NEED CASH FAST?<br />GetChinatrust Salary Stretch,the all-purpose, no-collateral personal  loan that comes with flexible t...
WELCOME TO<br />
WHO ARE QUALIFIED<br />
Gross monthly income requirement<br />15,000 Php<br />if working within Metro Manila, Rizal and Cavite<br />10,000 Php<br ...
i<br />
NEGATIVE JOBS :<br /><ul><li>OFW
Gaming Industry,Casinos
Law firm employees
Legal/ Judiciary Staff
Politicians
Construction / Mining Companies
Military, Police, Armed Forces Officials
Media Personalities and Entertainers
Travel Agencies
Garment Industries
Public School Teachers
Government Employees</li></li></ul><li>DOCUMENTARY REQUIREMENTS FOR EMPLOYED<br /><ul><li>Accomplished Chinatrust Applicat...
Photocopy of Company ID (front and back with 3 specimen signatures)
One (1) month latest pay slip
ITR 2316 with complete employee & employer signatures (ITR waived for TOP 2000 corporation employees)
Certificate of Employment 60/30 days (for call centers / BPO  and selected Companies only)
Other requirements are optional or maybe requested.</li></li></ul><li>CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009<br...
CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009<br />NESTLE PHILIPPINES<br />NXP SEMI CONDUCTOR PHILIPPINES<br />ORACLE ...
As low as<br />1.39%<br />Monthly<br />INTEREST RATE<br />
Note:  These are indicative figures.  Actual amount may vary.<br />
SAMPLE COMPUTATIONS<br />Basic Salary :                       P15,000<br />Less Deductions<br />(income tax,sss,etch..):  ...
MISCELLANEOUS FEE<br />( Deducted from Loan proceeds)<br />Approved Loans Above P250,000 will be subject to Documentary  S...
STEP BY STEP <br />PROCEDURE<br /> OF APPLICATION<br />
STEP<br />1<br />Completely filled out the APPLICATION FORM<br />( The form can get from Agent, or through photocopy,downl...
Please make sure that the following fields are not left blanks:<br /><ul><li>Complete Home Address/ Office Address
Length Of Stay In Home Address
Designation
Length Of Stay In Present Or Previous Employer
Character References
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  • manila
  • Chinatrust Slide Presentation2

    1. 1. NEED CASH FAST?<br />GetChinatrust Salary Stretch,the all-purpose, no-collateral personal loan that comes with flexible terms of 12, 18, 24, and 36 months, at very competitive rates. This is offered to salaried individuals and professionals who are regular employees of their respective companies.<br />
    2. 2.
    3. 3. WELCOME TO<br />
    4. 4.
    5. 5.
    6. 6. WHO ARE QUALIFIED<br />
    7. 7. Gross monthly income requirement<br />15,000 Php<br />if working within Metro Manila, Rizal and Cavite<br />10,000 Php<br />if working within Laguna, Pampanga, Bataan, Batangas,Subic,Olongapo,Tarlac,Cebu and Davao<br />INCLUDES:<br />Basic Pay<br />Regular Allowances<br />Transportation<br />Food Allowance<br />COLA, PERA, Production Pay<br />ALSO INCLUDES :<br />Bonuses<br />Overtime Pay<br />Overtime Related Allowances<br />( Provide 3 Months Pay slip)<br />
    8. 8.
    9. 9.
