1. Research Proposal
Self Help Groups promoting to entrepreneurship activities in
Patna District, Bihar
Research Guide: Dr. Anjali Kulkarni
Presented By: Bhaskar Kumar, Roll No: 01, Tata Institute of Social Sciences
3. Introduction and Rationale
Self-Help Group is a small voluntary
association of poor people preferably
from the same socio-economic back
drop.
The micro-credit given to them makes
them enterprising; it can be all
women group, all-men group or even
a mixed group.
Entrepreneurship has transformed
many entrepreneurs into successful
business persons and generated
income for rural communities.
Self-help empowers its participants
more so than other externally directed
or implemented programmes.
Compatibility of self-help with cost-
reduction strategies both in terms of
material costs and costs to the
prevailing social and economic
structure.
Plenty of entrepreneurship activities
done with the help of Self Help
Groups.
4. Review of literature
Sl. No Name of Books/
Journal/ Articles/
Reports
Name of
Author
Publishing
year/ issue
date/ Journal
no
Learning's/ Findings Methodology
1. THE IMPACT OF
SHGS, MICRO
FINANCE AND
LIVELIHOOD IN
IMPROVING
THE
SOCIO-
ECONOMIC
STATUS OF
RURAL WOMEN
A study of SHG
members in
Patna district of
Bihar
SWARNA
YADAV
ISSUE DATE:
16/07/ 2014
Approximately 74% of the total
respondents were illiterate,
The average income lies
between Rs. 50 to Rs. 100 per
day in all the three villages,
After 6 months of their SHG
functioning, They got offers
to serve food to Zila parishad
Schools under Mid Day meal
scheme.
This help them building their
Financial Stability. Getting
3500- 4000 monthly salary
Primary data
through personal
interview,
Type of
questionnaire: Semi
structured
questionnaire,
Type of sampling:
Stratified random
sampling,
Number of
respondents: 150
(50 from each
village) i.e., Kurkuri,
Lohanipur and
Maner
5. Cont…
Sl.
No
Name of
Books/
Journal/
Articles/
Reports
Name of
Author
Publishing
year/ issue
date/
Journal no
Learning's/ Findings Methodology
2. Potential
of Self
Help
Groups as
an
Entrepre
neur: A
Case
Study
from
Uttar
Dinajpur
District of
West
Bengal
Anjali
Sharma,
Bikash Roy
and Deepa
Chakravorty
J Soc Sci,
30(1): 83-
87 (2012
About 94.9 percent women involved in
SHGs had taken the responsibility
to decide on the domestic matters of
their Families,
Started innovative activities like “Potato
cultivation in a hay stack”, “multi-
purpose crutch for physically
challenged”, “multipurpose farming
machine”, “disease resistant brinjal
through grafting”, “pedal grinder”,
“paper rolling machine”, “machine for
reusing waste water” and “Herbal fruit
ripener”.
This led to a loan of Rs.1,07,000 from a
nationalized bank which further help
them in expanding.
The current annual sales turnover of this
unit is Rs. 2,306,67 and also have been
able to repay the bank loan.
Randomly
selected
8 villages of three
blocks viz. Chopra,
Islampur and
Itahar of Uttar
Dinajpur district,
Total 25 SHGs and
a sample of 300
women members,
The questions
asked were
interpreted in
the tabular form
in simple
percentages
6. Cont…
Sl.
No
Name of
Books/
Journal/
Articles/
Reports
Name of
Author
Publishing
year/ issue
date/
Journal no
Learning's/ Findings Methodology
3. Case study
of Dibyajyoti
SHG group
Manasi
Mahanta
23/03/201
0
Started a small business venture
independently.
12 members of the SHG has set a bench
mark in micro-enterprise entrepreneur-
ship by establishing the brand of Maa
Pickles in Jajpur.
A loan of RS 1,070,00 from a nationalized
bank.
They have reached an annual sales turn-
over of Rs 2,306,67 and also have been
able to repay the bank loan. All this has
happened due to sear entrepreneurial
skills and initiative shown by 12 members
of the SHG.
Primary data
through
personal
interview,
Type of
questionnaire:
Semi structured
questionnaire,
7. Cont…Sl. No Name of
Books/
Journal/
Articles/
Reports
Name of
Author
Publishi
ng year/
issue
date/
Journal
no
Learning's/ Findings Methodology
4. Case
study
of
Annai-
Indhira
SHGs
Erode
district
Ref.
http://w
ww.erod
e.tn.nic.i
n/shgsuc
cess.htm
2013 This SHG was formed on 16.05.1998 with the
initiative of its 13 members
.
They involved themselves in mulberry
cultivation and silkworm rearing.
They forwarded a proposal for Economic
Assistance under SGSY for sericulture.
Their proposal got sanctioned and a project
cost of Rs.2,40,000 (comprising of subsidy of
Rs.1,20,000 and a matching bank credit) was
disbursed to the SHG members.
They generate 7 to 8 harvests in a year and
since all the family members are involved in
the trade, each family is able to earn a weekly
wage of Rs.1,500.
Secondary data
taken from SGSY
and different
district officials.
8. Cont…
Sl.
No
Name of
Books/
Journal/
Articles/
Reports
Name of
Author
Publishing
year/ issue
date/
Journal no
Learning's/ Findings Methodology
5. Microfin
ance
Self-
Help
groups
in India
Frances
Sinha
Rawat
Publicati
ons, 2009
Having literacy level low.
This group of 20 people started
together to work on Kora Silk Weaving.
Started remitting weekly small savings of
Rs.120 (@ Rs.10 per member).
Graded for Economic Assistance (EA)
under SGSY which led to increment of
their family income of around monthLy
Rs.3,500 to Rs.5,000.
Primary data
collection,
Personal
interview,
Sample size:
20 women
from
Therpatti,
Dharapuram.
9. Objective
To understand how
SHGs is helping in
developing women as
an entrepreneur
To study the
entrepreneurship activities
undertaken by women
with the help of loan
provided by SHGs
To understand how SHGs
have helped in developing
entrepreneurship
To find out inputs by
different organization
through training to SHGs
to developed and
sustain entrepreneurs.
10. Methodology
Place of
study:
Patna
Entrepreneurship activities?
Indulge in bangle selling
activities.
Cloths selling activities
Investing in Fields i.e., crop
growing activities
Masala making
Small Food processing units.
Expected Sample size= 50- 60
Random Sampling
Taking 4- 5 villages
randomly in order
to find individual or
group
entrepreneurs who
took credit from
SHGs in order to
lead their
entrepreneurship
activities
11. Cont…….
However, I will also be taking the help of different organizations;
like: when it comes to differentiating data etc (if needed) .
Organizations are: NABARD, BRLPS, WDC, NIDAN Etc.
