Bringing financial inclusion to the world’s 500 million small farmers

1. AGRI360.IO
Unlocking access to credit for smallholder farmers

2. Key Features
 Agri360 alternative credit risk assessment model helps financial institutions with an
agriculturally relevant and data-driven model to assess risk and develop loans that
fit the needs of smallholder farmers.
 The agri360 mobile app allows farmer to record and track all the activities digitally.
This empowers farmers to strategically plan their crop yield and yearly income
through smart contact agreements.
 Ultimately this opens up financial opportunities and improves their ability to
expand business and grow sustainably.

3. Producer Mobile App
 Farmer can create digital assets of the
produce on distributed ledger
 Sell produces to distributor electronically
saving time and cutting out the middleman
 Log farm activities to better manage and
improve creditworthiness
 Buy supplies online at better prices and show
credit history to potential lender
 Create digital identity, which represents a
blockchain wallet address

4. Producer Web Portal
Continuous monitoring of farmlands, capturing
changes in vegetation/crop cover and
providing an early warning system for
repayment risk.
 Reduce default/delinquency
 Increase farmer engagement
 Increase adoption of financial services
 Support from financial institution during
periods of shock

5. Producer Mobile App

6. Distributor Portal & Mobile App
Distributor portal manage all the activities
digitally
 Manage buy and trading through mobile
app
 View live market prices of produce
 Manage inventory online via web portal
 Manage payments and fund transfer using
digital and fiat currency

7. Credit Risk Solution
Our Agri Intelligence Engine utilises
remote sensing data alongside a
range of traditional and alternative
data points to assess a farmer’s
creditworthiness.
 Increase in approval rates
 Decrease in default rates
 Increased access to loan
 Reduced processing time

8. Secure Digital Wallet
 Producer and Distributor trade
using Ethereum digital wallet.
 Transfer funds and pay for goods
and services using VISA APIs

9. Online Trading
Agri360 platform allows producers,
distributors, processors and
suppliers to trade online
 Simple workflow
 Better inventory & stock
management
 Track payment and transaction
history