    10. 10. i<br />
    11. 11. NEGATIVE JOBS :<br /><ul><li>OFW
    12. 12. Gaming Industry,Casinos
    13. 13. Law firm employees
    14. 14. Legal/ Judiciary Staff
    15. 15. Politicians
    16. 16. Construction / Mining Companies
    17. 17. Military, Police, Armed Forces Officials
    18. 18. Media Personalities and Entertainers
    19. 19. Travel Agencies
    20. 20. Garment Industries
    21. 21. Public School Teachers
    22. 22. Government Employees</li></li></ul><li>DOCUMENTARY REQUIREMENTS FOR EMPLOYED<br /><ul><li>Accomplished Chinatrust Application Form
    23. 23. Photocopy of Company ID (front and back with 3 specimen signatures)
    24. 24. One (1) month latest pay slip
    25. 25. ITR 2316 with complete employee & employer signatures (ITR waived for TOP 2000 corporation employees)
    26. 26. Certificate of Employment 60/30 days (for call centers / BPO and selected Companies only)
    27. 27. Other requirements are optional or maybe requested.</li></li></ul><li>CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009<br />ABS-CBN<br />ACCENTURE (30 DAYS VALIDITY PAYSLIP AND COE)<br />AIG<br />ALL CALL CENTERS<br />ALL EMBASSY<br />AMKOR TECHNOLOGY<br />AMWAY<br />ARELLANO UNIVERSITY(need authorizaton letter)<br />Asian development bank (ADB)<br />ASTEC<br />ATENEO<br />CEU<br />CHINESE GENERAL HOSPITAL<br />CITIBANK NA<br />CITIBANK SAVING<br />CITIFINANCIAL<br />COCA COLA FAR EAST LTD<br />COLGATE-PALMOLIVE<br />DELA SALLE UNIVERSITY (All Branches)<br />DUTY FREE<br />FINANCIAL TIMES<br />GLOBE<br />GMA<br />GREEN CROSS INCORPORATED<br />HEWLETT PACKARD<br />HITACHI GLOBAL STORAGE<br />HONDA CARS PHILS- LAGUNA<br />HSBC – Company Policy<br />IBC 13<br />IBM AND ALL SUBSIDIARIES<br />INTEL<br />INTER PHIL LAB<br />KIMBERLY CLARK<br />KRAFT PHILS<br />LANDBANK OF THE PHILIPPINES<br />LAWSON PSSC INC.<br />LYCEUM<br />MERCURY DRUG<br />MITSUBISHI<br />MONDE-NISSIN<br />NAMRIA<br />
    28. 28. CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009<br />NESTLE PHILIPPINES<br />NXP SEMI CONDUCTOR PHILIPPINES<br />ORACLE PHILS INC. – Company Policy<br />Our Lady of Lourdes<br />PagIbig Fund<br />Pfizer<br />PGH<br />PHIL. HEALTH INSURANCE<br />PHILIPPINE PIZZA INC. (Pizza Hut)<br />Philtec<br />PLATINUM PLANS<br />PLDT<br />PRUDENTIAL GUARANTEE LIFE<br />ROHM ( all affiliates)<br />SCANASIA OVERSEAS INC.<br />SM and all subsidiaries<br />SMART<br />SSS<br />SHELL SHARED SERVICES<br />TOLLWAYS MANAGEMENT<br />UCPB GENERAL INSURANCE<br />UNILAB<br />UNILEVER<br />UNIVERSITY OF THE PHILIPPINES ( Company Policy)<br />YAKULT MARKETING CORPORATION –fabricated payslip<br />YAZAKI TORRES MANUFACTURING INC.<br />RUSTAN MARKETINGS and all affiliates<br />NATIONAL KIDNEY INSTITUTE<br />ACP TEST CO INC- 1277<br />BEBE CALIFORNIE IND. INC 2032<br />CITY AND LAND DEVT CORP<br />COAST MANILA BAY INC- 584<br />DIGITEL MOBILE PHILS INC<br />EMERSON ELCTRIC ASIA LTD<br />FAR EASTERN UNIVERSITY<br />GO FLUENT PHILS<br />INTEGRATED MICROELECTRONICS INC<br />MARIST COLLEGE INC<br />MEGA PUBLISHING GROUP<br />NEW ERA UNIVERSITY<br />PHIL AXA LIFE<br />PHILIPPINE CHILDRENS MEDICAL CENTER<br />SAFEWAY PHILTEC INC<br />SAN BEDA COLLEGE<br />ST. SCHOLASTICAS COLLEGE WESTGROVE<br />STORES SPECIALIST INC<br />TREND MICRO INC<br />TUMMY BLISS INC<br />
    29. 29. As low as<br />1.39%<br />Monthly<br />INTEREST RATE<br />
    30. 30. Note:  These are indicative figures.  Actual amount may vary.<br />
    31. 31. SAMPLE COMPUTATIONS<br />Basic Salary : P15,000<br />Less Deductions<br />(income tax,sss,etch..): P 4,000<br />Net take Home Pay : P11,000<br />I/I Ratio : x20%<br />_______<br /> P 2,200<br />Maximum Loanable Amount : <br />P50,000 for 36 months <br />
    32. 32. MISCELLANEOUS FEE<br />( Deducted from Loan proceeds)<br />Approved Loans Above P250,000 will be subject to Documentary Stamp<br /><ul><li>Documentary Stamp = P1.00 / P200.00</li></li></ul><li>IMPORTANT!!!<br />Only completely filled out application form and with complete documents are accepted and processed<br />
    33. 33. STEP BY STEP <br />PROCEDURE<br /> OF APPLICATION<br />
    34. 34. STEP<br />1<br />Completely filled out the APPLICATION FORM<br />( The form can get from Agent, or through photocopy,download and print)<br />
    35. 35.
