,338.73$ 319,446.97$
111 1,856.56$ 1,331.03$ 317,590.41$
112 1,864.30$ 1,323.29$ 315,726.11$
113 1,872.06$ 1,315.53$ 313,854.05$
114 1,879.86$ 1,307.73$ 311,974.19$
115 1,887.70$ 1,299.89$ 310,086.49$
116 1,895.56$ 1,292.03$ 308,190.93$
117 1,903.46$ 1,284.13$ 306,287.47$
118 1,911.39$ 1,276.20$ 304,376.08$
119 1,919.36$ 1,268.23$ 302,456.72$
120 1,927.35$ 1,260.24$ 300,529.37$
121 1,935.38$ 1,252.21$ 298,593.99$

5. 122 1,943.45$ 1,244.14$ 296,650.54$
123 1,951.55$ 1,236.04$ 294,698.99$
124 1,959.68$ 1,227.91$ 292,739.31$
125 1,967.84$ 1,219.75$ 290,771.47$
126 1,976.04$ 1,211.55$ 288,795.43$
127 1,984.28$ 1,203.31$ 286,811.15$
128 1,992.54$ 1,195.05$ 284,818.61$
129 2,000.85$ 1,186.74$ 282,817.76$
130 2,009.18$ 1,178.41$ 280,808.58$
131 2,017.55$ 1,170.04$ 278,791.03$
132 2,025.96$ 1,161.63$ 276,765.07$
133 2,034.40$ 1,153.19$ 274,730.67$
134 2,042.88$ 1,144.71$ 272,687.79$
135 2,051.39$ 1,136.20$ 270,636.40$
136 2,059.94$ 1,127.65$ 268,576.46$
137 2,068.52$ 1,119.07$ 266,507.94$
138 2,077.14$ 1,110.45$ 264,430.80$
139 2,085.79$ 1,101.80$ 262,345.01$
140 2,094.49$ 1,093.10$ 260,250.52$
141 2,103.21$ 1,084.38$ 258,147.31$
142 2,111.98$ 1,075.61$ 256,035.33$
143 2,120.78$ 1,066.81$ 253,914.55$
144 2,129.61$ 1,057.98$ 251,784.94$
145 2,138.49$ 1,049.10$ 249,646.45$
146 2,147.40$ 1,040.19$ 247,499.05$
147 2,156.34$ 1,031.25$ 245,342.71$
148 2,165.33$ 1,022.26$ 243,177.38$
149 2,174.35$ 1,013.24$ 241,003.03$
150 2,183.41$ 1,004.18$ 238,819.62$
151 2,192.51$ 995.08$ 236,627.11$
152 2,201.64$ 985.95$ 234,425.47$
153 2,210.82$ 976.77$ 232,214.65$
154 2,220.03$ 967.56$ 229,994.62$
155 2,229.28$ 958.31$ 227,765.34$
156 2,238.57$ 949.02$ 225,526.77$

