1. Products subject to change without notice.
FastTrackFundingCorp.com
Hard Money
* UP TO 80% LTV on Purchases and Refi's
* No Income Documentation requiredStated Income
NO TAX RETURNS!
* Rates as low as 7.99% interest only
* Fix n' Flip programs: Up to 90% of as-is value or 80%
of purchase price and up to 100% of rehab!
* Loan amounts not to exceed 75% ofARV (after repair value)
* One year terms with no prepay
* 3, 5, 7 year terms for “Buy and Hold” rental properties
* No Minimum FICO programsPrevious BK's,
Foreclosures, Short Sales OK!
* LLC's/Corps./Trusts OK
* Most programs do not require reserves
Conventional
* 97% LTV First Time Buyers Program (no ownership in last 3 years)
* 620 Minimum FICO
* 3% Down Payment can be gift!
* 85% LTV for Non Owner Purchases
* W2's only required for wage earners NO tax returns!
* No landlord history required on Non Owner Occupied properties
* Reserve requirements per DU!
* SFR, condos, PUDs
12 TO 24 MONTH BANK STATEMENT
PROGRAM FOR SELF EMPLOYED
* Bank Statement Program for Self Employed Borrowers
NO TAX RETURNS!
* Average Deposits used as income!
Personal or Business bank statements
* Up to 90% LTV on Purchases Up to 80% on Refinances
* No M.I. (mortgage insurance)
* Owner or Non Owner Occupied Properties
* No Reserves Required
* Up to 50% Debt Ratio
Distribution to the public is prohibited. This information is intended for exclusive mortgage professionals and is not to be distributed to consumers.
*CA BRE#01167709*NMLS# 319578 *CompanyNMLS#1140098
ALICIA BECKER - SENIOR LOAN OFFICER
909-912-1927 Office | 909-714-2650 Direct
alicia@fasttrackloan.net
NON-PRIME PROGRAM
FOR BORROWERS WITH RECENT FORECLOSURES,
SHORT SALES, BK'S OR LOW FICOS
* FICO as low as 500!
* 3 Years since Foreclosure OK
* 3 Years since BK Ok
* 2 Years since Short Sale OK
* LTV up to 90% on Purchases
* Purchases or Refinances
* NonOwner Up to 75% on Purchases
* NonWarrantable Condos up to 75% LTV
on Purchases, Up to 70% on Refinances
FOREIGN NATIONAL PROGRAM
* No U.S. Credit needed
* No Social Security# needed
* No Income Documentation needed
* No U.S. Bank account needed
* Gift funds allowed
* No reserves needed
FHA & VA
* 580 Minimum FICO Purchase or Refi's
* Gift funds allowed! No donor bank statement required for gifts
(if funds wired to escrow)
* W2's only for wage earners No tax returns needed
* Primary borrower with 1 FICO OK! FHA
* Cash out Refi to 85% LTV FHA
* Cash out Refi to 100% LTV - VA
* Debt ratio per DU!
* No reserves!