3. Total Income: Initial and Post Tax JessicaOccupation: Teacher Inital Income45,000FICA3,442.50Post-Tax37,986Total34,543.5 SamirOccupation: AccountantInital Income40,000FICA3,060Post-Tax34,001Total30,941
4. Saving Saving after Income Taxes Jessica Saving: 10% Amount: $3454.35 Savings account at Bank: $2400 .05% APY Checking account at bank of America: $1054.35 Samir Saving: 5% Amount: $1547.05 Saving account at Bank: $1000 .05% APY Checking account at bank of America: $547.05
5. Remaining Income Samir Disposable Income ($30,941.00) – Savings ($1,547.05) = $29,393.95 Jessica Disposable Income ($34,543.50) – Savings ($3,454.35) = $31,089.15
6. Housing Warson Village Town House Apartments 1000 Darwick Court City: St. Louis, MO Zip Code: 63132
9. HealthcareUnited Health Insurance Samir $832.62 Annually $69.39/month/per person United Health One Copay Select 20%$3,500 Deductable 20% Coinsurance for in-network services Individual coverage Jessica $1019.28 Annually $111/month/per person United Health One Copay Select 20%$3,500 Deductable 20% Coinsurance for in-network services Individual coverage
11. Transportation Lease for 36 months: 9450 total, 4725 per person Car Lease: Honda Accord Sedan $270/month Car Insurance: AAA Car Inurance 2107.23 annually / 175.60 per month Price of Gas Per Gallon: $3.65 (mid)Roughly estimated 9 gallon usage: $32.85854.10 a year for gas per person
13. Utilities Utilities combined per year. Electricity: $757.08 Water: $840 Gas: $450 Phone: AT&T Nation 1400 Family Talk with Rollover and DataPlus 200 MB Cell phone plan: $89/month total DataPlus plan: $30/month total $1428 Internet, Home Phone and CableCox Good Bundle $845.76