6. 157 2,247.90$ 939.69$ 223,278.87$
158 2,257.26$ 930.33$ 221,021.61$
159 2,266.67$ 920.92$ 218,754.94$
160 2,276.11$ 911.48$ 216,478.83$
161 2,285.59$ 902.00$ 214,193.24$
162 2,295.12$ 892.47$ 211,898.12$
163 2,304.68$ 882.91$ 209,593.44$
164 2,314.28$ 873.31$ 207,279.16$
165 2,323.93$ 863.66$ 204,955.23$
166 2,333.61$ 853.98$ 202,621.62$
167 2,343.33$ 844.26$ 200,278.29$
168 2,353.10$ 834.49$ 197,925.19$
169 2,362.90$ 824.69$ 195,562.29$
170 2,372.75$ 814.84$ 193,189.54$
171 2,382.63$ 804.96$ 190,806.91$
172 2,392.56$ 795.03$ 188,414.35$
173 2,402.53$ 785.06$ 186,011.82$
174 2,412.54$ 775.05$ 183,599.28$
175 2,422.59$ 765.00$ 181,176.69$
176 2,432.69$ 754.90$ 178,744.00$
177 2,442.82$ 744.77$ 176,301.18$
178 2,453.00$ 734.59$ 173,848.18$
179 2,463.22$ 724.37$ 171,384.96$
180 2,473.49$ 714.10$ 168,911.47$
181 2,483.79$ 703.80$ 166,427.68$
182 2,494.14$ 693.45$ 163,933.54$
183 2,504.53$ 683.06$ 161,429.01$
184 2,514.97$ 672.62$ 158,914.04$
185 2,525.45$ 662.14$ 156,388.59$
186 2,535.97$ 651.62$ 153,852.62$
187 2,546.54$ 641.05$ 151,306.08$
188 2,557.15$ 630.44$ 148,748.93$
189 2,567.80$ 619.79$ 146,181.13$
190 2,578.50$ 609.09$ 143,602.63$
191 2,589.25$ 598.34$ 141,013.38$

7. 192 2,600.03$ 587.56$ 138,413.35$
193 2,610.87$ 576.72$ 135,802.48$
194 2,621.75$ 565.84$ 133,180.73$
195 2,632.67$ 554.92$ 130,548.06$
196 2,643.64$ 543.95$ 127,904.42$
197 2,654.65$ 532.94$ 125,249.77$
198 2,665.72$ 521.87$ 122,584.05$
199 2,676.82$ 510.77$ 119,907.23$
200 2,687.98$ 499.61$ 117,219.25$
201 2,699.18$ 488.41$ 114,520.07$
202 2,710.42$ 477.17$ 111,809.65$
203 2,721.72$ 465.87$ 109,087.93$
204 2,733.06$ 454.53$ 106,354.87$
205 2,744.44$ 443.15$ 103,610.43$
206 2,755.88$ 431.71$ 100,854.55$
207 2,767.36$ 420.23$ 98,087.19$
208 2,778.89$ 408.70$ 95,308.30$
209 2,790.47$ 397.12$ 92,517.83$
210 2,802.10$ 385.49$ 89,715.73$
211 2,813.77$ 373.82$ 86,901.96$
212 2,825.50$ 362.09$ 84,076.46$
213 2,837.27$ 350.32$ 81,239.19$
214 2,849.09$ 338.50$ 78,390.10$
215 2,860.96$ 326.63$ 75,529.14$
216 2,872.89$ 314.70$ 72,656.25$
217 2,884.86$ 302.73$ 69,771.39$
218 2,896.88$ 290.71$ 66,874.51$
219 2,908.95$ 278.64$ 63,965.56$
220 2,921.07$ 266.52$ 61,044.49$
221 2,933.24$ 254.35$ 58,111.25$
222 2,945.46$ 242.13$ 55,165.79$
223 2,957.73$ 229.86$ 52,208.06$
224 2,970.06$ 217.53$ 49,238.00$
225 2,982.43$ 205.16$ 46,255.57$
226 2,994.86$ 192.73$ 43,260.71$

