1. GOOD MORNING
좋은 아침입니다
09.10 am. Thursday, 12 May, 2016
Today’s Presentation Topic
Financial Inclusion &Literacy
Presented By
Athoi Rahman
Principal Officer, Credit Administration Department

2. Financial literacy
Financial literacy is the ability to understand how money
works in the world: how someone manages to earn or make
it, how that person manages it, how he/she invests it (turn it
into more) and how that person donates it to help others.

4. Financial Inclusion and Literacy
Access to structured financial services is vital for
facilitating constant economic growth and thus
sustainable development of an economy.
Bangladesh, being the fastest growing developing
economy, is now vigorously trying to achieve a strong
Inclusive Financial system to reduce economic
vulnerabilities of its population. Inclusive financial system
not only helps the underprivileged to build asset and give
access to borrowing, it also helps the government to
monitor any financial system loss.

5. Bangladesh Bank, as a regulating body has always
motivated and directed financial institutions towards
Inclusive Banking policies. Number of banks in the
economy is not the only indicator of financial inclusion,
rather how well the economic actors can access to the
range of diversified financial services at a reasonable cost
defines economic inclusion.
Bangladesh Bank has dedicated its policies to encourage
innovation and promote diverse product to reach different
segment of population. In recent times it has focused
extensively on Financial Literacy, to increase participation in
formal banking and break psychological barrier of
participation. School Banking is the building block of the
Financial Literacy plan.

6. BB launches financial literacy programme
Bangladesh Bank (BB) has launched ‘Financial
Literacy’ programme to educate people about financial
activities, specially the basic banking services.
“Financial inclusion needs to be intensified for establishing economic
stability and expansion of financial literacy can play a significant role in
this regard,” said the Governor of Bangladesh Bank while inaugurating.

7. According to the Green Banking and CSR Department GBCSRD Circular No-
03 of Dated April 09, 2015 Clause No: 3
** For intense monitoring of Financial Inclusion and Financial Literacy
activities, a separate cell named “Financial Inclusion and Financial Literacy”
should be formed at the head office of every Bank.

8. Discussion main points and the decisions taken in the meeting are as
follows:
 All schedule banks are advised vide GBCSRD Circular 03 of dated
09 April 2015 to form a “Financial Inclusion and Financial Literacy” Cell
at their Head/Country Office.
 After formation of the said Financial Inclusion and Financial Literacy
Cell, A respective officer should be assigned for “Focal Point”.
 Need to submit the name of the Focal Point to GBCSRD by
31/05/2015 according to the Bangladesh Bank provided attached
format.
 Primarily the Financial Literacy campaign is focused on two(02)
groups:
 School level upto 18 years old group and
 Vulnerable adults of urban and rural people.
Green Banking & CSR Department
BANGLADESH BANK
Head Office, Dhaka.
Key notes of the Financial Literacy Meeting held
At Bangladesh Bank with all scheduled banks.

9.  Every scheduled bank is advised to develop materials for
Financial Education/Literacy.
 Bangladesh Bank also instructed to create a website link
containing Financial Education and Literacy.
 Banks have to publish financial literacy material pictures, video or
presentations through billboards and any other publishing media
used by the bank.
 A committee lead by the General Manager of GBCSRD Mr.
Monoj Kumar Bisswash is formed to develop the Guideline of
Financial Literacy.
Green Banking & CSR Department
BANGLADESH BANK
Head Office, Dhaka.
Key notes of the Financial Literacy Meeting held
At Bangladesh Bank with all scheduled banks.
(Continued.)

10. A sample of Financial Literacy Campaign advised by Bangladesh Bank

20. Importance of Financial Literacy GloballyImportance of Financial Literacy Globally

21. Financial Literacy initiatives by Bangladesh Bank:Financial Literacy initiatives by Bangladesh Bank:

22. Home Screen of Bangladesh Bank Financial Literacy:Home Screen of Bangladesh Bank Financial Literacy:

23. Maybe you don’t have any idea that Bangladesh Bank FinancialMaybe you don’t have any idea that Bangladesh Bank Financial
Literacy site have some interesting games as below:Literacy site have some interesting games as below:

24. An Audio-Visual for Financial Literacy byAn Audio-Visual for Financial Literacy by
Bangladesh Bank & USAID.Bangladesh Bank & USAID.

25. THAT’S ALL so far.
Athoi Rahman
Principal Officer
Credit Administration Department