Richard Thripp

toastmasters cognitive psychology attention florida politics personal finance financial literacy mindsets visual working memory cognition vision personal development psychology multiple intelligences gardner university news college higher education financial education stock market stocks ucf mturk ira 401k financial knowledge survey preservice teachers dissertation teachers pensions retirement investing grassroots canvassing daytonabeach flagler volusia reform greennewdeal medicareforall educator young democratic democrat progressive congress thripp2020 campaigns instructor slides digital security powerpoint backup micro-credentials technology teacher education eme2040 toastmasters clubs club central public speaking toastmasters officers web guides toastmasters chapters leadership club administration nonprofits attributions philosophy beliefs relativism calibration locus of control situationism fico money management credit cards credit bureaus credit scores implicit theories of intelligence growth carol dweck fixed-ability reasoning logical fallacies logic first instinct fallacy monty hall problem learning paradoxes regret deal or no deal counterfactual thinking perception object recognition top-down processes neuropsychology debate resource model slot model memory working memory opinion continuous slots spikes recall iconic memory peak performance self-discipline knowledge workers time management society and culture languages communication prison norway behavior management educational philosophy cooperation learning environment procedures classroom layout competition beijing taiwan great wall petronas towers geography buddhism elephants china safari education operant conditioning skinner bandura assimilation piaget psychological constructivism accommodation