8. 227 3,007.34$ 180.25$ 40,253.37$
228 3,019.87$ 167.72$ 37,233.50$
229 3,032.45$ 155.14$ 34,201.05$
230 3,045.09$ 142.50$ 31,155.96$
231 3,057.77$ 129.82$ 28,098.19$
232 3,070.51$ 117.08$ 25,027.68$
233 3,083.31$ 104.28$ 21,944.37$
234 3,096.16$ 91.43$ 18,848.21$
235 3,109.06$ 78.53$ 15,739.15$
236 3,122.01$ 65.58$ 12,617.14$
237 3,135.02$ 52.57$ 9,482.12$
238 3,148.08$ 39.51$ 6,334.04$
239 3,161.20$ 26.39$ 3,172.84$
240 3,174.37$ 13.22$ (1.53)$
241 3,187.60$ (0.01)$ (3,189.13)$
242 3,200.88$ (13.29)$ (6,390.01)$
243 3,214.22$ (26.63)$ (9,604.23)$
244 3,227.61$ (40.02)$ (12,831.84)$
245 3,241.06$ (53.47)$ (16,072.90)$
246 3,254.56$ (66.97)$ (19,327.46)$
247 3,268.12$ (80.53)$ (22,595.58)$
248 3,281.74$ (94.15)$ (25,877.32)$
249 3,295.41$ (107.82)$ (29,172.73)$
250 3,309.14$ (121.55)$ (32,481.87)$
251 3,322.93$ (135.34)$ (35,804.80)$
252 3,336.78$ (149.19)$ (39,141.58)$
253 3,350.68$ (163.09)$ (42,492.26)$
254 3,364.64$ (177.05)$ (45,856.90)$
255 3,378.66$ (191.07)$ (49,235.56)$
256 3,392.74$ (205.15)$ (52,628.30)$
257 3,406.87$ (219.28)$ (56,035.17)$
258 3,421.07$ (233.48)$ (59,456.24)$
259 3,435.32$ (247.73)$ (62,891.56)$
260 3,449.64$ (262.05)$ (66,341.20)$
261 3,464.01$ (276.42)$ (69,805.21)$

9. 262 3,478.45$ (290.86)$ (73,283.66)$
263 3,492.94$ (305.35)$ (76,776.60)$
264 3,507.49$ (319.90)$ (80,284.09)$
265 3,522.11$ (334.52)$ (83,806.20)$
266 3,536.78$ (349.19)$ (87,342.98)$
267 3,551.52$ (363.93)$ (90,894.50)$
268 3,566.32$ (378.73)$ (94,460.82)$
269 3,581.18$ (393.59)$ (98,042.00)$
270 3,596.10$ (408.51)$ (101,638.10)$
271 3,611.08$ (423.49)$ (105,249.18)$
272 3,626.13$ (438.54)$ (108,875.31)$
273 3,641.24$ (453.65)$ (112,516.55)$
274 3,656.41$ (468.82)$ (116,172.96)$
275 3,671.64$ (484.05)$ (119,844.60)$
276 3,686.94$ (499.35)$ (123,531.54)$
277 3,702.30$ (514.71)$ (127,233.84)$
278 3,717.73$ (530.14)$ (130,951.57)$
279 3,733.22$ (545.63)$ (134,684.79)$
280 3,748.78$ (561.19)$ (138,433.57)$
281 3,764.40$ (576.81)$ (142,197.97)$
282 3,780.08$ (592.49)$ (145,978.05)$
283 3,795.83$ (608.24)$ (149,773.88)$
284 3,811.65$ (624.06)$ (153,585.53)$
285 3,827.53$ (639.94)$ (157,413.06)$
286 3,843.48$ (655.89)$ (161,256.54)$
287 3,859.49$ (671.90)$ (165,116.03)$
288 3,875.57$ (687.98)$ (168,991.60)$
289 3,891.72$ (704.13)$ (172,883.32)$
290 3,907.94$ (720.35)$ (176,791.26)$
291 3,924.22$ (736.63)$ (180,715.48)$
292 3,940.57$ (752.98)$ (184,656.05)$
293 3,956.99$ (769.40)$ (188,613.04)$
294 3,973.48$ (785.89)$ (192,586.52)$
295 3,990.03$ (802.44)$ (196,576.55)$
296 4,006.66$ (819.07)$ (200,583.21)$

