overview of a method of re-positioning financial advisers client work, with a view to using a mixed revenue model of fee's and commissions.

8. Beyond reform Average Adviser’s view of the future …

11. Value chain PLAN

12. Value chain PLAN IMPLEMENTATION

13. Value chain PLAN IMPLEMENTATION MONITORING

14. PLAN IMPLEMENTATION MONITORING $ (Fee)

15. PLAN IMPLEMENTATION MONITORING $ (Fee) Client can walk

16. PLAN IMPLEMENTATION MONITORING $ (Fee) $ Commission and/or Fee Agreement Client can walk

17. PLAN IMPLEMENTATION MONITORING $ (Fee) Client can walk Client can walk $ Commission and/or Fee Agreement

18. Advice relationship PLAN IMPLEMENTATION MONITORING $ (Fee) $ Renewal Commission +/- ? Client can walk Client can walk $ Commission and/or Fee Agreement

21. Whatever you do…. EFFORT little late TIMING

22. Whatever you do…. EFFORT huge little late TIMING

23. Whatever you do…. EFFORT huge little late early TIMING

24. Whatever you do…. EFFORT huge little late early TIMING

25. Any questions ! Do we have time?