    36. 36. Please make sure that the following fields are not left blanks:<br /><ul><li>Complete Home Address/ Office Address
    37. 37. Length Of Stay In Home Address
    38. 38. Designation
    39. 39. Length Of Stay In Present Or Previous Employer
    40. 40. Character References
    41. 41. Educational Attainment
    42. 42. No. Of Dependents
    43. 43. Credit Card (If Any) With Credit Limit</li></li></ul><li>STEP<br />2<br />EMAIL your application form together with other requirements such as Company ID, ITR, COE(if required) and payslip @<br />weng_geraldez@yahoo.com<br />Or <br />FAX @ (02) 9613162<br />or send via express mail <br />ROWENA GERALDEZ<br />No. 440 Malaria 1 Tala Caloocan City<br />
    44. 44. STEP<br />3<br />AS SOON AS I RECEIVED ALL DOCUMENTS<br />APPLICATION WILL BE PROCESS<br />
    45. 45. PROCESSING TIME….<br />CUT OFF TIME :<br />10:00 AM<br />If application received before 10:00 A.M. During banking days<br />It will considered as DAY 1<br />
    46. 46. PROCESSING TIME….<br />TOP 7000 COMPANIES<br />48 HOURS RESULT RELEASED<br />NON TOP 7000 <br />4 DAYS RESULT RELEASED<br />
    47. 47. STEP<br />4<br />AS SOON AS THE APPLICATION ARE APPROVED<br />YOU WILL NOTIFY BY CHINATRUST THROUGH YOUR CONTACT NUMBERS OR ADDRESS<br />
    48. 48. STEP<br />5<br />RELEASED OF LOAN PROCEEDS <br /><ul><li>Client must personally must personally go to the Personal Loans Center to sign Promisory Note & Disclosure Statement</li></ul>.<br /><ul><li>Client submit Post dated Checks</li></ul>( If client has no Checking Account,Chinatrust allows the approved client to open a current Account under Chinatrust (Opening and maintaining balance is waived for Chinatrust Account.<br /><ul><li>CLIENT WILL CHOOSE FROM THESE OPTIONS:
    49. 49. Cash card (for Loans below 200,000 Php)
    50. 50. Credit to their Account (with Chinatrust or any other bank)
    51. 51. Managers’s Check</li></li></ul><li>RELEASED OF LOAN PROCEEDS <br /><ul><li>PERSONAL LOANS CENTER : </li></ul> 11/F Lepanto Building, Paseo de Roxas Makati City<br /><ul><li>BANKING HOURS:</li></ul> 9: 00 AM – 7:00 PM (Weekdays)<br /> 9:00 AM – 5:00 PM (Saturday)<br />
    52. 52. RELEASED OF LOAN PROCEEDS <br /><ul><li>PERSONAL LOANS CENTER :</li></ul>(FOR PROVINCIAL CLIENT)<br /><ul><li>PAMPANGA: 2ND/F JEV BLDG, Mac arthur Highway Balibago, Angeles City
    53. 53. CEBU: No 79 Tokyu Bldg, Magallanes St. Cebu City
    54. 54. DAVAO : G/F Brightstone Bldg, monteverde Ave, corGempasawst. Davao city
    55. 55. BANKING HOURS:</li></ul>Weekdays: 9:00 AM – 6:00PM<br />
    56. 56. EXISTING PROMO!!!<br />12 weeks of CHRISTMASAll prospective clients (EMPLOYEE) availing a minimum loan amount of 50,000 up @ 24 or 36 mos. term will have a chance to win a brand new HP MINI LAPTOP, SCOOTER, SAMSUNG 32” LCD TV, NOKIA N86 CELLPHONE every week  for 12 weeks. <br />
    57. 57. This loan Program is also open to the following:<br />(TEST PROGRAM ONLY)<br />SELF EMPLOYED<br />(Open to all Sole –Proprietors who are within existing coverage area nationwide)<br />PROFESSIONALS<br />(DOCTORS, NURSES, ENGINEERS, ARCHITECTS, ACCOUNTANTS, DESIGNERS, REALTORS, DENTIST<br />CORPORATION<br />( PART OWNER/FAMILY OWNED BUSINESS)<br />