10. 297 4,023.35$ (835.76)$ (204,606.56)$
298 4,040.12$ (852.53)$ (208,646.68)$
299 4,056.95$ (869.36)$ (212,703.63)$
300 4,073.86$ (886.27)$ (216,777.49)$
301 4,090.83$ (903.24)$ (220,868.32)$
302 4,107.87$ (920.28)$ (224,976.19)$
303 4,124.99$ (937.40)$ (229,101.18)$
304 4,142.18$ (954.59)$ (233,243.36)$
305 4,159.44$ (971.85)$ (237,402.80)$
306 4,176.77$ (989.18)$ (241,579.57)$
307 4,194.17$ (1,006.58)$ (245,773.74)$
308 4,211.65$ (1,024.06)$ (249,985.39)$
309 4,229.20$ (1,041.61)$ (254,214.59)$
310 4,246.82$ (1,059.23)$ (258,461.41)$
311 4,264.51$ (1,076.92)$ (262,725.92)$
312 4,282.28$ (1,094.69)$ (267,008.20)$
313 4,300.12$ (1,112.53)$ (271,308.32)$
314 4,318.04$ (1,130.45)$ (275,626.36)$
315 4,336.03$ (1,148.44)$ (279,962.39)$
316 4,354.10$ (1,166.51)$ (284,316.49)$
317 4,372.24$ (1,184.65)$ (288,688.73)$
318 4,390.46$ (1,202.87)$ (293,079.19)$
319 4,408.75$ (1,221.16)$ (297,487.94)$
320 4,427.12$ (1,239.53)$ (301,915.06)$
321 4,445.57$ (1,257.98)$ (306,360.63)$
322 4,464.09$ (1,276.50)$ (310,824.72)$
323 4,482.69$ (1,295.10)$ (315,307.41)$
324 4,501.37$ (1,313.78)$ (319,808.78)$
325 4,520.13$ (1,332.54)$ (324,328.91)$
326 4,538.96$ (1,351.37)$ (328,867.87)$
327 4,557.87$ (1,370.28)$ (333,425.74)$
328 4,576.86$ (1,389.27)$ (338,002.60)$
329 4,595.93$ (1,408.34)$ (342,598.53)$
330 4,615.08$ (1,427.49)$ (347,213.61)$
331 4,634.31$ (1,446.72)$ (351,847.92)$

11. 332 4,653.62$ (1,466.03)$ (356,501.54)$
333 4,673.01$ (1,485.42)$ (361,174.55)$
334 4,692.48$ (1,504.89)$ (365,867.03)$
335 4,712.04$ (1,524.45)$ (370,579.07)$
336 4,731.67$ (1,544.08)$ (375,310.74)$
337 4,751.38$ (1,563.79)$ (380,062.12)$
338 4,771.18$ (1,583.59)$ (384,833.30)$
339 4,791.06$ (1,603.47)$ (389,624.36)$
340 4,811.02$ (1,623.43)$ (394,435.38)$
341 4,831.07$ (1,643.48)$ (399,266.45)$
342 4,851.20$ (1,663.61)$ (404,117.65)$
343 4,871.41$ (1,683.82)$ (408,989.06)$
344 4,891.71$ (1,704.12)$ (413,880.77)$
345 4,912.09$ (1,724.50)$ (418,792.86)$
346 4,932.56$ (1,744.97)$ (423,725.42)$
347 4,953.11$ (1,765.52)$ (428,678.53)$
348 4,973.75$ (1,786.16)$ (433,652.28)$
349 4,994.47$ (1,806.88)$ (438,646.75)$
350 5,015.28$ (1,827.69)$ (443,662.03)$
351 5,036.18$ (1,848.59)$ (448,698.21)$
352 5,057.17$ (1,869.58)$ (453,755.38)$
353 5,078.24$ (1,890.65)$ (458,833.62)$
354 5,099.40$ (1,911.81)$ (463,933.02)$
355 5,120.64$ (1,933.05)$ (469,053.66)$
356 5,141.98$ (1,954.39)$ (474,195.64)$
357 5,163.41$ (1,975.82)$ (479,359.05)$
358 5,184.92$ (1,997.33)$ (484,543.97)$
359 5,206.52$ (2,018.93)$ (489,750.49)$
360 (489,750.49)$ (2,040.63)$ 0$

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