Andrew has been helping high net individuals with financial planning since 1996. In his career he has been named one of the top 100 financial planners in the United States and he is a 4 Year Winner from Five Star Professionals.

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2. ANDREW KYRIACOU: HOW MUCH MONEY DO YOU NEED TO RETIRE
COMFORTABLY?

3. RETIREMENT ADVICE OF ANDREW KYRIACOU
ACCORDING TO RETIREMENT ADVICE OF ANDREW KYRIACOU WHENEVER WE ARE ON A JOB
THEN WITH A START THERE IS A CORRESPONDING END OF THAT DUTY. WE ARE NOT TALKING
ABOUT THE START AND END OF THE DAY IT’S ABOUT THE END OF YOUR JOB ON YOUR
RETIREMENT. AS YOU KNOW EVERY ORGANIZATION HAS SOME RULES AND ACCORDING TO
THESE RULES, A PARTICULAR AGE IS SET UP FOR EACH EMPLOYEE. THE EMPLOYEES CAN
WORK ONLY FOR THAT STAGE AND AFTER THAT, THEY SHOULD BE RETIRED FROM THE POST.

4. ALTHOUGH SOME COMPANIES MAY OFFER SOME EXTRA TIME TO WORK FOR THEM AFTER THE
RETIREMENT. IT HAPPENS WHEN THE EMPLOYEE IS STILL HAVING GOOD HEALTH TO WORK
FURTHER AND THE COMPANY REALLY NEED HIS TALENT AND HARD WORK. DUE TO THESE
USEFUL REASONS THEY APPRECIATE AND OFFER MORE TIME TO STAY IN THE POST. BUT THIS
HAPPENS ON VERY SPECIFIC TIMES NOT EVERYONE GETS CHANCE TO WORK LONGER
BECAUSE OF SOME HEALTH ISSUE OR ANY OTHER CAUSE.

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6. SAVINGS AND FUNDS
THE RETIREMENT ADVICE OF ANDREW KYRIACOU, HE DISCUSSED THE SAVINGS AND FUNDS THAT YOU
SAVED FOR YOUR RETIREMENT. DID YOU HAVE ANY PLAN FOR SAVING FOR YOUR RETIREMENT? IF NOT,
THEN IT WILL BE A GREAT LOSS FOR YOU IN THE FUTURE AND IT GOES TOO LATE WHEN YOU REALIZE THE
NEED AND BENEFITS OF SAVINGS AFTER YOU GOT RETIRED. REALLY IT’S A SERIOUS TERM TO TAKE INTO
CONSIDERATION FOR EVERY PEOPLE WHO IS NEAR TO HIS RETIREMENT. THE NEED FOR FUNDS WILL
GROW WHEN YOU ARE IN OLD AGE AND YOUR CAPABILITY TO WORK ALSO GOES LOW. YOU ARE NOT ABLE
TO EARN WELL FOR YOUR INCREASING EXPENSES.

7. THE AGE MAY CALL MANY HEALTH DISEASES, WEAKNESS AND FOR SUCH CONDITIONS, YOU
NEED MORE CASH TO GET THE FACILITIES. ANDREW KYRIACOU SAYS IN HIS ADVICE FOR
RETIREMENT THAT THE HEALTH CARE SERVICES AND OTHER HOSPITAL CHARGES ARE
BECOMING TOO COSTLY AND IT’S DIFFICULT TO PAY THESE LARGE BILLS WHEN YOUR SAVINGS
ARE NOT ENOUGH. AND IT MAY GO WORST WHEN YOU DON’T HAVE ANY SAVINGS FOR THE
FUTURE EXPENSES FOR ALL THE ABOVE SERVICES. HE IS REALLY A CARING ADVISOR WHO
CLEARS YOU WHY YOU NEED THESE SERVICES AND HOW MUCH YOU NEED OR GET IN THESE
SERVICES.

