The document discusses Agile management style which focuses on individuals, collaboration, adaptability and flexibility. It then outlines the "Top 5" personal characteristics of an individual as analytical, technical, tenacious, creative and visionary. Several digital marketing strategies and key performance indicators are presented. Specific competitor analyses are performed for the car insurance industry. Predictions are made around growing mobile search, storytelling, video advertising and integrated advertising. The visionary section predicts changes in insurance advertising through contextual ads, cross-device marketing and the roles of Amazon/Bing. It envisions a future where telematics insurance policies are paid for through advertising and aggregators are "cut out".