Bank Management Presentation

1. WELCOME TO OUR
PRESENTATION
Financial Statement Analysis
Of Bank Asia Limited

2. THE OPTIMISTS
Name ID Photograph
Md. Ashrafuzzaman 1844601033
Md. Parvez Hasan 1944801004
Habiba Sultana 1944801012
Tarikul Islam Emon 1944801045
Dollie Alter 1914701074

3. INTRODUCTION

4. INTRODUCTION
Establishment
Vision
Bank Asia is a third generation public limited
commercial bank. It received the Certificate of
Incorporation on September 28, 1999 and came to
operation on November 27, 1999.
Bank Asia's vision is to have a poverty free
Bangladesh in course of a generation in the new
millennium, reflecting the national dream. Our vision
is to build a society where human dignity and human
rights receive the highest consideration along with
reduction of poverty.

5. INTRODUCTION
MR. RUMEE A HOSSAIN
Director & Chairman of the Executive Committee
Mr. Rumee A Hossain is one of the Sponsor Shareholders of Bank
Asia Limited. He is a graduate in Mechanical Engineering and an
MBA in International Business Management. He has more than 27
years of business experience in several industries such as
Electronics, Telecom, Pharmaceuticals, IT, Publishing and
construction. He is the Managing Director of Rangs Industries
Limited. (Distributor of Toshiba and Samsung) and Romask Limited.
Currently, he is the Chairman of Executive Committee of the Board
of Bank Asia Limited

6. BANK ASIA LIMITED
Balance Sheet
Particulars 31 DEC 2021 31 DEC 2020 Change(%)
Total Assets 438293m 408961m 7.2%
Particulars 31 DEC 2021 31 DEC 2020 Change(%)
Total Liabilities 410937m 381580m 7.7%
Total Shareholders’ Equity 27356 27381 (0.09%)
Total Liabilities & Shareholders’ Equity 438293m 408961m 7.2%
Amount in Taka

7. BANK ASIA LIMITED
Income Statement
Particulars 31 DEC 2021 31 DEC 2020 Change(%)
Total operating income 16,693m 13,179m 26.66%
Total operating expenses 7,500 7,108 5.5%
Profit before provision 9,193 6,071
Total provision 4,785 2,113
Total profit before tax 4,406 3,958
Tax 1,700 1,922
Net profit after tax 2,706m 2,036m 32.91%
Amount in Taka

8. BANK ASIA LIMITED
TOTAL DEPOSITS
Particulars 31 DEC 2021 31 DEC 2020 Change(%)
1. Demand Deposits
Current accounts and other accounts 26,286m 24,685m
Bills payable 3,978 3,748
Savings bank/Mudaraba savings deposits 7,129 5,775
Foreign currency deposits (non interest bearing) 12,127 9,204
Sundry deposits 25,237 25,469
74,758m 68,881m
2. Time deposits
Savings bank/Mudaraba savings deposits 72,083 58,392
Fixed deposits/Mudaraba fixed deposits 104,695 107,557
Foreign currency deposits (interest bearing) 3 3
Special notice deposit 26,536 29,395
Deposits under schemes 39,707 38,800
243,024 234,147
Total Deposits 317,782 303,028 4.9%
Amount in Taka

9. BANK ASIA LIMITED
TOTAL RESERVE
Particulars 31 DEC 2021 31 DEC 2020 Change(%)
Statutory reserve 10,725m 9,844m 8.94%
General and other reserve 8 8
Revaluation reserve 2,159 3,778 (42.9%)
Total Reserve 12892 13630 (5.4%)
Amount in
Taka

10. BANK ASIA LIMITED
AVAILABLE LIQUIDITY
Particulars 31 DEC 2021 31 DEC 2020 Change(%)
1. Assets
Cash in hand and with banks 33,365m 17,899m
Balance with other banks and financial institutions 40,361 31,480
Money at call and on short notice 6,400
Investments 77,021 94,251
Loans and advances 262,266 244,642
Fixed assets including premises, furniture and fixtures 6,039 6,708
Other assets 12,840 13,734
Total Assets 438,293m 408,717m
2. Liabilities
Borrowings from Bangladesh Bank, other banks, financial
institutions and agents
56,436m 46,171m
Deposits 317,782 303,028
Provision and other liabilities 36,718 32,136
Total Liabilities 410,936m 381,336
3. Net Liquidity Excess/(Shortage) 2735m 27,381 (0.09%)
Amount in Taka

11. BANK ASIA LIMITED
Statement of Changes(%)
Total Asset 7.2%
Total Liability 7.7
Total Shareholders’ Equity (0.09%)
Total operating income 26.66%
Total operating expenses 5.5%
Net profit after tax 32.91%
Total Deposits 4.9%
Total Reserve 5.4%
Net Liquidity Excess/(Shortage) (0.09%)

12. BANK ASIA LIMITED
Conclusion: Bank Asia is properly using deposits in profitable sectors. But the debt
ratio is very high. The management of Bank Asia should think about reducing debt ratio.
They are successful in minimizing their operating cost. Increasing liquidity position is
required

13. Thank You