1. There are different types of life insurance claims that can be initiated including death claims, maturity claims, and accident claims.
2. For a death claim, the beneficiary must inform the insurance company and submit documents like the death certificate and policy documents. Additional documents may be required for early deaths or unnatural causes.
3. A maturity claim occurs when the policy term ends and the policyholder has survived. The policyholder submits documents like the policy and discharge form to the insurance company to receive the payout.
4. An accident claim provides additional benefits if death or disability is due to an accident. Documents proving the accident are required in addition to normal death claim documents.
14. In some cases, life insurance policies come attached with a
rider which compensates the policy holder in case death or
disability due to an accident.
The benefit paid is usually more than the basic sum insured,
due to the presence of the accidental rider.
The rider comes at an extra cost and the policy holder is
required to pay additional premium towards this.
17. Claims when the policy holder disappears
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22. Find out more about life insurance and clear your doubts
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