8. ACCORDING TO RETIREMENT ADVICE OF ANDREW KYRIACOU, YOU NEED ENOUGH FUNDS THAT CAN HELP
YOU TO SURVIVE IN THAT AGE COMFORTABLY. SURVIVE MEANS TO GET ALL THE REQUIRED SERVICES
RELATED TO MEDICARE ON ANY OTHER FINANCIAL NEED THAT IS NECESSARY FOR YOUR LIVING. IN THE
RETIREMENT ADVICE OF ANDREW KYRIACOU, HE SUGGESTS THAT START SAVING IN THE EARLY STATE SO
THAT YOU CAN SAVE ENOUGH MONEY THAT CAN SATISFY YOUR FUTURE NEEDS. THE ESTIMATE ABOUT
YOUR SAVING IS UP TO ONE MILLION OR 1.5 MILLION THIS MEANS THAT YOU HAVE TO SAVE
APPROXIMATELY 10 TIMES MORE MONEY THAN YOU ARE EARNING IN THE PRESENT TIME ON YOUR JOB.
FOR SAVING THIS LARGE AMOUNT YOU CAN CHECK THE FOLLOWING TIPS GIVEN IN THE RETIREMENT
ADVICE OF ANDREW KYRIACOU WHEN YOU ARE JUST NEAR TO RETIRE.

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10. ESTIMATE YOUR FUTURE LIVING COSTS:
ACCORDING TO RETIREMENT ADVICE OF ANDREW KYRIACOU, THIS IS THE FIRST STEP TO
TAKE INTO CONSIDERATION WHEN YOU ARE PLANNING TO GET A SAVING PLAN FOR YOUR
RETIREMENT. CHECK WHAT KIND OF LIVING YOU WANT AFTER YOUR RETIREMENT THIS IS
IMPORTANT TO CHECK BECAUSE YOU NEED TO SAVE ACCORDING TO YOUR LIVING EXPENSES.
WHEN YOU WANT TO LIVE A SIMPLE LIFE IT MAY NEED LOWER COSTS THAN A LUXURY LIVING.
AFTER ESTIMATING YOUR LIFESTYLE CHOOSES A PLAN THAT CAN HELP YOU TO SAVE FUNDS
THAT CAN SATISFY THE NEEDS OF YOUR DESIRED LIFESTYLE.

11. SELECT A MORE VALUABLE PLAN:
WHILE CHOOSING THE PLAN READ THE RETIREMENT ADVICES OF ANDREW KYRIACOU. IT
MEANS TO GET A PROFESSIONAL ADVICE FOR CHOOSING A GOOD SAVING PLAN. ANDREW IS
AN EXPERT ADVISER AND HE CAN HELP YOU TO SELECT A PERFECT PLAN THAT MATCHES
YOUR REQUIREMENTS. HIS SUGGESTION IS TO INVEST IN A PLAN THAT PROVIDES YOU HIGH
RETURNS AND ALSO SAVE YOU FROM GOING OUT OF MONEY. THE PLAN WITH LOW PREMIUMS
AND HIGH RETURNS VALUES IS ALWAYS GOOD FOR THE RETIREE. FOR EXAMPLE, THE 401K
PLAN CAN BE HELPFUL IF YOU WANT TO SAVE FOR YOUR RETIREMENT. YOU CAN GET THIS
PLAN FROM YOUR COMPANY WHERE YOU ARE WORKING BECAUSE IT IS OFFERED BY THE
ORGANIZATION TO ITS EMPLOYS DURING THE JOB.

12. CONCLUSION:
ALL THE ABOVE TIPS FROM THE RETIREMENT ADVICE OF ANDREW KYRIACOU ARE REALLY
HELPFUL FOR THE PEOPLE WHO ARE GOING TO RETIRE SOON. THE EXPERIENCE OF 22 YEARS
MAKES HIS ADVICE PERFECT AND USABLE FOR THE PEOPLE OF ALL AGE. THE DEVICES ARE
DIFFERENT FOR ALL HIS CLIENTS ACCORDING TO THEIR NEEDS. IF YOU WANT TO GET ANY
SUGGESTION RELATED TO YOUR RETIREMENT THEN THE RETIREMENT ADVICE OF ANDREW
KYRIACOU IS BEST OPTIONS FOR YOU.