The document discusses the importance of life insurance, noting statistics that show many people are underinsured or lack coverage, and that an unexpected death can cause major financial problems for families. It promotes a life program from DTeamCares.com to help people provide for their loved ones in case something happens to them, and ensure they can leave a legacy through proper financial and insurance provisions. The program aims to ease the burden of loss by protecting dreams and lifestyle for those left behind.

1. Denise David Agency
A Risk Reassurance Resource caring for our neighbors in order to
reduce surprises when the storms of life arrive. Helping our
neighbors to be confident when making insurance and financial
decisions, so that they are able to realize their dreams.
.
DTeamCares.com

2. Why a Life Program?

3. What are your Dreams for the
people you care about?

4. Life can get messy!
If something happened to you,
what provisions do you have in
place for those you care about?

5. The Facts of Life:
• LIMRA Statistics
– 30% have no Life Insurance
– 37% have only Group Insurance
– 50% believe they are underinsured
– 3 in 4 of GenX and GenY households would
be in immediate financial trouble if a wage
earner were to die
HHR – a child born in 2011 will cost $300,000
to raise until the age of 17

6. Life Insurance can never take away
the pain of a loss, however it can
greatly ease the burden of financial
adjustments and life style changes.

7. DTeamCares.com
• What Dreams do you have for the people
you care about?
• What do you have in place to provide for
the people you care about, if something
were to happen to you?

8. When life does get messy,

9. what Legacy Will You Leave?

10. Great Referrals
• Buying a home
• Changing Jobs
• Federal Employees
• Getting Married
• Moving in to the Area
• Graduating College
• Parents/Grandparents that want to give a
gift that will last.