    58. 58. F<br />FOR<br />SELF EMPLOYED <br />LOAN AMOUNT<br />Minimum of P20,000<br />Maximum of P300,000 <br />QUALIFICATIONS<br />DOCUMENT<br />REQUIREMENTS<br /><ul><li>It is open to all sole-proprietor who are within our existing coverage area nationwide
    59. 59. Age must be 25 to 60 years old ( upon maturity of loan)
    60. 60. Business must be at least three (3 ) years in operation
    61. 61. Must have a credit card for at least one(1) year
    62. 62. Credit Card account must be in good standing in the last two(2) months (Outstanding balance must be within 90% of utilization and no past due)
    63. 63. Accomplished Chinatrust Application Form
    64. 64. Copy of UNEXPIRED DTI Certificate of Registration
    65. 65. Copy of at least six (6) months bank statements
    66. 66. Copy of latest full year ITR
    67. 67. Copy of latest two (2) months Credit Card Statement of Account
    68. 68. Copy of face of Credit Card
    69. 69. Copy of at least one (1) Government ID with photo
    70. 70. Must have a Landline</li></li></ul><li>PROFESSIONALS<br />(Doctors, Nurses, Engineers, Architects, RealtorsAccountants, Designers,Dentist)<br />LOAN AMOUNT<br />Minimum of P20,000<br />Maximum of P300,000 <br />QUALIFICATIONS<br />DOCUMENT<br />REQUIREMENTS<br /><ul><li>Age must be 25 to 60 years old ( upon maturity of loan)
    71. 71. Must be a practicing professionals for at least three (3 ) years
    72. 72. Must have a credit card for at least one(1) year
    73. 73. Credit Card account must be in good standing in the last two(2) months (Outstanding balance must be within 90% of utilization and no past due)
    74. 74. Accomplished Chinatrust Application Form
    75. 75. Copy of UNEXPIRED PRC ID
    76. 76. Copy of latest 6 months bank statements
    77. 77. Copy of latest full year ITR
    78. 78. Copy of latest two (2) months Credit Card Statement of Account
    79. 79. Copy of face Of Credit Card
    80. 80. Copy of at least one (1) Government ID with photo
    81. 81. Must have a Landline</li></li></ul><li>INTEREST RATE<br />Starts @1.39%<br />Monthly<br />TEST PROGRAM FOR SELF EMPLOYED AND PROFESSIOALS<br />
    82. 82. MISCELLANEOUS FEE<br />( Deducted from Loan proceeds)<br />Approved Loans Above P250,000 will be subject to Documentary Stamp<br /><ul><li>Documentary Stamp = P1.00 / P200.00</li></li></ul><li>Existing promo!!!<br />12 weeks of CHRISTMAS<br />
    83. 83. Should you be interested and/or need further assistance, please feel free to call us thru<br />TELEPHONE NUMBERS :<br />(02) 961-3162 (Telefax)<br />(02) 994-8422 (Mobile Landline)<br />MOBILE NUMBER<br />09215833710<br />EMAIL:<br />weng-geraldez@yahoo.com<br />Yahoo Messenger: weng_geraldez<br />
    84. 84. Rest assured all applications will be treated highly confidentialThank you and we look forward on hearing you in this matter<br />

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